"This is already the third bank today." Standing under the four big characters of ICBC, Gao Yuan couldn't help but sigh.

Since the morning, Gao Yuan and Cao Feiyu have been running around, first going to Song Kun to get a patent license, and then going to China Merchants Bank, which was recommended by Gao Yuan's father, to find Director Leng Guoliang.

For more than 10 years, the accounts of the factory's payments, including Gao Yuan's family's private finances, have been handled at China Merchants Bank.

Gao Yuan's father and this Director Leng have also been good friends for many years, and when the two of them first met, Leng Guoliang was still a loan officer who had just joined the work.

It is said that the friendship is not bad, but Leng Guoliang just bit one million yuan to death and did not let go.

The performance of the amazing performance of the X fiber, can only pledge this money?

Gao Yuan was angry, but he quickly figured out the inside story, Leng Guoliang had a good relationship with his father in the past because it was profitable.

Now a little inquiry can tell that the Kunlun factory is hovering on the verge of bankruptcy, the boss is sick, the factory is suspended, and Gao Yuan, who is in charge of taking over, is only 21 years old.

As for invention patents, banks have a strong subjectivity when evaluating intangible assets, and in today's fierce market competition, who can guarantee that after the advent of X fiber, international giants led by BASF and DuPont will launch competing products with similar performance?

All in all, after hitting a wall one after another today, Gao Yuan decided to meet the acquaintance recommended by Director Qin of the National Laboratory, but he didn't have much hope in his heart, after all, he and Qin Yongbo were also on the same side, so he just tried his luck.

"If you can't get enough loans from the bank, you have to go to a venture capital firm." Cao Feiyu chattered.

Gao Yuan frowned and said: "There is no free lunch in the world, venture capital riskes losing all your money to throw money at you, it will definitely need excess returns, shares are still second, what is terrible is the veto, as long as they don't like it, they can reach out to intervene in the operation of the business, and even drive the founder out." ”

"I won't bring in those vultures unless I have to, on the other hand, in the age of the Internet, even if I want to bring in venture capital, people may not be willing to invest their money in industry."

While talking, the two walked into the bank, but they didn't expect to meet acquaintances here.

Jiang Yuanyuan, Gao Yuan and Cao Feiyu's classmates in middle school, are really just classmates, and they have spoken no more than twenty sentences in total.

Gao Yuan vaguely remembered that Jiang Yuanyuan seemed to have a good relationship with Su Zhenqiu, Fan Xiaoyun and others, and they had a small group in the school, all of whom were girls with good family backgrounds and good looks.

"So you're looking for President Lu." Jiang Yuanyuan said very enthusiastically: "He is our big boss here, and the people who want to get a loan from him can't wait to line up across the road, do you two have an appointment?" ”

Gao Yuan nodded, "I've chatted a few words in WeChat, let me come to him if you need it, don't be polite." ”

Jiang Yuanyuan naughtily stuck out her tongue to Gao Yuan, "I said old classmate, if you brag, you have to make a draft first, President Lu is our credit manager here, look for him if you need him?" You're welcome? I don't believe it, he can talk to you like that? ”

Is this what it means to suspect that I am lying?

Gao Yuan is a pure straight man, and he was in a hurry on the spot, and he reached out to take out his mobile phone to show Jiang Yuanyuan the chat history.

At this time, Cao Feiyu gently touched him next to him, suggesting that he should not be impulsive.

After all, there is a request for others, Gao Yuan understood that Cao Feiyu was for his own good, so he immediately suppressed his emotions and said: "I forgot the original words, but we made an appointment with President Lu to meet in the afternoon, and it was always right." ”

"It's pretty much the same, how nice it would be to tell the truth from the start." Jiang Yuanyuan said with a smile on her face: "Don't worry, we are classmates, as long as we can help me, we will definitely help you, I can't hide it, my father and President Lu have a little friendship, you are waiting here, Miss Ben will personally inform you." ”

Gao Yuan smiled: "That's really good, if this thing can be done, I will invite you to eat hot pot." ”

"That's what you said, don't go back." Jiang Yuanyuan turned around and hooked her finger at Gao Yuan.

Seeing Jiang Yuanyuan disappear, Gao Yuan asked Cao Feiyu, "What did you stop me from doing just now?" I'm not lying, I'm telling the truth. ”

Cao Feiyu said lightly: "Forget it, in fact, Jiang Yuanyuan is a good person, very warm-hearted, why bother to make her unhappy for a little thing." ”

"In this world, boys are like dogs and have decision-making thinking, while girls are like cats and have tentative thinking."

"The boy says he can eat anything, it's a decision, he really can eat anything, and the girl says he can eat anything, it's just a temptation, you have to ask her what she eats one by one, otherwise they will be unhappy."

"The boy asked, do I look good in this dress? It's a decision, you say it's good-looking, he immediately pays the money and leaves, and the girl asks, do I look good in this dress? You say it's good-looking, but she'll still try the next one, because it's just a test and has nothing to do with decision-making. ”

"So, Jiang Yuanyuan was obviously testing you just now, if you follow her train of thought, she will be very happy and spare no effort to help you, you come up with evidence to refute, it can only make her feel hurt, and we have nothing wrong with it, why bother to reason with girls."

The plateau was full of shocks, and there was a feeling that listening to your words was better than reading for ten years, and his mouth opened and he looked at Cao Feiyu in surprise.

"Cattle, who did you learn this from? It's too powerful, isn't it? Gao Yuan muttered, "No, if you really know women so well, why are you still a single dog?" ”

Cao Feiyu smiled, "Man Going Their Own Way, which means a man who walks his own way, is a sport that is currently popular all over the world, known as MiGdo in China, and herbivorous boys in Japan. ”

"Life will be better because of the understanding that men and women are fundamentally different and decide to do everything possible to completely distance themselves from women, both legally and emotionally, refusing to compromise with women, not caring and not caring about women."

Gao Yuan blinked, "Isn't that still a single dog?" ”

Cao Feiyu glanced at Gao Yuan, "Say whatever you want, I just happened to join a MiGdao forum that rejects women, and I learned some interesting knowledge, which just came in handy today." ”

Gao Yuan was slightly stunned, and then stroked his chin with one hand and muttered, "Away from women, life will be better..."

"Well, that's interesting, go back and send me the URL."

……

Cao Feiyu is not wrong, as long as you follow her little temper, Jiang Yuanyuan is actually a very enthusiastic and very kind girl.

Soon after, she returned and personally brought Gao Yuan and Cao Feiyu to Lu Yong's office.

"Uncle Lu." Jiang Yuanyuan said in a sweet voice: "Both of them are good friends of mine in middle school, if you don't violate the rules of the industry, you can help them as much as you can, how difficult it is for young people of our age to start their own business." ”

The voice was slightly sneering, it was obviously inappropriate for Jiang Yuanyuan to speak like this in the workplace, but Lu Yong not only did not show any unhappiness, but laughed and nodded again and again, it seems that Jiang Yuanyuan's family and this President Lu have a really unusual relationship.

"Don't worry, young people start their own businesses with their abilities, and I have always been the most supportive." President Lu Yong patted his chest and spoke righteously.

"Then I'll go out first, and you guys talk slowly."

Jiang Yuanyuan said, Chong Gao Yuan and Cao Feiyu winked their eyebrows, as if hinting, "I've done all the work that needs to be done, and then it's up to you." ”

……

Lu Yong squinted his eyes slightly, carefully looked at the two young people in front of him, don't look at him calm on the surface, but his heart was already surging.

Just three days ago, he suddenly received a call from the president of the provincial bank, explaining that he was concerned about a loan project in the field of chemical fiber to help the company solve the difficulties in terms of funds.

Although it was not explicitly stated, the provincial bank faintly revealed that in the higher power center, some people were very optimistic about this new invention, but it was inconvenient for the state to directly intervene, so the banks were allowed to give financial support and credit facilities.

Lu Yong is worried, how to support this company, you can't just take the initiative to send the money out as soon as you meet, there is no reason for that.

At this moment, Jiang Yuanyuan just intervened out of thin air, Lu Yong was immediately overjoyed, and he wanted to support him secretly, and Gao Yuan was Jiang Yuanyuan's classmate, so it would be easy to do.

It's just that after meeting, I was stunned to find that Gao Yuan was so young, which really surprised President Lu.

"At such a young age, he has already been named and supported by the above, what kind of anti-heaven invention is this? Director Qin of the National Laboratory is also full of praise for this. Lu Yong was suspicious in his heart, "Pay attention, you must pay attention to it." ”

After the greetings, Lu Yong asked about the collateral.

Gao Yuan immediately took out patent certificates, technical information, business licenses and qualification certificates of Kunlun Factory, test reports issued by national laboratories, etc., and a lot of them.

"Interesting, I'll have someone prepare some tea, we have time, you can tell me more about it." Lu Yong said.

Gao Yuan and Cao Feiyu were surprised, the two banks they went to in the morning, only listened to it for a while, and showed an impatient look, materials science and chemistry and other things were obscure and boring, and President Lu actually took the trouble to do it, which really flattered Gao Yuan a little.

Of course, the process is difficult, Lu Yong, who is in his forties, has already returned the knowledge he learned in college to the teacher, and it took him a lot of effort to finally understand what kind of existence X fiber is.

However, once Lu Yong understood how the invention of the plateau was against the sky, he should have set off stormy waves in his heart.

It's so strong!

Awesome!

X-fiber is terrifying!

Lu Yong was shocked, and his eyes were full of eagerness when he looked at the plateau.

You must know that Gao Yuan is only twenty-one years old, and he has made an invention against the sky, which has attracted the attention of the power center, and he has to be supported by name.

It is unimaginable what achievements such young people will make in the future and what careers they will achieve!

Da Da Da ~ Lu Yong got up and walked quickly back and forth in the office a few times, thinking with an unusually serious expression.

"Fifty million." Lu Yong didn't mean to joke, and said solemnly: "With the patent right as a pledge, for a period of two years, the national benchmark commercial loan interest rate will be implemented, and I will lend you 50 million." ”

Call~

Gao Yuan gasped, he didn't expect things to go so smoothly, originally his biggest expectation was to borrow 500 to 10 million yuan from the bank, but now it completely exceeded his expectations.

It's just that the loan term is a little shorter, and the principal and interest cannot be repaid after two years, and the patent right of X fiber will belong to the bank, and if it can have a term of three or five years, it will be more perfect.

But it doesn't matter, with the super black technology given by the system, if you can't repay the loan in two years, it can only prove that Gao Yuan has a problem with his ability, and he should buy a piece of tofu and die headlong.

"Then thank you, Governor Lu." Thinking of this, Gao Yuan stood up and solemnly stretched out his right hand.