Rebirth and Preparation Chapter 3 Crazy Overdraft
Zhang Mingliang calculated that he would have to prepare all the materials for dealing with the end times within half a month.
In fact, he still has a way, that is, like in his previous life, he does nothing and waits for the end of the world to come, anyway, he knows how he survived in his previous life, and his current self only needs to do what he did in his previous life.
But he was afraid that what would happen in case of an accident, that he would be able to be reborn would be an unexpected thing, and he knew very well how terrible those three dark weeks were.
And as a traverser, if you know what will happen behind you, if you don't seize a little opportunity, it seems that it is really difficult to convince your heart to become stronger.
Just do it, he took out his bank card in his safe with ease, and there were 200,000 pocket money in it, which his father usually gave him.
I am a good student, I rarely use this money at all, everything is impermanent, I didn't think that I didn't use it in my previous life, but I used it by my current self.
This money is still too much for me now, but for myself who knows that the world is about to usher in the end of the world in half a month, the current social environment is too easy for me to make money.
As for the way to make money quickly, it is a loan, a crazy loan, a desperate loan.
Zhang Mingliang not only took out his bank card, but also took out the real estate certificate and household registration book in his house.
After that, Zhang Mingliang walked out of the house, took the real estate certificate, household registration book, his ID card, and the admission notice of Imperial Capital University, took a taxi, and asked the driver to take him to Wangjiang Road.
I want to ask Zhang Mingliang why he went to Wangjiang Road, because there are many mortgage companies on this road, and the procedures are very simple.
If you want to ask Zhang Mingliang how he knows, it is because their school is not far from here, and when the campus loan is very crazy, not only college students, but also high school students have been eroded.
There are a few people in my class who have been recruited, but in the past two years, the state has increased its rectification efforts, and they have only stopped a little, but the roots are still there, but they are not as blatant as before.
Zhang Mingliang entered a store with a letter loan, this store has a look of more than 200 square meters, there are about 10 employees in it, and the decoration looks quite formal and tall, but Zhang Mingliang knows that it is greasy.
If those who have borrowed money can't pay it back, they look quite formal and tall stores, and they will immediately become the lifeline of those borrowers, and the turn-over phone bombardment is the lightest, and the collection company behind them is the ultimate weapon that makes you unable to live a normal life.
But Zhang Mingliang didn't care about these at all, because he knew that after half a month, there was an eighty percent chance that these people would die, and even if they didn't die, the money at that time would no longer matter, if they were willing to ask for it, they would go to various banks and branch points, and they could take it casually.
Zhang Mingming's arrival also made the people who took out loans from Mingxin feel extremely surprised.
Usually they are tired and tired to take the initiative to go out to find customers, today the sun hit the west and came out, and there were even fat sheep who took the initiative to come to the door for them to slaughter.
The reception is a beautiful woman at the front desk, about 25 years old, figure and temperament needless to say, there are a few long differences who can be the front desk, but Zhang Mingliang does not feel any interest in this at all.
Before the beautiful front desk asked what he meant, Zhang Mingliang said directly to the beautiful front desk: Take me to your manager, I have a big business to talk to him.
The beautiful front desk originally saw a handsome guy coming in, and wanted to tease him, but seeing that Zhang Mingliang didn't seem to be interested in him at all, he could only look at Zhang Mingliang with resentment, then twisted her thin waist and fat buttocks that made the man's mouth dry, and took him to the manager's office.
Zhang Mingliang was greeted by a middle-aged man in his forties with glasses, who looked suave and elegant, which completely subverted Zhang Mingliang's original image of these loan companies.
He originally thought that the people who were engaged in this business should be the image of the black boss at the bottom of the society with a big bald head, a big gold chain, and a dragon and a tiger.
I didn't expect to meet a person with the image of Confucianism today, in fact, what Zhang Mingliang didn't know was that his cognition or the media did not report on this kind of company in detail to the people, and the people made an inaccurate portrait of this kind of person in sporadic news events.
The image of people like them is actually those gangsters who are in the collection company, and the people who are really engaged in business are not like this, in fact, they often seem to be a very friendly and honest group of people.
Thinking about it, you can also understand how it is possible for a fierce person to gain the trust of the students, let alone lend them money, they are afraid of such a person at first glance, and then of course there will be no after.
Zhang Mingliang didn't bother to give the other party too much nonsense at this time, and directly put all his documents on the other party's desk.
Asked: Look at how much money these can lend me out, I want to get it today, and I can borrow more than 3 million, right? As for interest, it's not a problem.
When the manager saw Zhang Mingming's style, he also looked at Zhang Mingliang with a shocked and curious face, is this young man stupid, how do you feel as if he is saying that I am a fat sheep and will kill me.
But when the business came to the door, he wouldn't stop doing it, and after quickly looking at all the documents, he said with a smile: Little brother, can I take the liberty of asking, what do you want so much money for? And although this real estate deed belongs to your family, it is indeed written in your father's name.
Zhang Mingliang thought before he came that others would think that he had stolen the real estate certificate in his house for a mortgage, so he took his college admission letter to increase his credibility, but he didn't expect that the first one would still encounter such a situation, and it seems that these loan companies have become a little less bold in the past two years.
I think I can often see on the Internet that as long as they have an ID card, they dare to lend, but it is also possible that they have borrowed too much, so it will cause them to be cautious.
Zhang Mingliang said disapprovingly: I want to buy a luxury car, my father originally promised to do well, saying that I would give me a supercar of 3 million yuan before I went to college, but today I didn't expect that he would commit suicide by jumping off the building just now.
It's the one that was broadcast on Imperial Capital TV just now, have you seen it, now that he's dead, I'm alone in the house, I'm going to dispose of this house after a while, anyway, I'm going to go to college in a while, and it's useless to ask for this house.
Since it's all mine sooner or later, there's nothing wrong with me enjoying it in advance, right?
The manager listened to Zhang Mingming's words, and the black line in his head.
I've heard of a loser before, and I think it's the kind of all-rounder who eats, drinks, prostitutes, gambles, and samples, but I don't have a specific image in my mind, and today I see a real person.
This strange brain circuit, this style of doing things, have to be admired by those of them who have lived on the dark side for a long time.
The old saying is true, "Cubs don't feel distressed when they sell their fields".
Look at what people sell, Lao Tzu just jumped off the building and committed suicide, not to mention going to the hospital to take a look, but the first thing people think of is their luxury car, which is to buy their own house.
But how does his style make him look more pleasing to the eye?
The loser is not terrible, but I am afraid that the loser is uneducated, you see that the brain of people who can be admitted to a prestigious university is good, and the fashionable way of spending in advance makes it more slippery.
The manager said: No problem, no problem, I'll do it for you right away, 3 million, right? You give me the card number, and I will arrange for someone to transfer money to you now.
At this time, I was shocked and replaced by Zhang Mingming, this is too smooth, although my time is also very tight, thinking about a quick solution, but I didn't expect that there would be no five minutes before and after, and this would loan out 3 million.
Zhang Mingliang: Aren't you afraid that I have a problem with this house or have already made a mortgage? Don't we need to sign a contract?
Manager: Of course the contract has to be signed, as for what you said about making a mortgage, although I will also have concerns in this regard, but seeing that the little brother is so honest and kind, and he is a future famous college student, he is still very optimistic about the reputation of the little brother, and your house is worth tens of millions, how can you be eye-catching with this mere three million?
Zhang Mingliang was also speechless for a while when he heard his reply, this thing obviously regarded himself as a loser.
But since everyone has said so, what do you have to doubt, anyway, everything will turn into nothingness after half a month.
Zhang Mingliang promised the other party a loan for one month, and after a month, he returned it to the other party with interest.
The manager made a copy of all his documents and left his contact information.
Zhang Mingliang was so simple, and the whole thing was done in less than twenty minutes.
This had to make Zhang Mingliang admire the other party's high efficiency.
Informal also has the advantage of being informal, that is, it is fast, because there are not so many rules and regulations, if you go to the bank for a loan, you don't know how much time it will take to go through the process alone.
However, it is safe to take a bank loan, but do you need these now?
Obviously, now I don't need these things at all, what I need is speed and time.
After a distance of a while, I used the same method to find several borrowing companies, and easily borrowed a total of 15 million using the same routine.
It's not that the people in these loan companies are stupid, and they can easily lend out 3 million without investigating.
It was Zhang Mingming's loser-style style that shocked them, and he also endorsed himself as a future famous college student.
When encountering this kind of fat sheep that comes to the door by themselves, they don't compete to send money to each other, then they become real fools.