"I'm sorry, I'll answer a call!", the president of the Imperial Bank of the Illian region smiled apologetically, stood up and walked to the desk, picked up the phone and put it in his ear. He didn't speak, just finished the whole call with "um" and "yes", and when he put the phone down, he went to the small sofa group and sat down, and handed Durin a cigarette.

As a super large customer with tens of millions of deposits in the Imperial Bank, James, the branch president on the Ilian side, really treats Doolin as the Lord. On holidays, he would arrange for a sweet-looking receptionist to give Durin some gifts, or invite him to attend an event organized by the bank.

If the empire is seen as a person, then the banks are the veins that run through every part of the human body, and the rich and the money in their pockets are blood.

This time, Du Lin came to the bank here because he thought that there might be a large amount of cash in and out of the bank in the future, so he had to communicate with James, the president of the branch here, in advance. The Imperial Central Bank has been implementing a margin system, and the Ilian region is considered a developed region, between first-tier cities and second-tier cities, which is a second-tier bank according to the central bank. The cash and margin in the bank must be equal to 50 percent of the total amount saved by depositors in the Illian area on the settlement date, which is about 50 million, maybe a little more, maybe a little less.

The reason why it is not 100% is because the central bank has the ability and confidence to suppress those large depositors and persuade them to give up the idea of hurting each other's feelings such as a run, and as for the other "retail investors", even if they add up, they cannot shake the margins of the secondary banks. This system has been implemented for hundreds of years without problems, so it is still being implemented to this day, which is a bit old-fashioned.

Of course, in order to face some problems that may arise, the Imperial Central Bank has also formulated another set of rules, that is, the entry of large amounts of money must be communicated in advance. Whether you are saving or withdrawing, you must first say hello to the bank, especially withdrawing. Banks have the power to refuse depositors to withdraw their deposits without prior notice, even if the money does not belong to the bank.

When James heard that Durin might make a big move recently, he complained a little in his heart. If the money is not returned in the end, then his year-end performance will not be too good, because he has caused the bank to "lose" tens of millions of cash. Yes, a loss, not something else. The money deposited by depositors in the bank is not put in the bank as they say, but is used by the bank for investment or loans, and suddenly 10 million is withdrawn, which means that there is a project of about 10 million funds in a certain place and a certain period of time to be temporarily put on hold, for which the bank will lose a predictable "profit".

Since there is a loss, then someone must be responsible for it, and this person who is responsible is James.

"May I ask what you're going to do with this money?" James asked his secretary to peel two apples for them and cut them into petals, pushing the fruit bowl closer to Durin, the smile on his face wrinkled.

If the money goes to the Reich Central Bank in other regions, his responsibility will be a little lighter, at most a verbal criticism, and he needs to get to the bottom of the situation.

Du Lin also had nothing to hide, so he said directly, "I plan to increase investment in the construction of theaters, I think you should have heard the news that has been circulating recently." "My contact with the George family seems to be quite smooth, and I ...... in order to fight for more benefits."

James had heard that trust companies in any field were the most respected customers of the Imperial Central Bank, and if Doolin could really do this, then the head office would most likely raise Doolin's customer level authority to the highest. The customer's rating is not announced to the public, only some people in the bank know that if Durin's customer rating can be mentioned as the highest, it means that in the future, he can take tens of millions of loans from the bank without any collateral.

The smile on James' face was even brighter, and he even asked very intimately, "Then do you need a loan?" For excellent customers like you, we will provide large low-interest loans, I think this will help you build up your achievements on the 'battlefield'." ”

Durin shook his head, he took a toothpick and shoved an apple petal into his mouth, "I'll let you know when I don't think it's enough." He patted his trouser leg and stood up, taking his round hat from the hanger, "Alright, it's time for me to take my leave." ”

"I'll send you!"

Standing at the door of the bank, James respectfully watched Durin's car disappear into the street, he grinned and took a cool breath, raised his watch to look at the time, and did not go back to the bank's office, but drove directly to a slightly remote barbecue restaurant in the third district. This barbecue restaurant called Demari Veal Tendon is quite famous, and local beef lovers know about this small restaurant.

In fact, the main audience of this restaurant has never been the wealthy, and the beef tendon is not the most suitable part for barbecue, so they are catering to those who are in the middle and lower classes. Perhaps, like many shopkeepers, the owner of this store has thought about his products and mainstream consumers before opening the store, but there are always some unforeseen accidents in the process of operation, such as the inexplicable popularity of roast beef tendon in Illian.

In order to cater to the market, the owner of the Demari calf tendon expanded the store and added a second floor to serve guests of distinguished status.

In a cubicle on the second floor, James found Juan.

Juan was fiddling with the beef on his plate, which had a lot of tendons that people didn't like to eat in the first place, especially after the barbecue. If you put it in the south or the north, it is definitely a poor person's food, but in Ilian, most people love to eat it.

"This damn weather!", James, who had just gotten out of the car, couldn't stand the stuffy environment in the room, he touched the wall, it was not as cold as he imagined, and couldn't help complaining, "Next time you have to change places, this is only suitable for winter." ”

Juan smiled and said nothing, he gestured to the chair across from him for James to sit down, and the two quickly put their energies into the hot tendons. These beefs can only be eaten when they are hot, and when they are a little cold, they taste like they are biting a tire, and the two of them fought for a while before they wiped out the six-pound tendon, and they drank a sip of flower tea with satisfaction, and the whole person became satisfied.

James and Juan are old acquaintances, there is no strangeness and distance, James asked while picking his teeth, "I have eaten and drunk tea, now I can know what you called me here to tell me?"

Juan didn't hide it, and said directly: "I want a loan!"

"Loan?", the small movements in James's hands stopped, he looked at Juan in some surprise, and almost asked if the other party was sick. Juan now has about four million dollars in the bank, and he still wants a loan? That means he needs more than three or five hundred thousand or one or two million.

To be honest, James should be happy if someone says that they want a loan and a huge amount, for example, he takes the initiative to talk to Durin about it, but Juan says that he is not so happy about taking out a loan, because they have been friends for many years, and he knows the risks.

Once Juan is overdue for even a second, the ownership of all his collateral will be transferred, which means that he has sold his property to the bank at a relatively low price. For a customer like Juan, the bank will give him 80 percent of the price of the collateral, but in fact, this 80 percent will shrink by a part, at most 75 percent, or at least 72 percent, which is the bank's rule.

Something worth 100 yuan is generally priced at a maximum of 92 yuan after evaluation, and then 80% of the price is calculated, which is more than 73 yuan. But if Juan wanted to redeem these estates, he would have to pay at least about ninety to one hundred dollars for it, and he would not even get it back in the end. Many people make huge loans and find it difficult to redeem their things in the end, and not all investment projects can be quickly realized under the rolling of huge interest.

It's a big gamble, gambling on a future with your own property!

Thinking of this, James shook his head and said with a smile: "I push others to take out loans, others don't want them, but people I don't want to push take the initiative to find me...... Well, how much do you want?"

Juan keenly grasped the meaning of James's words, he knew that the push loan James was talking about was definitely not a small loan of hundreds or thousands, and what could be compared to him was definitely an equally astonishing amount, and he couldn't help asking: "Who are you talking about?"

James hesitated, but decided to reveal it to Juan, because this matter did have something to do with Juan, "It's Doolin, he was communicating with me about the plan to withdraw money when you called, and I tried to pitch him the loan business, but he refused. ”

"Can I find out how much money he's going to take this time?"

James shook his head, "I'm telling you that this is a violation of the bank's rules, so ......," he shrugged, "It's a staggering amount anyway." ”

Juan fell silent, of course he knew why Durin suddenly had to withdraw all his savings, because the George family was relieved, and it was said that someone would soon come to discuss cooperation with them, and by the way, they would have to inspect the theaters they owned. There are no fools in this world, and you say that you have more than 100 movie theaters in your hands, and people have to believe it? The more important the matter, the stricter the scrutiny in all aspects.

Just like this discussion of cooperation, it had been a week since Durin proposed the idea before they made a decision, which is enough to show how cautious these people are about this matter.

Thinking of this, Juan held his breath in his chest and asked in a low voice, "How much do you think my bar and workshop can be worth?"