The video conference continued, and Luo Sheng, who had not spoken much, said at this time: "The problem is not single, it is systemic, the most fundamental core of the solar storm is not the storm itself, the hardest and most difficult point of this battle, to put it bluntly, is the problem of whether there is room for rural development, this is a problem of rural economic development, the source is solved, everything can be solved." ”

Yu Zhengping nodded again and again: "Yes, if the core essence of the problem is not solved, it will definitely recur after the radical treatment is not complete, and it will recur, and even more new problems will arise." ”

This video conference was not only set up to deal with the impact of solar storms, but also involved a real top-level design, with extremely high specifications, and anyone involved was a big deal.

Another participant asked succinctly: "Well, since the truth is becoming clearer and clearer, rural development is difficult, and what is the problem of young people not wanting to return to their hometowns?" Where are the pain points of the contradictions? ”

Yu Zhengping immediately said: "The biggest pain point is the problem of rural finance!" ”

After throwing out the conclusion, Yu Zhengping explained to everyone in an orderly manner: "We know that a large number of resource-based assets in the countryside cannot be used as collateral, but financial textbooks emphasize that investment must be pledged with realizable things to lend to you, so this problem is almost unsolvable." ”

"If you are interested in investigating the financial institutions at the county level in various places, you will find that the more rural areas and counties, the more deposits are greater than loans, you can see that the rural areas are not without money, but these financial institutions have extracted a large amount of funds into deposits, and then at a very low cost to withdraw and use them in the outside high-yield places, because agriculture is not profitable, so the outflow of capital out of the local is inevitable."

"But there is no guarantee that these traditional agricultural areas are short of funds, so there is an overinvestment, this shortage of funds, and the agricultural areas and counties that originally had a large amount of deposits are desperately trying to attract investment because of the so-called underdevelopment, so they must promise high returns to foreign investors."

"This has a very paradoxical phenomenon, this end with a very low return on funds to withdraw funds, and there with a high return commitment to attract external investors, inside and outside are losses, and there are losses, many agricultural areas engaged in development zones have not prospered, enterprises began to lose money as soon as they came in, and finally became local debts, such a phenomenon abounds."

Yu Zhengping, who spoke, was heartbroken and helpless when he elaborated on the pain points of these problems.

Luo Sheng took a sip of water to moisten his throat, looked at the participants and said: "The phenomenon is not important, the most important thing is whether there is a new and effective system for using local deposits in rural areas for local development. ”

The leaders at the meeting smiled curiously: "Oh? It's good to be young and energetic, and I'd like to hear about it. ”

Yu Zhengping was also quite sideways.

Luo Sheng said in an orderly manner: "The large-scale employee shareholding of the Cote d'Azur Group to share the labor surplus of the enterprise is a good template, and I think it can be more thorough and implement the shareholding system for all employees." ”

"For example, at the township level, any person, including a foreigner, wants to settle down in the locality, and the income of his first year in the township is used as a basic equity and becomes a source of income for him as a shareholder.

"So how does a village generate revenue? The value is anchored in its local ecosystem, and Professor Yu just said that the difficulty of rural finance is that a large number of assets are non-standard resource assets, and they cannot be effectively valued, so they cannot cope with the financial regulations that must be secured to borrow. ”

"Then we can't blame the bank for being snobbish, right, it has to enforce the relevant regulations, and if there is no collateral, it means that the risk exposure for the bank is too large, and it violates the law or even violates the law."

After speaking, there was a moment of silence in the conference room, and one of the participants said in a deep voice: "It's difficult, it's very difficult, and the biggest problem is how to use local resources to monetize, especially to achieve sound and sustainable development." ”

Luo Sheng said with a smile: "There are many ways to increase farmers' income, such as allowing high-income people to leave the city and go to the countryside for consumption, so that farmers' income can increase, and you don't necessarily have to sell agricultural products, you can sell local cultural heritage, ecological and natural scenery, and sell the lifestyle of harmonious coexistence between man and nature." Problems encountered in the course of development should be resolved through development, and we should not only take advantage of the situation, but also adapt measures to local conditions. ”

After a pause, Luo Sheng added: "And I, as an external intermediate force, can also use some of my own capabilities and dispatchable resources to help push as much as possible, I can establish some public basic service facilities in major urban and rural areas, such as small and medium-sized trading centers, and make some efforts to reduce transaction costs in logistics." ”

"Logistics leads to price gaps, the richer the area, the more convenient and cheaper we buy products, the poorer and more backward areas, the higher and more expensive the transaction cost of buying things, the richer the area, the easier it is for his agricultural products to be sold in the city, the more remote the area, his agricultural products in the deep mountains and old forests can not get in and out, even if many good products can not be sold in the big city."

"So I want to build such a logistics system across the country, to eliminate the two price discrimination that has existed for thousands of years and lead to uneven regional development, the richer the rich places, the poorer the poor areas, this logistics system can bring commercial success in the routine, I don't participate in the profit sharing, let the profit stay in the local, let the local public share the profit."

After finishing speaking, the participants present couldn't help but be stunned, and after a while, Yu Zhengping praised without hesitation: "Mr. Luo's words surprised me, I have never seen a businessman who does not want to make profits in this world, and may also discount money, and it may be thankless and unheard of." ”

Luo Sheng smiled, looked at Yu Zhengping and said, "Professor Yu is right, businessmen are profit-seeking by nature, does that prove that I am not a businessman?" It's my pursuit of the self-spiritual needs of the fifth highest level in the Marlos hierarchy, and now there are too many people who don't do personnel, and I want to do some personnel, and I happen to have some ability and energy and want to toss, so let's do it. ”

Hearing this, another person at the meeting sighed: "If Mr. Luo's words are spread, I am afraid that there will be countless people in the business community who are ashamed of themselves." ”

Luo Sheng joked: "Then please help me keep this little secret, otherwise they will all hate me, won't it be embarrassing to meet in the future?" ”

"Haha~~"

Everyone couldn't help laughing, the video conference began to be lively and relaxed at this moment, and they also admired Luo Sheng even more, this level of pattern is not a height that ordinary people can reach.

Actually, Luo Sheng is jokingly saying that he is really pursuing the highest level of needs in the Marlos demand level, and there is really nothing else to pursue, and he has become the small group of people standing at the top of the human pyramid.

……