The shopkeeper smiled and said: "Girl, we really don't have the kind of business you said here, I dare to assure you, not only do we not have it here, but all the money bank ticket numbers in the county are impossible, since ancient times, it is the money bank to give money to businessmen, how can there be a reason to borrow money from the people, do you say?"

After listening to the shopkeeper's words, Chu Xintian knew that the financial system in this era was not perfect.

Money banks and ticket numbers are the prototype of banks, but their basic functions are only to lend money and exchange money.

"Shopkeeper, you can try to develop this business, borrow money from the people, give people some interest, and then lend the money to those in need, charge a higher interest, so that the extra interest is not the profit of the bank?"

After listening to Chu Xintian's words, the shopkeeper felt that although it sounded fresh, it was not unreasonable.

He couldn't help but be taken aback, wondering how this country girl could have such an idea.

Chu Xintian left the money house with Bai Yongjing.

After a while, a young man came out from behind, dressed in a gray cloud robe made of fabric.

The man is handsome and has an innate dignity in his gestures.

"Shopkeeper Wen, who is the girl who talked to you just now?"

"Ah, Childe, did you see it all?" Shopkeeper Wen stepped forward and saluted the man in the gray robe: "It's just a country girl talking nonsense......

The man in the gray robe raised his eyebrows and said slowly: "Take the money from the hands of the common people to the bank, give them interest, and then use it to lend, the interest is slightly higher...... Sounds funny, how could this girl have thought of this?"

"Childe, do you want me to call her back and ask again?"

"Forget it. I'll have to get out later. The gray-robed man frowned, a hint of sadness on his face.

"Childe, have you found someone?"

"I'm not sure yet, let's go check it out first."

"Will I accompany you?"

"There is no need to ......"

"Then you should bring a few more people with you, the old lady sent someone to give me a message, worried that your old illness will flare up......"

……

Chu Xintian's mother and son left Tongda Money Village, found a small shop, exchanged money, and then went shopping.

The items used daily at home were almost all purchased when Chu Xintian entered the city last time.

Now that the weather is getting colder and colder, Chu Xintian wants to make a new quilt, and she needs to buy some cotton.

In addition, she wanted to send Bai Yongjing to study at the private school in the village tomorrow, so she had to buy some gifts for her husband, some books for Bai Yongjing, and some things needed to go to school.

Finally, they went to buy some snacks, such as candy and melon seeds, before returning home.

They didn't notice that someone had been quietly following them.

By the time we got back to the village, it was getting late.

Chu Xintian was not in a hurry to cook, and the first thing he did when he went home was to take Bai Yongjing to Mr. Zhou's house.

In his early years, Mr. Zhou was a man with both ability and political integrity, and he also had a certain status in the village.

When he arrived at Mr. Zhou's house, Chu Xintian handed him the prepared gift first.

Mr. Zhou's daughter-in-law was very happy to see the expensive gift brought by Chu Xintian.

Chu Xintian asked Mr. Zhou to allow Bai Yongjing to study in the school.

At first, Mr. Zhou thought that Bai Yongjing was still young.

Because very few 5-year-olds attend school in the school.

The stones and pillars, both two years older than Bai Yongjing, are also the books they read this year.

If Bai Yongjing entered the village school, Mr. Zhou was worried that he would not be able to keep up.

Chu Xintian knew that Mr. Zhou also had good intentions, after all, learning was not free, but tuition fees had to be paid.

But Chu Xintian didn't think Bai Yongjing was worse than other children.

Although he is young, he is not only smart, but also knows a lot of words, which can be regarded as having a certain foundation.

And, most importantly, Chu Xintian knew that Bai Yongjing wanted to go to school very much.

So Chu Xintian hurriedly said:

"Sir, although Yongjing is still a child, his brain is very smart, can you ask him some questions? If you think it's okay, take him!"