The first wave of crisis faced by the Ling family was the collection of relevant persons in charge of major banks and financial organizations.

Any enterprise has a certain debt ratio, and Ling's Pharmaceutical is no exception.

The so-called debt ratio is the amount of money owed. This is not because the business is not doing well to reduce the fall to borrowing money, on the contrary, many companies that are doing very well have extremely high debt ratios.

Why?

Because an individual's financial resources are limited, relying only on personal wealth and the company's profits to develop, the company will go very slowly. If you want to make the company develop rapidly, you must rely on borrowing money, borrowing a large amount of money, the company can expand the scale of production in a short period of time, occupy more markets, and achieve more profits.

The stronger the profitability, the more willing people are to borrow. You can borrow more money and invest it in the company, so that the company can further develop and continue to improve its profitability......

This cycle repeats itself, forming a virtuous circle of win-win for the company's shareholders, employees, and financial institutions.

Although the scale of Ling's medicine is not too large, it is still in this virtuous circle, but now, this virtuous circle has been broken.

A family of creditors called one after another to collect debts, but the Ling family had no money to repay, and the virtuous circle could not be turned, and it would become a vicious circle.

After last night's farce, everyone in the Ling family gathered together again, at this time they obviously had no intention of engaging in infighting, and all that was left was panic.

Ling Jialao Dao: "Mom, I summarized it, it has only been three or four hours since the morning, and seven institutions have already launched a reminder to us, and there are still a few that have not moved, and it is estimated that they will call soon." ”

"The company's total debt is about 300 million, and about 30 million will be repaid in the first phase, and we urgently need 30 million to save our lives! If there is no money, the company will be on the list of dishonest, and once the ability to repay is generally questioned by the market, no institution will be willing to lend us money, and the capital chain will ......be broken at that time."

Speaking of this, the voice of the boss of the Ling family trembled: "The company is about to go bankrupt!" ”

Ling's medicine is the pillar of the Ling family and the only source of wealth for the Ling family.

Therefore, even if the fourth child of the Ling family wanted to scold Ling Yufei fiercely, he could not help himself at this time.

Everyone looked at the backbone of the Ling family in fear: Old Lady Ling.

"Mom/Grandma, what should I do now? Ling's Medicine is the root of our Ling family, and we must not let it collapse! ”

Old Lady Ling's face turned pale, knowing that this was an unprecedented life-and-death situation for the Ling family, and she must not mess with herself.

"Now that we all know that the most urgent time has come, we should unite as one to help Ling's Medicine get through this crisis. You have also heard the words of the boss, the company now needs 30 million to save lives, as long as there are 30 million, the company can continue to borrow money to turnover, and this crisis will naturally be lifted. But without this money, there is nothing! ”

"Now, each of you honestly takes out the money you still have hidden, and no matter what, you have to make up enough for 30 million! At this time, I hope that no one will hide their secrets. Don't worry, after this crisis, I will return the money you paid with interest. ”

Everyone in the Ling family nodded their heads and took out the money they still had in their homes. But this money is really not much, because they absolutely believe in Ling Yufei and Mrs. Ling, they almost emptied their family funds for investment, and the little money left in the bank card is just some living expenses.

Pieced together, all of them add up to only five million, which is far from thirty million.

"Is there only so many? What should we do, there are still 25 million left, where are we going to make up this money? ”

"Mom, what should I do, you have a word!"

Old Lady Ling's face was extremely ugly, and she gritted her teeth ruthlessly.

"It seems that we can only sell the house!"

"Sell, sell?"

Everyone in the Ling family was stunned.

It is true that over the years, they have not only gained a lot of cash wealth through Ling's Pharmaceutical, but also invested a lot in real estate.

It's just an investment in real estate, everyone is a dead investment, and they are never ready to move.

After all, even if Ling's medicine really collapses, at most, they will not have a large source of income in the future, and they will not be able to live such a rich life as they are now.

With those properties, they can still live better than the average person.

But once the last piece of real estate is sold, they really have nothing left and no security.

Seeing that everyone's faces were full of hesitation, Old Lady Ling hated to slap the table.

"You don't realize how serious it is right now, do you? Do you have to wait until the company collapses and then regret it? At that time, it was useless to regret it! ”

There was still no one answering at the bottom. Obviously, their behavior just now seemed to be extremely united, and they had no hesitation when they took the money, but in fact, they were all very selfish, and no one wanted to gamble everything for the Ling family.

Old Lady Ling was so angry that she glared at the boss of the Ling family.

"Boss, what about you?"

The eldest of the Ling family gritted his teeth and nodded.

"I listen to the damn!"

Old Mrs. Ling said "um": "Very good, then I will sell the villa left by this old man, and you will also sell the house." If that's not enough, even if we go to kowtow to someone, we have to solve the problem. As long as this crisis passes, our Ling family can still be brilliant again, as for you......"

She squinted her eyes and swept over the faces of the rest of the Ling family one by one: "If you don't want to pay for the Ling family, then get out of here as soon as possible, the re-emergence of the Ling family in the future has nothing to do with you!" ”

When everyone in the Ling family heard this, they were no longer willing and could only agree: "Mom, what did you say?" We are a family, of course we face difficulties together, you are even willing to sell the old house left by your father, what are we reluctant to do? ”

Old Lady Ling smiled with relief: "Very good, this is why the Ling family has not raised you for decades in vain." Now, the property is urgently put up for sale, and it doesn't matter if the price is low, and the most important thing is to make up 30 million in the shortest possible time. As long as we have this money, we have proved to those lending institutions that our Ling clan has the ability to repay, and borrowing money is naturally not a problem. ”

The meeting was dismissed, and everyone in the Ling family went out to handle the sale of the house.

Strange things happened, their house had just been put up for sale and someone was immediately coming to buy it. It's as if they've already calculated that they're ready to sell the house, waiting to pick up this ready-made bargain.

Moreover, the buyers knew that they were in a hurry for cash and deliberately haggled aggressively.

Although the people of the Ling family were unwilling, firstly, they were really anxious to use the money, and secondly, there were not many people who were interested in buying a house in full in a short period of time, so they had no choice but to sell it.

However, the Ling family is not stupid, before selling the house, they agreed with the person who bought the house that within three months, they have the right to redeem it at a price ten percent higher than the selling price.

This operation is equivalent to taking a mortgage on the house. It's just a pity that the Ling family didn't know that the buyer had done anything to the contract, and this redemption clause was invalid at all.

At about four o'clock in the afternoon of the same day, all the properties of the Ling family's old house, including the old lady Ling's house, were bought by the same buyer, and the Ling family also successfully raised 30 million.

Returning the money to the major financial institutions, the Ling family thought that the crisis was temporarily resolved, and at this time, a more fatal blow to the Ling family quietly came.