On the third day of the Lunar New Year, Zhou Qingfeng's joint caravan only stopped for one day, and then once again prepared the goods on the road. He compensated for all the losses of the merchants who cooperated with him last time, and he promised that he would never let his friends who had the same heart lose money. The merchants in Fushun City are unpredictable about Uncle Zhou's arrogance, and the news behind his back can be said to be flying all over the sky.

In recent years, business operations have always been constrained by many parties, officialdom is corrupt, the people are ignorant, the roads are not quiet, and the cities are restless. Small traders and hawkers are simply not able to do business in unfamiliar places, and even the purchase of goods is blocked.

Reality forces a large number of businessmen to continue to unite, either in the form of marriage, to unite with each other, extend to officialdom, and form a big family like the Ye family in Liaodong; Either they are looking for backers everywhere and organizing the Chamber of Commerce to form a wealthy businessman like Wang Kai and Wang Yuanwai.

But no one can link a large number of small merchants and hawkers through extensive financial loans like Zhou Qingfeng, and now if something happens, he will even pay compensation. The vendors were naturally happy, and they definitely didn't lose money anyway. But everyone thinks that Uncle Zhou will definitely die if he does this-there have been too many robberies in recent years, and accidents are inevitable in road transportation.

The thieves in Hutou Mountain intercepted the goods, and even Wang Kai and Wang Yuan would find it tricky, not to mention anything else. But Zhou Qingfeng organized a caravan to go to Shenyang again in two days, and he openly said that other traders were welcome to transport goods with him all the way, and he would compensate for the accident.

Is there such a good thing?

The merchants didn't care if Uncle Zhou would die or not, anyway, he would accompany him if he believed him last time. It is said that he lost thousands of taels of silver. This kind of compensation method actually didn't compensate him to death, which shows that this young man has a deep family background.

So the merchants who got the news rushed to the west of the city again, asking to go all the way with Zhou Qingfeng. As a result, they arrived and learned that if they wanted to get this kind of compensation service, they had to pay a fee. Such a good thing, you can't say anything in vain to let you guys take advantage of it. We charge based on the value of the goods and the cost of transportation. Call it by fine-sounding name of.......

"The owner said that this thing is called 'commercial freight insurance'. If he wants to follow us all the way, we will ensure the safety of his goods. But we don't do good deeds, so we can't lose too much. So those who want to participate have to pay money, and the algorithm of paying money has been announced. ”

Mr. Sun received the merchants who came to consult, and everyone looked up around the big display board. Zhou Qingfeng and Xu Bing made a two-dimensional block diagram, marking the factors that affect the insurance cost such as the value of the goods and the transportation cost.

"Hey...... this thing will cost more money. Then we'll quit. "Someone immediately made a gesture to leave.

But more merchants still gathered in front of the display board to calculate carefully, and some people even asked Mr. Sun to borrow an abacus and start calculating on the spot. After calculating, many people began to talk to each other, "This fee is much more expensive than hiring a bodyguard." The profit of almost a batch of goods is less than one percent. ”

"But the executioner is only responsible for escorting, and when a thief comes to rob him, they will run away if they can't beat him, and they won't pay you a penny. Zhou Shao and Zhou's owner are compensated. ”

"If this is far away, it is more cost-effective to transport goods, but Fushun to Shenyang is only eighty miles, and a round trip is two days at most. It also costs money, so it's not cost-effective. ”

"You don't have to pay for your own goods. I also asked my friends who shipped goods with Zhou Shao before. He bought and sold a lot of people together, and he was able to lower the price a lot. The same is true for selling, and the price can be raised. It's not a loss. But in this way, it is much more comfortable to buy and sell, and you don't have to worry about losing your money if you have an accident on the way. ”

The merchants talked a lot, and many people came to Mr. Sun for consultation. Some people praise the idea of this insurance, but they also want to keep the insurance cost down. The old man just laughed, but he never let go, and he didn't think about a penny.

With the credibility established by Zhou Qingfeng in the previous insurance package, the prestige brought by his control of the west of the city, and the commercial network he built by providing various financial loans, several factors add up, but there are also people who have the courage to decide to pay for this transportation insurance.

The small businesses in the west of the city have a poor ability to resist risks, and they have no bargaining power when purchasing and selling, and they are afraid to go out to ship goods. Now that Zhou Qingfeng has stood up to integrate everyone's needs and strength, the merchants in the west of the city have decided to continue to stand with Uncle Zhou without too much calculation.

The value of the goods transported by small traders is not large, and the demand for procurement is not much. The goods of ten taels and twenty taels were transported to the Lin Family Inn again, and several hired tent offices began to report the insurance costs after making an assessment. Since Zhou Qingfeng's insurance is organized by himself to bear the safety along the way, the rate is quite high - generally ranging from 5% to 10% of the price of the goods.

But if the goods can be transported back safely, the merchant will still be profitable.

In the past, when transporting goods, merchants had to give thousands of instructions, and even sent people to follow them all the way, for fear that something would happen. This time, many small merchants threw the goods towards Zhou Qingfeng and left it alone - anyway, something happened and asked Zhou Shao to lose money. At least everyone knows that this young man has really been rich recently.

In the end, Li Yongfang sent people to join the gang, and he also paid money to transport the goods. This guerrilla master felt that he was the overlord of Fushun, and Zhou Qingfeng could run away from the monk, but he couldn't run away from the temple. If the goods are lost to this kid, there will be no loss. And when his master came, he forced the insurance rate down by half, Zhou Qingfeng just sneered at this and nodded to admit it.

In just one day, Zhou Qingfeng's caravan set off on the road again. The scale of this time is several times larger than the last time, and if he is robbed again, Uncle Zhou will really pay for his death. When Xu Bing accompanied him on the trip, he whispered without a dark belly: "If I preside over behind my back, I will definitely come to rob you, and I will make money in one go." ”

Zhou Qingfeng rode a puppet wolf to escort him personally, and said with a smile: "I'm just waiting for the thief behind me to rob it." If I don't come to rob it, how can I stand up? ”

Tan Feng was wrapped in gauze on his head and followed behind Zhou Qingfeng on a horse. He looked at the caravan composed of more than 30 carriages and more than 100 people, and his heart was mixed. The previous time, more than a dozen carriages were not held, and this time more than 30 carriages were even more of a big target, and the difficulty of escorting them was even more arduous than the previous time. But he desperately wanted to be ashamed of his blood, and he was unwilling to be humiliated by a group of bandits.

"Rest assured. This escort, Tan will definitely do his best, and he will never miss easily. Tan Feng gritted his teeth, his blood boiled, and he decided to fight for his life.

As soon as Zhou Qingfeng turned around, he said a few words of relief. But he thought in his heart: "Relying on this stunned young man, Lao Tzu really has to pay for death." ”

The caravan traveled, and the lively city in Fushun was suddenly crowded with streets and alleys. Everyone heard about the unfortunate robbery of Zhou Qingfeng's caravan, and also heard about his generosity and stupidity in gritting his teeth to pay compensation, and even heard about the newly launched insurance business. I haven't seen this kind of strange thing for thousands of years!

"Lao Cai, Cai Zhiwei, what about you?" Zhou Qingfeng rode a puppet wolf in front of the caravan, and when he was about to leave the city gate, he suddenly shouted to his subordinates.

Cai Zhiwei has been in charge of recruiting people recently, and he hasn't been dangling in front of Zhou Qingfeng for a long time. Hearing the owner's call, he ran over out of breath and asked, "The owner, what's the matter?" ”

"Shouldn't you draw a picture and make a record of this historic moment?"

What......? Don't bully me like this all the time, I really don't understand what you're talking about?

Cai Zhiwei was stunned.

"This is the first time that the insurance business has appeared and practiced in the land of China, and the caravan in front of you is of historical significance. And I am a great figure in creating this historic moment. The geese have left a voice, and the people have left a name. As my royal artist, shouldn't you be responsible? ”

......, this uncle's problem with painting is here again.

Cai Zhiwei almost forgot his profession, but Zhou Qingfeng asked him to paint, can he not paint? So the caravan stopped at the gate of Fushun City and blocked the road for more than an hour before Cai Zhiwei, who was standing on the city wall, completed the initial simple sketch. How to finish the whole painting is not something that can be done in a day or two.

And Zhou Qingfeng stopped to paint, and Ximen Ai mixed in the crowd and watched back and forth around the convoy - Uncle Zhou is well known to everyone about his insurance business, and now the hot spots of public opinion are all on him, and many new words are being spread by mouth and discussed everywhere. Now even illiterate street aunts can talk a few words about the 'insurance business'.

For such a large caravan, Simon Ai was extremely suspicious. Qingfeng had just lost a lot of money this week, and he immediately tried again. In the eyes of conspiracy theorists, this is a strange thing, even a trap.

The brothers Yang Wei and Yang Bang also came in disguise to find out. When they saw Zhou Qingfeng's vicious puppet wolf, they felt that it was very tricky to swallow this batch of goods, and then looked at the escort team of more than 100 people, and they also felt that the gap between forces was not big enough, and they were not sure to swallow it in one bite.

"Big brother, look at that week's boy. I haven't seen him for half a year, but he has grown up a lot and is much more majestic. Yang Wei wore a leather hat and folded his hands like an old farmer. He bumped his elbow against his brother and asked, "Shall we do it this time?" ”

Separated by the officials who maintain order, Yang Bang, who looks like a scholar, is also looking at Zhou Qingfeng on the puppet wolf. After observing for a long time, he met Simon Ai again, and asserted: "This time the caravan is so large and so ostentatious, there must be deception in it. We must not act rashly. ”

Ximen Ai also nodded, "This week's kid is fierce, but his mind is quite meticulous, just looking at him playing with the whole city of Fushun, he is by no means a wasted person." This time, we'll take a long-term view. ”

The bearded Yang Wei looked in the direction of Zhou Qingfeng, and lowered his voice again: "Won't we do it this time?" Watching this fat sheep slip away? ”

Yang Bang and Ximen Ai glanced at each other, but they both sneered a few times.

Yang Bang snorted coldly: "What's the hurry? With such a big fat sheep, we are not the only ones who want to eat it. ”

Simon also scolded hatefully: "The Zhou thief is so arrogant, there must be people with justice in their hearts who are willing to help, we only need to contact a little, and it must be 'more help'." ”

The sketch was finally finished, and Uncle Zhou's team was finally able to set off. Ximen Ai and the Yang brothers watched the wheels roll away from the Fushun City Gate, and they all laughed behind them.

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