353: Loan of 20 million
In the afternoon of the next day, Lin Yao came to the street office again.
This time it was not Kong Minghe who received him, but an older man who couldn't be named, and wore a Mao suit.
"This is Song Lao, the deputy director of the Reform Office, and the person sent down from above to discuss investment issues with you."
Kong Minghe stood aside and took the initiative to introduce the identity of the old man to Lin Yao.
Reform Office, this name Lin Yao is not unfamiliar.
It is a special department specially established above to deal with reform and opening up.
There is no doubt that these people are supporters of reform and opening up.
The deputy director doesn't sound high-level, but the old man is not an ordinary person at first glance, and he is called Song Lao by Kong Minghe, and his identity is not too simple, and he may not be the founding father of the dynasty who was invited out to sit in the reform office.
"Old Song, I'm Lin Yao, an investor from Hong Kong Island, I'm sorry for you this time."
Lin Yao sat on the chair and lowered his attitude.
He suspected that Song Lao was the ruler of a certain family in Yanjing, and his status might be lower than that of the old man of the Nie family, but not too low.
It is equivalent to the head of a second- and third-rate family in Yanjing, the existence of a needle-like Dinghaishen, and it is a reform avant-garde with a clear banner.
To a certain extent, Song Lao is really in the heart of the emperor.
Although the old man of the Nie family has a higher status, he has not yet supported the reform in a clear manner and has always remained neutral, from this point of view, the future Song family will not necessarily be worse than the Nie family.
"Lin Yao, you only came to Hong Kong Island the year before last, right?"
Song Lao smiled: "I heard that you have a good relationship with that kid Xiangyang, and you are half of the people from the Hong Kong Office, I don't know if you went back to your hometown to invest this time, is it your own idea, or someone hinted that you did it?" ”
Hiss!!
Lin Yao chuckled in his heart, having the illusion of being seen through.
It's just that he quickly adjusted again, with Tang Guo's intelligence ability, it is not difficult to find out his details, after all, many things cannot be hidden.
"I am a native of Handong, I arrived on Hong Kong Island the year before last, and the current development is not bad, and I have some spare money in my hands, so I want to come back and make some investments.
I came back this time purely out of my own personal wishes, and I am very optimistic about the development prospects of my hometown, believing that investment will allow me to make a lot of money.
The supermarket on Hong Kong Island is making money every day, and the population of Yanjing is not less than that of Hong Kong Island, so I think there is a lot to be done to open a supermarket of the same kind. ”
They are all thousand-year-old foxes, and the other party's Taoism is higher than Lin Yao's, and Lin Yao doesn't dare to hide anything when he says it.
He didn't want to hide it, he came to his hometown to invest just to make money, and the purpose was purer than those red-top businessmen who responded to the call of the country and came back to invest.
The APM mall mentioned before, as well as the Sun Hung Group behind the mall, stands behind the red-top businessman Guo family, one of the four major families on Hong Kong Island.
The Guo family came to their hometown to invest in the real half-selling, buying and giving away, it is best to make money, if they don't make money, they should contribute to the country, anyway, the country will not treat them badly.
"Personal wishes, that's good, that's good!"
Song Lao was very satisfied with Lin Yao's answer, and yesterday's investigation results also showed that there was no one else standing behind Lin Yao.
"Old Song, my investment..."
"Your investment has been approved, you are the first batch of businessmen to invest in your hometown after the reform and opening up, and you are also the first wealthy businessman to invest more than 100 million yuan in Yanjing, we have no reason not to support you.
Besides, the concept of the super mall is very good, serving the people, which is a good thing for the benefit of the country and the people.
It has been decided above that all the locations you like will be divided for you to build a supermarket.
But..."
Song Lao stretched out a finger: "There is a requirement above, the Dongcheng District Government must hold 45% of the shares, and you can't fully control it." Of course, we will not let you suffer, this 45% of the shares, we will use the land as collateral. ”
"This..."
Lin Yao fell into thought, if he could choose, he would rather spend money to buy land than let Dongcheng District use land as a shareholder and occupy 45% of the shares.
Without him, he is afraid that a layman will lead an insider, in case his decision-making conflicts with the Dongcheng District Government, even if he has more shares, but his arms can't twist his thighs, and he doesn't feel that he has the ability to make the other party back down.
It's just that he can also see that it may be difficult to fully control.
At this stage, the reformers and conservatives are at loggerheads, and if he is fully shared, the supermall will be a capital.
Song Lao said that they had discussed, and who they discussed with must not be just a discussion with reformers, and conservatives should not be able to express their opinions.
The proposal to buy 45/1/2 of the shares on land is a conservative.
Song Lao said this to him, and Lin Yao didn't come to discuss it with him after thinking about it.
"It's okay to have a shareholding, but only 35 percent, and I ask the Dongcheng District Government to state in the contract that it is not allowed to participate in the management of the group."
Lin Yao knew that he couldn't refuse the offer of taking shares, so he could only deduct the leftovers in private and leave more benefits for himself.
He believes that the conservatives only want the name, and he doesn't want him to have full control of the mall, not really how profitable his super mall is.
"You can not participate in the management of the group, but you must have 45 percent of the shares."
Song Lao waved his hand without waiting for Lin Yao to speak: "This is the bottom line above, and it won't be discussed anymore." ”
Lin Yao fell silent, it seems that the conservatives are very tough, and it is estimated that his investment plan was also approved by the old man.
The process is not very smooth, and there is a lot of resistance.
"Yes, but I ask the bank to give me supportive policies to reduce my financial pressure."
The mall is a battlefield, you come and go, and both sides have to compete for their own interests.
Lin Yao knew that he was humble and despised, and he couldn't change the general direction, so he could only try his best to get some benefits for himself.
"No problem with the loan, how much money do you need?"
Song Lao agreed, and he didn't want Lin Yao to be too difficult.
Lin Yao thought about it carefully, he was not only preparing to open a super mall in Yanjing, but also preparing to open a super mall in Tiandu, Modu, Shenzhen, Zhouguang, and Hangzhou.
He thought about the land, he could learn from Yanjing's method, use the land as a mortgage, and join the local government to buy shares, with 45% of the shares as the condition, with the slogan of driving local development, and use the land for 70 years free of charge.
In this way, he only needs to be responsible for the construction money, and at the current price, it will cost about 8 million Tang dollars to build an eight-storey super mall.
The simultaneous construction of six places is 48 million.
Converted to about 150 million Hong Kong dollars.
Lin Yao only has 15 million Hong Kong dollars in hand, even if only 30% of the preliminary construction cost is paid, the funding gap is very large.
After thinking about it, he slowly stretched out two fingers: "Loan 20 million!" ”
"Twenty million? Unsecured loans? ”
Song Lao was also taken aback by this number.
This is 20 million in 1984, and it can be increased by a hundred times in later generations, at least equivalent to 2 billion.
"The repayment period is three years, you use Tang coins to help me get a loan, I use Hong Kong dollars or US dollars to repay, Tang coins are our own currency, I want to print more no problem."
Lin Yao knew very well that the Tang Kingdom did not lack Tang currency, what was lacking was foreign exchange.
Foreign countries do not recognize Tang currency, only Hong Kong dollars or US dollars.
At present, the Tang State has nothing to export, so it has always been in short supply in terms of foreign exchange.
He believes that he will not refuse to take out a loan in Tang dollars and repay it in Hong Kong dollars or US dollars.
"You don't need to worry, I'm here to invest, and every month I will send money to the mainland to support the construction of the mall.
Even if one day my capital chain is broken, I am the only one who is bankrupt, and I can't move away from half of the mall that has been built, and you don't have any losses. ”
Lin Yao said his opinion.
Song Lao thought for a while and nodded slightly: "I'm in charge, and I will borrow 20 million, but this loan must be earmarked and can only be used for the construction of the mall, no problem, right?" ”
"No problem."
Lin Yao nodded heavily, and it was a preliminary agreement.