Chapter 206 Inform the situation
Zhao Feifei was a little surprised by the change in the attitude of the lobby manager, and he didn't know what to do for a while.
It was the first time Qianshan had encountered such a situation, but this kind of thing was normal in his opinion, after all, the amount was indeed a bit large in the eyes of many people.
"Two of you, please in us, I will handle the deposit business for the two of you, and the VIP room is invited." The lobby manager became quite polite.
Even if it's only 20 million, it will make the lobby manager pay attention to it, after all, they work in the bank, there is a certain performance, if the performance is not up to standard, it will directly affect part of their salary.
As long as you are still working in the bank, as long as you still need performance, no one will get along with large-amount certificates of deposit, and if you can win over, you will naturally do your best, not to mention that this is not 20 million, but 200 million.
In a small place like Lu'an City, it is really rare to save 200 million in one go.
Although the lobby manager still has some doubts, his personal attitude must be in place, in case the two in front of him are not satisfied, and they turn around and leave, even if there is so much money, it has nothing to do with her performance.
In the bank VIP room, both of them came here for the first time, and the lobby manager brought water even hotter: "Please sit down." ”
"Thank you." Qianshan said politely, took the water and put it on the coffee table on the side.
There is a separate counter in the VIP room, which means that you can handle various businesses here, and it is estimated that it is a service that can only be enjoyed when the money is in place.
"That, I'm sorry, are you sure you want to deposit 200 million in our bank?" The lobby manager rubbed his hands and bowed slightly to ask.
Zhao Feifei nodded as a matter of course: "Yes, I just don't know if I can cut in line." ”
When the lobby manager heard this, he immediately smiled a little embarrassedly: "In fact, in our place, if you deposit more than 5 million at a time, you can directly come here for priority processing, and you don't need to queue up." ”
"Oh, I've seen it before, but this is the first time I've met it myself." Zhao Feifei smiled, "It's indeed 200 million, and you plan to save it for three or five years?" ”
She turned her head to look at Qianshan.
Qianshan waved his hand: "You can look at it yourself, you don't need to ask me, how convenient and how to come." ”
Zhao Feifei nodded: "Okay, then let's save for three years first, what is the three-year fixed interest?" ”
The lobby manager hurriedly explained: "Our fixed deposit interest has been announced in the hall, the two of you may not have noticed just now, the three-year interest is 3.75, the five-year interest is 4.85, but the larger the deposit amount, the higher the interest will be, if you deposit 200 million funds into our bank, our bank will give an annualized interest rate of 5%, what do you think?" ”
"5%? That's a lot, and the seven-day interest rate in my world account is only more than two points. Zhao Feifei muttered.
The lobby manager smiled: "That's natural, the interest on fixed deposits is generally higher than the live, if you are handling the automatic renewal service at maturity, this interest rate can also give you an increase of 0.5%, that is, 5.5%, which is higher than many financial products, and no risk, principal and interest guaranteed." ”
"Then if I want to use the money, can I withdraw the interest from it at any time?"
"This... Fixed deposit is not possible, but after applying for the automatic renewal service, after three years, you can withdraw the existence at will, but the money deposited will not be able to be given to you at the interest agreed before. The lobby manager explained: "In fact, every big bank is almost the same, basically this is the rule, if it is less than three years to withdraw, then the interest can only be given according to the current interest, that is very low, not even 1%." ”
"I still know this." Zhao Feifei nodded: "Okay, then what if I save it for five years?" Is the interest rate higher? ”
The lobby manager was stunned for a moment, and then smiled bitterly: "5.5% is the limit of my bank, if it is not 200 million, such a high interest really can't be obtained, three years is very good, five years is the same, it is recommended that you add automatic extension service for three years, even if you don't want to take it for three years, you can withdraw the money at will at will." ”
"Okay, then do this?" Zhao Feifei looked at Qianshan again.
Qianshan responded: "Do it." ”
In fact, he really doesn't care if he doesn't have money now, because it's too easy for money to come by, and if he wants money, he only needs to go to a parallel world, which is much easier than making money in the bank.
Then Zhao Feifei came to the counter next to him, and after the lobby manager operated on the computer, he asked Zhao Feifei to open his account and then transfer 200 million cash into it.
It wasn't until the lobby manager saw that this was indeed 200 million funds, so he put his previous suspicions aside and concentrated on handling business for Zhao Feifei.
If Zhao Feifei operated it himself, he could also handle the fixed deposit business, but it was impossible to get such a high interest, at most it was the same as what was said on the page.
It didn't take long for a message to be sent to Zhao Feifei's mobile phone, which contained the details of the deposit receipt, which could also be viewed in real time on the mobile banking, and the bank manager also issued a paper deposit receipt and handed it to Zhao Feifei.
"This has already handled the deposit business for you, is there anything else you need help with?" The lobby manager walked up to him with a smile and asked.
Zhao Feifei checked the deposit, "Okay, no, then let's go." ”
"Hey, this is my business card, if you have any related questions, you can call me to consult." The lobby manager hurriedly handed over a title, "In addition, we have some small gifts for VIPs, please smile." ”
The lobby manager came to the side and brought a good-looking hand-held gift box to the side.
Qianshan took the gift box and looked at it, it was printed with the bank's LOGO pattern, which looked good.
The lobby manager kept sending the two to the door, and after watching the two get into the car, he turned around and returned to the bank, with an irrepressible smile on his face.
With such a large deposit certificate in hand, he would have no problem even if he lay at home for a month this month.
Of course, such customers need to be maintained, and it is also essential to give some small gifts during the holidays in the future, and you can't afford to offend, in case people withdraw their funds, it will be a big fun......
After returning to the car, Zhao Feifei giggled: "Hey, you say, the treatment of this rich is not the same, there is a special VIP room for saving money, and after saving money, you will also give gifts, and you will personally deliver it to the gate, tsk, this is not on the same level as ordinary business reception." ”
Qianshan laughed: "That's nature, let's go, the next one." ”
"In addition, I have an account with a bank, do you think we will be treated the same as here after we pass?" Zhao Feifei blinked.
"Most likely, unless they don't want your two hundred million deposits."
It didn't take long for the two of them to come to the next big bank, and after they went in, they explained the situation, and the two were taken directly into the VIP room of this bank, and the treatment specifications were no worse than the previous one.
They save such a large amount of money, which is a big customer for the bank, and they must be received, at least 200% of the service attitude must be taken out, which makes Qianshan and Zhao Feifei really addicted.
After running around outside, in addition to the World Bank, which did not have a special bank in Lu'an City, the other four largest banks in China have run out, in addition to handling 800 million deposits, they also brought back a lot of gifts, and the whole two of them are also a little crying and laughing.
After returning home, Qianshan reheated the food that had already been cold, and left some of the things that looked okay to Zhao Feifei to eat, and Qianshan solved the rest.
After the meal, Zhao Feifei held his mobile phone on the sofa and checked the books related to childbirth, while Qianshan came to the floor-to-ceiling window as usual and began to practice.
In the past year or two, he will not go to the parallel world, he has to accompany Zhao Feifei at home, in case there is anything, he can help do it, and the daily meals also need to be more comprehensive, and the others don't need to prepare too much.
The days passed, and more than two months passed in a blink of an eye, Zhao Feifei had been pregnant for nearly three months, and her belly began to change a little and become a little bigger.
When I got up this morning and had breakfast, Qianshan said while cleaning up the dishes and chopsticks: "Fei Fei, I think I can talk to my family." ”
Zhao Feifei touched his stomach and responded, "Okay, then I'll call home now, but then they are likely to come to see me, or we will go back." ”
"And what do you mean?"
"I think, let's go home directly, lest they run away again, now my brother and sister-in-law are still watching them, in case they all come over, I'm not comfortable at home, don't you say?" Zhao Feifei asked.
"Then you prepare, just go back today and tell them about it, it's the weekend, and they're all at home."
"Okay, you wait for me." Zhao Feifei responded and went upstairs to prepare.
"Go back and clean up the room below, it's becoming more and more inconvenient for you to go up and down the stairs every day, so you can live in the master bedroom on the first floor."
"Got it, let's do it when I come back, it doesn't have any impact yet."
After the two cleaned up, they drove out directly and returned to their parents' house.
With the ironclad mini to travel, Qianshan doesn't have to worry about a car accident on the road, after automatic driving is fully popularized, car accidents will become rare, and this car is not afraid of collisions, Qianshan can naturally rest assured that Zhao Feifei's daily travel safety issues.
On the way, Zhao Feifei called back and said that they were going back, but the family did not react much, but they were a little puzzled why they ran back today, and it was not a holiday.
In less than two hours, the car stopped steadily at the door of the house, Zhao Feifei got out of the car, said hello to the old neighbor who passed by, and then entered the house.
"Mom, I'm back." Zhao Feifei shouted as soon as he entered the door.
Qianshan followed behind, and he was in a hurry to come back this time, and he didn't prepare anything, he just planned to come back and talk about it, and then he went back, and he didn't plan to live here.
"Here we are." Zhao Xinyu walked out with a child in her arms, "Which one of you two are here?" How do you say that you will come back? ”
Zhao Feifei was dissatisfied: "What? I can't go back to my home yet? ”
"How dare you, your little aunt didn't come back before she said she would come back." Zhao Xinyu looked at Qianshan: "Have you eaten?" There's still something to eat in the kitchen, so if you don't have it, you can eat something. ”
"Eat, I'm coming back this time, I'm coming back to give you good news." Qianshan laughed.
Zhao Xinyu was stunned for a moment: "Good news? ”
At this time, Yang Yixin came down from upstairs: "Fei Fei is back?" ”
"Well, sister-in-law, I'm back." Zhao Feifei responded with a smile, and then she gently touched her stomach: "Come back and report the good news, I have it too." ”
"Yikes!" Yang Yixin stepped forward quickly and looked down, "Do you have a child?" Then you should pay more attention in the future, and you can't be extravagant. ”
Zhao Xinyu was stunned for a moment, handed the child directly to Yang Yixin, stepped forward to help Zhao Feifei touch her belly, "When did this happen?" So big all? ”
"Hehe, it's been three months, isn't this sure that everything is fine, so I dare to come back and report it." Zhao Feifei said with a smile.
"You kid really, Qianshan you too, don't you tell us about such a big thing? Hurry up, get inside. Zhao Xinyu helped Zhao Fei to fly to the house to deliver it.
Zhao Feifei smiled bitterly: "Look, you know why I didn't dare to tell you the first time, right?" Actually, it's okay, I'm in good health, and Qianshan has put down all the things at hand and taken care of me at home, okay! ”
"That's good, that's good, come and sit, Fei Fei and her father, Fei Fei is also pregnant!" Zhao Xinyu shouted towards the inner room.
When Zhao Kaiding heard this, he walked out of the house with a smile, "What did you say before me?" What's the hurry, what should come will always come, there's no need to rush, you see, isn't this there? Haha~"
"Is that all you want?" Zhao Xinyu glanced at him, and then asked, "Fei Fei, boys and girls?" Did you do all the prenatal checkups on time? What do you eat in a day? Otherwise, mom will live in and cook for you, and you should pay attention to this aspect after pregnancy, otherwise the child will be easy to grow crooked. ”
Zhao Feifei shook his head with a smile: "That's not good, I like to eat food made by Qianshan, don't go and make trouble for me, when the child comes out, I'll just come back with the child and play with you." ”
"Look at me, I'm your mother, why can't I?" Zhao Xinyu's eyes widened.
"Don't stare at me, if you live on my side, you have to raise a pig for me, you are not happy to let you be free, but don't go over, be careful that I don't open the door for you." Zhao Feifei pouted.
Qianshan smiled: "Mom, you just put your heart in your stomach, I cook three meals a day very richly, and the variety is rich enough, and I usually accompany her, rest assured." ”
Zhao Kai nodded: "This is what young people should look like, let the children's affairs be handled by themselves, you old guy, don't make trouble for them, when the time comes, can you still hug the children and grandchildren?" ”