Chapter 33: Clever

"Exploiting loopholes?"

"yes, like flipping houses." Xiong Yunqi said: "It stands to reason that the mortgage house is not allowed to be sold before the mortgage is paid off, but he found a trust company, paid off the mortgage, and then sold it, which is nothing more than an additional service fee to the trust company." ”

Brother Song's lips pursed slightly, and after hesitating for a while, he said, "Speaking of which, this practice is relatively common, so it's not speculation, right?" ”

"Yes, it's common now, but what about fifteen years ago?" Xiong Yunqi said: "I still remember that in 04, Yuqiao's house was less than 2,000 yuan per square meter, and most people's wages at that time were this number, and the rent of a two-bedroom house was only a few hundred yuan a month."

At that time, many people thought that the house could be speculated, but no one could have imagined that it would be speculated to this extent, and for many salaried people, house speculation is still a high-cost and high-risk matter, and they think that they can't even get the qualification papers.

But he took a fancy to this market, and he was stunned to borrow money and take out loans to buy two houses in Yuqiao. At that time, we all persuaded him to come, the risk was too high, in case of loss, or the job was unstable, the mortgage would be over.

But he didn't listen, and retorted to us that he wouldn't lose at all, even if the house price couldn't rise, how could his house be called a loss? Housing prices have fallen, and the house is not allowed to live? As for the other set, rent it out, collect the rent, and use the rent to pay the mortgage, and the pressure is not great.

Anyway, he felt that there was no risk at all, and he was hard-headed, and he really gritted his teeth and survived.

As a result, everyone should also know that several major real estate companies settled in Yuqiao, followed by the gang of real estate speculation groups, five years, the house price has increased a lot, up to 8,000, he sold it, minus interest, handling fees, and made hundreds of thousands.

At that time in 09, although the salary was much higher than in 04, hundreds of thousands were not a small amount, he felt that he had succeeded, and then speculated, telling us with facts that small capital can still play house speculation, which is regarded as following a wave of wind. ”

Speaking of this, Xiong Yunqi paused, sighed lightly, shook his head and said: "The more the housing price comes to the back, the more terrifying it becomes, and he has made a lot of money." But......

Otherwise, how can it be said that he is clever, seeing that the house price is rising higher and higher, plus from time to time there are bricks who predict that this thing will fall off a cliff, so he panics and chooses to quit.

Hehe, the situation was reversed at that time, we all advised him, it is good to be cautious, but there is no need to completely detach, I told him, the mouth of the brick family, the ghost of deception, he does not believe it, believes in his investment mind, and feels that the house price will definitely plummet......

However...... I don't forget where I heard it, it makes sense - even if our real estate economy is a bubble, it is a tempered bubble, and it can't be broken with a hammer.

After two years, housing prices have not fallen, but continue to rise, he regretted it again and wanted to reinvest, but he couldn't get around a few purchase restrictions on the face, so he thought of a fake divorce, heh...... Hehe! ”

Speaking of fake divorce, Xiong Yunqi couldn't help but sneer.

Qi Yuan focused on recording these words, and then gently touched Brother Song with his elbow, signaling him to finish recording it himself.

Brother Song then asked: "Do you know the decoration company he set up?" ”

"Yes." Xiong Yunqi said: "His little cleverness, it is difficult to continue to take advantage of the current market, and he can't keep up with the times, so he had an idea and started another idea."

I don't know what he thinks, but I can guess a rough idea - it's nothing more than real estate fire, then build a building, how to sell a building without a building?

But he also doesn't want to think about it, those big real estate companies have their own construction teams or cooperative construction teams, where can he squeeze in a team pulled up by a private person? Besides, in the past few years, Yuqiao has already had more houses than people, right?

Ordinary construction team, he couldn't squeeze in, but he patted his head again and decided to engage in a decoration company. However, this time he bet right, except for those who speculated on houses, there are still many people who regard the house as just needed, and the house will be renovated if they buy it, which is a bit of a market, but it can also make him make a little profit.

It's just that compared to the previous huge profits from flipping houses, these profits are a little worse, and he is a little unwilling, and he complained to me a few words after getting drunk.

But he is really old, and in the years when he gave up flipping houses, the contacts he had accumulated were also broken, no one took him to play, and he couldn't adapt to the new rules, so he couldn't play. Fortunately, decoration is also an industry, so I persuaded him to do it steadily. ”

"He set up a decoration company, did he find someone to partner?"

"Probably not." Xiong Yunqi shook his head: "I was approached when the construction team was established, but at that time, my anger was not completely gone, and secondly, the money from the sale of my house and the loan were smashed into the evolution factory, and I really couldn't squeeze out the money, so he left."

And in fact, he has his own money, and I guess he just wanted to use the relationship of partnership to get close to me, and find a way to remarry me. Anyway, I haven't heard of any partners in him, otherwise you will check? His company has been registered, which is quite formal, not self-employed. ”

"Okay, we'll check later." Brother Song responded, thought about it, and didn't have any more questions to ask, so he said again: "In this case, Ms. Xiong, you can rest for a while, and when the autopsy is completed, we will notify you, and then ......."

"Forget it," Xiong Yunqi shook his head and interrupted him: "I'm not Ah Hu's family anymore, so be it." If you need help identifying the body, I'm willing to help, but just to take a look...... Forget it, let's just pass the past, there is no need to look at his embarrassed appearance after being dissected. ”

After a pause, she looked away again and whispered, "What's more, you should inform his parents, right?" My uncle and aunt were also present at that time, so how should I face them? ”

Brother Song was silent for a few seconds and said, "I'm sorry, I was abrupt. Since you don't want to, I respect your opinion. ”

"So, can I go back first?"

"No problem. However, please do not go out of the city in the near future, and keep the phone open, we may contact you at any time, please cooperate with the investigation and help solve the case. ”

Speaking of this, Brother Song glanced at her a few times, and at the same time said, "Of course, you can also refuse ......"

"It's okay, I've said it a long time ago, my sister is watching over the chemical plant." Xiong Yunqi said: "Let's do our last part for Ah Hu." I'll make sure the phone is unblocked......

In addition, you called my public number before, and there are two private phone numbers, you can also remember that number, that number often receives customer calls, and if you call in at the same time, you may miss it.