Luk Yanping's relocation plan to Hong Kong has actually been going on all along. During the surrender of the Neon people last year, Heung Kong was first under the management of an acting governor with no real power, then under the command of a rear admiral, and finally until mid-1946, when the former governor of Hong Kong, who had been severely tortured in the neon prisoner of war camp, took over the political situation.

During the Anti-Japanese War, many refugees fled Hong Kong, causing the population of Hong Kong to swell to 1.6 million. After the neon people came, they couldn't afford to support so many people, so they ordered these refugees to return to their hometowns compulsorily, and the population of Xiangjiang dropped to about 700,000.

After the surrender of the Neon people, the population of Xiangjiang began to rebound, and the number of people increased by 100,000 per month, which put a lot of pressure on the Xiangjiang government. The situation in Xiangjiang was chaotic for a time. During this period, there was no restriction on the movement of people between Hong Kong and the mainland. Because during this period, Xiangjiang was really a little stronger than ordinary cities, it was just a port for entrepot trade, there was no industry, and it was not like the world's financial free port in later generations.

At present, the financial center of East Asia is Huhai, and the broken place of Xiangjiang is the war on the mainland, and the refugees come to take refuge.

There is no need to worry about it at all, so Xiangjiang has not yet built large-scale resettlement houses and low-rent houses like later generations. Refugees who have fled can build squatter huts around the city or at the foot of the mountains.

The British are a pile of ruins in their own country, and they don't have time to care about things here in Xiangjiang. The attitude towards Xiangjiang has always been laissez-faire, and even banks can be established as long as you have assets of more than 1 million Hong Kong dollars, and you don't need to get permission from the Hong Kong government, because there is no corresponding law.

Of course, the bank that issued the banknotes required a royal charter. Eight banks were chartered in the early days. Now there are only three left, which are HSBC, Leeli and Standard Chartered. HSBC and Standard Chartered have long been in the inland areas to develop their business, and there is a lot of buzz and branches everywhere.

The banks were half-dead, mismanaged long before the war, failed to invest one after another, and were on the verge of bankruptcy. After the neon people occupied Xiangjiang, they were taken over by Mitsubishi. After the Neon people surrendered, Advantage had been hollowed out and suffered heavy losses, and the directors of Advantage Bank had already had the intention to sell the bank.

It's just that now at this juncture, everyone is short of money, and no one wants to accept this mess. Fortunately, there was an opportunity for the great development of Hong Kong, and it was able to last for a few more years, and then it was acquired by HSBC.

Of course, this time I won't have to wait that long. Lu Renbing has long been staring at the bank. Others are not rare, Lu Renbing can be rare and beneficial to the Hong Kong dollar issuance license. Although the proportion is not very high, but it is better than nothing, is there an industry in the world that is more profitable than printing money?

It was also during this special period that the status of Xiangjiang was unstable, Britain was shrinking its power in the world, and the wave of colonial independence was rising, so that the currency issuance right of Xiangjiang, a small land, was not valued. Through a series of operations, Lu Renbing wholly acquired the Favorable Bank, of course, the acquisition of the Favorable Bank was all British capital on the surface, but these capitals were all acquired by Lu Renbing in various British colonies, including the mainland.

The head office of the bank was in Mumbai, and after Lu Renping acquired it, he moved his headquarters to Xiangjiang. At the same time, it also receives all branches of the bank in London, Mainland China, Southeast Asia.

In order to make things easier, Lu Renbing donated some money to the British royal family and bought a knighthood. It's a little higher than the Justice of the Peace. The Governor is generally just a knight.

Well, in this era, as long as there is money, there is nothing that cannot be operated, and after a war, Britain is already poor and wants to be pants. There's nothing to do. In order to quickly revive the economy, large-scale nationalization has begun, and there is nothing that can be done. After all, what Lu Renbing is best at is exploiting loopholes. You don't have to go to the allegiance ceremony or anything, just grant it.

So Lu Renbing easily became the second only person in Hong Kong to the governor of Hong Kong, and he was so arrogant when he was rich. Soon, the whole Xiangjiang saw how arrogant Lu Renbing was. He used the money to buy large tracts of land and began to build apartment buildings, piece by piece. Land is cheap, and the Xiangjiang Governor's Mansion has not yet realized that millions of people will flood into this small land in the future.

There is no shadow of the formal urban planning of Xiangjiang at all. On the contrary, because the Hong Kong government is short of money everywhere, the schools, houses and roads that have been blown up by the neon people are unable to be repaired. The funds from Luk's land sale gave the Hong Kong Governor a great help. Of course, the money given to the Governor is the key to the green light.

Lu Renbing frantically enclosed land, built apartment buildings, built industrial parks, built warehouses, built shopping malls, and built theaters. Because they control the banks that issue money, they have sufficient reserves, and most importantly, the capital that has frantically poured into the mainland. Through his connections in the mainland, Lu Renping took advantage of favorable banks to rob a lot of businesses that originally belonged to HSBC and Standard Chartered.

It is estimated that by 1950, the mainland capital evacuated through the Xiangjiang River was as high as half a billion US dollars. A large part of them are mainlanders, who use real money to buy Hong Kong dollars. At its peak, the status of the Hong Kong dollar in both Guangzhous and Guangzhous replaced the status of fiat currency.

The three major banks have issued billions of dollars of Hong Kong paper, and most of these Hong Kong papers have been bought by people in the mainland.

In any case, the Hong Kong dollar is not more valuable than the fiat currency, especially since the fiat currency is quickly depreciated to the point that it is too hard to wipe the butt. In contrast, the exchange rate is demarcated to the US dollar, and it is more convenient to buy than the US dollar, which is of course the first choice for most people.

For these funds flowing out of China, Lu Renbing received as much as he wanted, and he also offered a better price than the other two to sell Hong Kong dollars. It's just to grab business.

This capital entered the advantage, and Lu Renbing turned around and issued more Hong Kong dollars, built more houses, and enclosed more land. This era is really the best era for Lu Renbing, like Jardine Matheson, these big foreign firms, the center of business is still in Shanghai, although it is moving to Xiangjiang, but no one would have thought that the bald head will lose the country, so they are still lucky.

Including HSBC, they are still frantically enclosing land in the mainland. On the side of Xiangjiang, Lu Renbing is now a predator. In particular, Lu Renping also took the posture of helping the Hong Kong government solve problems and contracted municipal projects at a high price, the Hong Kong governor said to build schools, Lu Renping invested in building schools, the Hong Kong governor said that he wanted to improve and repair roads, Lu Yanping invested money to build roads, the Hong Kong governor said that he wanted to improve transportation, and Lu Yanbing bought buses and trams.

Well, in the end, public systems such as electric lights, buses, and telephone systems were all strongly inserted by Lu Renbing. Lu Renbing also helped the Hong Kong government improve the broadcasting system, well, Lu Renbing had a radio station in his hands, and Lu Renbing also established several newspapers to house literati from the mainland, who were simply benevolent people.

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