The weir pond is about half a mile away from the village, this piece of land is very barren, and there is a natural big pit, so the village chief simply asked someone to repair it and raise some fish.

Su Baiya walked into the weir pond with Ruan Chengyu, and heard the sound of "quack" one after another, this is the goose is hungry, and it is not easy to raise nearly a hundred geese.

After looking around, he didn't see the figure of the new goose farmer Zhang Ming, so he took Ruan to the small piece of land where the mushrooms were grown.

"That's it for now."

Su Baiya was too lazy to collect this mushroom, and no one dared to eat it.

Ruan Chengyun squatted on the ground and took a closer look, the smaller mushrooms were the size of a fingernail, and the larger ones were the thickness of an arm: "These are the mushrooms that Miss Su sold at the market, can you eat them?" ”

Su Baiya chuckled: "I came back from your carriage in vain, although I can eat the mushrooms happily, but don't eat the small piece on the left." ”

Ruan Chengcheng twisted two of them in his hand, wiped the dust off the mushrooms with his sleeve, and put them in his mouth, the taste was no different from that in the bazaar.

Pretending to ask casually: "This mushroom doesn't look special, but it tastes very good, dare to ask how the girl grows it?" ”

Su Baiya didn't lie: "The main thing is that the water is different. ”

"Miss Su is really good at laughing, what difference can water make" Ruan Chengyun patted the dust and stood up: "It is reasonable for Miss Su to prevaricate me, I am willing to pay 500 yuan to buy a planting method." ”

Su Baiya refused without hesitation: "I can't learn the method of growing mushrooms even if I tell you." ”

Ruan Chengyun continued to insist: "I'm very interested in fruit mushrooms, since the girl feels that the price is not suitable, you might as well say a price." ”

"It's not about money, and there's no need to talk about it" Su Baiya spread her hands helplessly, why do others always think that she wants to sit on the ground and raise the price?

Ruan Chengyun sighed: "That's a pity, can I bring some fruit mushrooms back?" ”

Su Baiya stretched out her hand to make an invitation, and the little guy behind Ruan Chengyun worked meticulously, and stopped after collecting a basket full of mushrooms.

Without saying anything all the way, he returned to the end of the village and sent off Ruan Chengyun.

Su Baiya had just taken two steps when suddenly a voice came into her ears.

"Brother Liu, everyone in the village knows that you can plant anything, and only a fool will buy this price."

"I'm already a lot cheaper, can't I give it to someone else for nothing? Just help find out if anyone has bought the land. ”

Su Baiya knows a little about this, there is a piece of land in Liuzhuang near the weir pond, and the annual output is very low.

His head turned, and he suddenly had an idea, so he walked over: "Uncle Liu, you want to sell land?" ”

Liu Zhuang nodded: "Yes, the land in Yantang is wide, and if you buy it, you can earn it." ”

"And the price?" Su Baiya asked.

"Four taels of silver" didn't wait for Su Baiya to speak, Liu Zhuang said again: "One price." ”

Does a girl have the money to buy it?

Su Baiya frowned, that piece of land was chicken ribs, she thought she could pick up a cheap one or something.

Liu Zhuang didn't want to waste his tongue: "The price is like this, if you can't sell it, I'll put it there and pile up weeds, and if you don't buy it, don't waste my time." ”

Su Baiya pondered for a moment: "Uncle Liu is referring to the piece of land with a crooked neck tree, right?" ”

"Yes, a fixed price, don't talk about anything else." After Liu Zhuang finished speaking, he patted Zhou Fu beside him and walked forward, in his opinion, Su Baiya would definitely not be able to afford it.

"Wait Uncle Liu" Su Baiya smiled lightly: "Don't worry about four taels of silver, how unlucky the number four is, I like the number six, and the price is six taels of silver." ”

Liu Zhuang and Zhou Fu were startled, and they almost fell to the ground under their feet.

Haggling?

Liu Zhuang turned his head and looked at Su Baiya coldly, he didn't think that anyone was so stupid, six taels of silver could already buy a piece of good land, and he didn't believe that a girl could take out six taels of silver.

At this point, he came to the conclusion that he was being entertained!

Liu Zhuang was angry: "Silly, make fun of me?" ”

Zhou Fu smiled: "You fool a fool, don't you?" ”

Liu Zhuang was stunned, and then he reacted, and slapped the back of Zhou's head: "You are a fool." ”

Su Baiya was not annoyed: "Uncle Liu, I really plan to buy that piece of land for six taels of silver, but there is one condition, it is difficult for you to sell this land there, why don't we talk about it!" ”

"What's the talk?" Liu Zhuang rubbed his fists, if he made fun of him again, his fists would serve.

"There is no problem with six taels of silver, but I want to pay in installments, on this condition."

"Installments?"

Liu Zhuang and Zhou Fu spoke in unison, and then glanced at each other, both of them had a confused look in their eyes.

"It's... What does that mean? Liu Zhuang thought for a while and added, "I'm an honest person, you little girl don't frame me." ”

"It's very simple, six taels of silver is 6,000 Wen, I will give it to you in three years, it is 125 Wen per month, of course, the remaining unpaid money can also be calculated as interest, anyway, Uncle Liu is sure to make a profit and not lose money."

Is that okay? Liu Zhuang's eyes widened, and he felt that his head couldn't turn a little.

Zhou Fu's head was bright, and he slapped his thigh, this method is a second, why didn't he think of it before! However, it was a panic to give two taels of silver in vain.

"I'll take it" Liu Zhuang fell into deep thought, silently thinking about the pros and cons in his heart, and then spoke after a long time, "If you don't give it halfway, where can I reason?" ”

Su Baiya had already thought about it: "We can sign a contract, besides, I am a native of Zhuwo Village, where can I go, even if I run away, where will I go!" ”

Zhou Fu approached Liu Zhuang's ear and whispered: "I think it's feasible, you have earned two taels of silver for nothing in two years, and there is still interest to collect, don't forget." ”

"That's right" Liu Zhuang's eyes lit up: "What kind of algorithm is this interest?" ”

"We are going to sign a contract at that time" Su Baiya thought for a moment, the interest rate should not be too high, otherwise it would be unbearable, "Then calculate it according to the bank's interest, Wansan." ”

"Wan San? How much interest will I receive? Liu Zhuang felt in a fog.

Su Baiya had already taken the initiative and clasped her hands: "It's so simple, you can do it yourself." ”

"Ahh Do you have to do it yourself? Liu Zhuang began to count his fingers, six thousand! Count when.

He didn't understand anything about this, but he was worried that he would expose his ignorance and be cheated when the time came.

I want to pretend that I don't know how to understand, but the professional terms are unheard of, and I am confused about where to start pretending.

Su Baiya finally calculated in her heart and patiently explained: "The loan of 6,000 Wen is for three years, that is, it is divided into 48 installments, with an annual interest rate of 3% and according to the equal principal and interest, the total interest is 370.69 Wen, the total repayment amount is 6,370.69 Wen, and the monthly repayment is 132.81 Wen. ”

Liu Zhuang hesitated: "Isn't this interest a little small?" There are only 370 in total. ”

"If you think it's less, then you can let me borrow a few more years" Su Baiya silently calculated, "There will be about three taels of silver in thirty years, and if it is a hundred years, it will be more, and the interest is enough to buy a few pieces of land." ”

Liu Zhuang was a little moved, and the corners of his mouth curled again: "I can't live for another hundred years." ”

"That doesn't affect anything" Su Baiya hopes for a hundred years, so that there is no pressure to repay the loan: "You are gone, and your son, your son is gone, and your grandson, think about it, in case of a natural or man-made disaster or something in the future, you can still have a guaranteed silver every month, at least you will not starve to death." ”

He cleared his throat and said, "Think about it from a different angle, in a hundred years, you have not only earned a few pieces of silver from the land, but also bought a living guarantee for yourself and your family." ”

Zhou Fu on the side listened to it with a red face, there were so many benefits, and he couldn't wait to sell his land to Su Baiya.

Liu Zhuang said coldly: "Stop first, I believe what you said, but I have doubts." ”

"Please."

"Can you live another hundred years?"