Chapter 174: Launch a loan to make a fortune

When he arrived in the box of the canteen, the dishes had not yet come up, Su Baiya personally filled the teacups on the table and asked, "I don't know what Master Shang ordered when he came to the cornucopia company in person this time?" ”

The magistrate's eyes were full of praise: "Is the harvest of rice really as rumored, one acre of land can reach more than eight stones?" ”

"If planted properly, it will only be higher than that, not lower." Su Baiya gave an affirmative answer.

After some time of planting, she found that after the rice in the heavenly domain is harvested, if the seedlings are planted again, the harvest will increase a little, although the yield is not very much each time, but what if it is after a dozen times?

"As far as I know, there has never been rice anywhere, and the harvest of one acre of land can reach the height of eight stones, which is really surprising, and the rice seeds provided by Mr. Su are indeed amazing."

Zhixian actually had the answer a long time ago, otherwise he wouldn't have come to the cornucopia in person, but he just wanted to hear Su Baiya's answer with his own mouth.

Su Baiya smiled modestly: "Although it has a certain relationship with rice seeds, it is also inseparable from everyone's careful care of rice. ”

Zhixian shook his head: "Mr. Su is modest, as we all know, it is impossible to grow high-yield crops without good seeds." ”

"Mr. Su, the dishes are ready."

Aunt Zhang heard Su Baiya chatting with the guests, and was not sure whether to wait for the food to be served.

Su Baiya said: "Bring it up." ”

In order to improve the quality of life, Su Baiya made a special trip to invite the chefs of Fuyun Building to come to the cornucopia company and taught the cooks a few tricks.

The dishes are not only exquisite, but also taste good, quite a bit of the flavor of a restaurant.

Zhixian stopped his chopsticks after eating a few bites of the dish, took a sip of the tea in the cup, and said slowly: "Mr. Su now has rice seeds that can yield high, I don't know what plans I have in the future." ”

"Please also inform the county to make it clear." Su Baiya also stopped her chopsticks and looked at Zhixian.

Even if you hold the rice seeds in your hands and sell them at a high price, you can spend endless money even if you don't do anything.

But can the money in the world be earned? Food is the foundation of survival, and it is difficult for many people and families to ensure that they have a full meal a day.

Her idea was simple, to spread the rice seeds so that the people could have their stomachs full.

In fact, this will also indirectly allow her to increase her income to a certain extent, and she may choose spiritual enjoyment only when she has a full stomach, such as the sales of the cost-effective fair-skinned moisturizing mask will at least increase.

But in the case of Qinghuai County, the area is more than 1,000 miles, and it is very difficult for thousands of households to promote rice by her own strength, and in the end it is likely to be in the hands of a small number of wealthy families.

If the government had intervened in this matter, the effect would have been much better than that of her, at least the villages would not have any trouble repairing the canals, and with the government's publicity, every household would have no problem buying rice seeds.

She also guaranteed that the people would buy rice from her and plant it in their fields.

The magistrate pondered for a while and said: "Since the yield of rice is so high, it is a good thing for the benefit of the country and the people, to say that the people can eat their stomachs, to say that the country's taxes can be increased, and the national strength can also be improved. ”

"I also have this idea, but there is one thing that is more difficult, and I may need the help of Master Shang to solve it."

Su Baiya listened to the county magistrate's words about benefiting the country and the people, but in fact, he monopolized rice within the county, and didn't understand the purpose of the county?

In order to improve its political performance through rice, otherwise it should be reported to the state and promoted throughout the country.

However, this matter is not in a hurry, step by step, and it is no problem to gradually promote it to the whole country.

The magistrate nodded and said, "If there is a problem, we will solve it, Mr. Su, please say." ”

Su Baiya picked up the chopsticks and took a few bites of food to eat, and at the same time thought silently in her heart, pretending to be embarrassed:

"The yield of rice can reach one mu and eight stones, and the rice seed is closely related, and the production of rice seed is not easy, the people need to go to the cornucopia company to buy, the price may be a little higher than rice, I don't know if the people can accept this price."

The price of rice she offered for Zhuwo Village and Zhuangwo Village was 23 wen a catty, which was the price for her own people.

If it is promoted throughout the county, it is inevitable that the Zhuangzi of those large families will also choose to plant rice that makes more money.

The rich people of this era are like mosquitoes, constantly sucking blood from the people to earn more profits.

How could she be cheaper than these people? As for ordinary people, they may not be able to buy rice seeds for a few taels of silver at a time, but she has already thought of a solution.

The magistrate pondered for a while: "Then what is the price of this rice seed?" ”

Su Baiya said without hesitation: "The price of one pound is forty Wen, and one mu of land needs about ten catties of rice to plant, that is, it costs about four hundred Wen." ”

The magistrate frowned: "This price is a little difficult for ordinary people?" It is somewhat unlikely that a few taels of silver at a time will be enough to buy rice seeds, and it is impossible to take out such a large amount of silver. ”

Su Baiya has already considered this: "The magistrate is right, but I have a way, maybe I can try a way to borrow?" ”

After all, the people of the entire Qinghuai County can't be compared with the two villages, and the people of the two villages have fruits and mushrooms as a premise, and they have earned a lot of silver, and there is no problem with gritting their teeth and taking out a few taels of silver.

"What is borrowing?" The magistrate wondered about this new term.

Su Baiya explained with a smile: "For example, the price of a hundred catties of rice seeds is four taels of silver, and the person who buys it does not have so much silver, so you can sign a contract to take the rice seeds back first, plant them in your own field, and wait for the harvest day to return the silver, or the equivalent rice can also be, but you have to pay an interest." ”

"For ordinary people, the interest is 10%, and for large families with Zhuangzi at home, the interest is 90%."

The interest of ordinary people Su Baiya is only a symbolic collection, and her main purpose is to take out more silver from the hands of rich people.

Those large families often have hundreds of acres of land, which means that the early investment is very huge, although there are two villages planted rice as the premise, can reach the harvest of eight stones, but no one can guarantee that their own planting can also have such a high harvest.

Merchants are shrewd people who want to avoid risks, and if there is a lending model, there is a high probability that when planting rice for the first time, it is safe to borrow first, and it is more practical to keep the money in their pockets.

What if the harvest is not satisfactory? Then there is a way to give nothing.

It is just right to take advantage of the businessman's risk-averse psychology and make a good profit.