Qiu Shuang frowned when he heard what Yu Duoduo said, "I'll go home and discuss it with my mother." ”

Yu Duoduo patted Qiu Shuang on the shoulder, "You just follow what I said, just say that you have to think about the cost of living." You don't have any money from home now, and you've never thought about budget spending, so it's not okay. ”

Qiu Shuang nodded, "You're right. ”

"You're 26 years old, you need to have your own fixed deposits, and you need to know about the bank's wealth management products. You also need to know what stocks are, what bonds are, and what funds are. Otherwise, if you win 5 million, you will only go to the bank to deposit a fixed deposit. ”

Qiu Shuang asked suspiciously, "Aren't these all investments?" ”

Yu Duoduo explained, "Funds, stocks, and bonds are all securities, although they can all be called investments, but the degree of risk is different. In general, stocks are riskier than funds. For people like us with limited income, we don't have much spare money in hand and can only buy a few stocks, which is the investment taboo of 'putting all our eggs in one basket'. When stocks fall or corporate finances deteriorate, we lose all our money. ”

Qiu Shuang said, "I don't understand stocks, I won't buy them." ”

Yu Duoduo nodded, "I think so too." The basic principle of the fund is to invest in a portfolio, diversify risks, and invest funds in different maturities and different types of securities in different proportions to minimize risks. In general, the principal of bonds is guaranteed, the income is relatively fixed, and the risk is smaller than that of funds. ”

"Bonds are less risky, so I can buy bonds when I have money."

Yu Duoduo smiled, "But the yield of bonds is the lowest." ”

"Low is low, safety is the most important thing."

Yu Duoduo patted Qiu Shuang's shoulder again, "No matter what you invest, remember to tell me first." When you tell me, you will calm down and not invest impulsively. ”

Qiu Shuang nodded, "I know, you are smarter than me, and I will ask you about the big things that make money." ”

Yu Duoduo smiled and said, "That's good! Let's skateboard. ”

The two of them just started skateboarding.

Yu Duoduo hadn't skateboarded for several days, and after two laps of skating, she felt a little tired, and she sat down on the edge of the flower bed again.

Qiu Shuang shouted at her, "Tired after a while? ”

Yu Duoduo rubbed his thighs, "My legs are sore." ”

Qiu Shuang slid in front of Yu Duoduo, "If you're tired, let's go back." ”

"Go back, I'm going to have a blind date with a cutter tomorrow."

Qiu Shuang was surprised, "Cut the dun?" How can you find a cutter? ”

Yu Duoduo said with a smile: "Cheduner is also a promising career. ”

Qiu Shuang was suspicious: "You can take a fancy to a cook." ”

"My dad just told me that the small restaurant across the street from our hospital is doing good business, and it's not impossible for me to find a cook."

"You've been studying for so many years, you've got an accountant certificate in your hand, and you're looking for someone who graduated from a culinary school?"

Yu Duoduo raised his eyebrows, "Do you know that the average bricklayer is five hundred yuan a day, and I don't earn two hundred a day." ”

Qiu Shuang saw Yu Duoduo say this, and picked up the skateboard on the ground, "Then you can marry the bricklayer directly, in addition to earning money, you also have strength, and your physique is good." ”

Yu Duoduo smiled and said, "Do you know why foreign plumbers are popular?" ”

Qiu Shuang glared at Yu Duoduo, "Let's talk about it." ”

Yu Duoduo blinked, "I'm serious, foreign plumbers are charged on time, and the time is counted from the time he goes out, and you have to pay for the time on the road." It is said that the maintenance fee is often more expensive than the new machine. ”

"Don't talk about it, let's talk about it now, I don't think the chef is worthy of you."

Yu Duoduo said seriously, "It depends on what kind of chef, if it is the chef of a Michelin-starred restaurant, then I am high." ”

Qiu Shuang wondered, "Isn't Michelin a tire?" How I didn't look at the Michelin restaurant. ”

Yu Duoduo explains: "Michelin is a tire manufacturer in France. ”

Qiu Shuang said, "There is a shop on Youth Road, I have seen it. ”

Yu Duoduo continued, "Our habit, when we hear 'Michelin restaurant', it is natural to understand that it is a restaurant owned by Michelin. In fact, the full name of Michelin restaurants is 'Michelin star restaurants', and these restaurants themselves have nothing to do with the Michelin company, and Michelin is neither involved in the creation nor management of the restaurants. They are given the 'Michelin' name because these restaurants are rated by Michelin. ”

"It's a bit out of business for a tire manufacturer to rate a restaurant, right?"

Yu Duoduo said with a smile, "People are unprofitable and can't afford to be early, which is also a marketing method." When Michelin was first founded, the Michelin brothers, the founders of Michelin, were optimistic about the future of car travel. They believe that if car travel is more prosperous, their tires will sell better. ”

Qiu Shuang understood, "Oh, so he evaluates the quality of the restaurant and lets people with curiosity experience it." ”

Yu Duoduo nodded: "That's right!" They gathered together restaurants, maps, gas stations, hotels, garages, and other information that would help with car travel, and published the "Michelin Guide" the size of a personal booklet, and the "Michelin Guide" began to mark the good of restaurants with asterisks, and the "Michelin star restaurants" spread. ”

Qiu Shuang thought for a while, "I'll buy a copy of the Michelin Guide tomorrow, let's go have fun, right?!" ”

"Okay! First, though, you have to have money. ”

"Well, I have to go home and talk to my mom about how much she gives me a month."

Yu Duoduo said earnestly, "You must use a consultative tone and be sincere in your attitude." ”

"I know!"

"Sister Cheng of our company always taught me that women must learn to show weakness."

Qiu Shuang thought thoughtfully, "Well, you look at the words, it always gives people a feeling of timidity, so that Liu Yifan is not at ease where she is going, and she has to accompany her." ”

"Yes, when I was with Zheng Yi, I was Zhang Luo wherever I went, but in fact, my ability was limited, so I discussed it with you."

Qiu Shuang looked sympathetic, "You realized it late, if you hadn't been reckless at that time and relied on Zheng Yi for everything, maybe it wouldn't be like this." ”

Yu Duoduo smiled faintly, "I'm still young, and it's not too late to comprehend." ”

Yu Duoduo walked to the door and said goodbye to Qiu Shuang.

Yu Gaofeng heard his daughter's voice and opened the door, "I'm back!" ”

"Well, I'm back!" Yu Duoduo walked into the house.

Yu Gaofeng saw his daughter with a smile on her face, so she said, "This is a pleasure to play with Qiu Shuang." ”

"Hmm." Yu Duoduo whispered to his father, "I just told Qiu Shuang that she needs to learn how to manage money. She decided to go home and talk to her mother about her salary. ”

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ABC