Chapter 899: Countermeasures
Resist Dawang Mountain?
Su Yu's brows furrowed slightly, and a hint of coldness flashed in his eyes.
This group of people felt that Dawang Mountain had become the target of public criticism at this time, and the general trend had gone, so they thought that they would not pay back the money borrowed from Dawang Mountain by this gust of wind, which was really a good calculation.
The crimes of Dawang Mountain are counted on his lips, but in fact, he is just thinking about taking advantage of the high-sounding ones.
"Great King, not only that, because the prestige of Great King Mountain has been hit at this time, there are almost no people who have deposited, and they are all taking out loans to take advantage of!" Bai Xiaolong also said, his face full of anger.
I didn't dare to make a deposit, naturally because I was worried that I wouldn't be able to get the deposit after Dawangshan fell, which caused a dead loop, and the capital chain would be broken sooner or later.
"What should we do? Do we want the bank to close down first?" Nalan Ruoshui proposed.
Her statement is not unreasonable, because Dawang Mountain is beautiful on the surface at this time, but in fact, there is a serious shortage of manpower, especially in terms of masters, if someone really borrows money and does not pay it back, it will definitely need to send people to ask for debts.
You can't always let the king do it himself, right?
Suspending the bank can greatly reduce the current losses, which is a good suggestion.
However, at this time, Dawangshan is already like this, if Dawangshan Bank closes as soon as it opens, it will be a fatal blow to the prestige of Dawangshan, and more and more people will look down on Dawangshan!
"The bank doesn't need to be closed, but the loan requirements must be greatly increased!" Su Yu pondered for a moment and said: "In the future, in addition to reviewing the collateral, you also need a guarantor! Also, reduce the amount of the loan issued, and try to keep the value as low as possible when evaluating the collateral! In addition, the work or income of the lender should be reviewed, and the income of the stable spirit stone should be given priority!"
This kind of rule is actually essential, because the bank has just opened, Su Yu didn't want to implement it so quickly, since he encountered such a thing, he could only implement it in advance.
"And ......" Su Yu paused, as if thinking, and then said: "Set up a bank VIP, once the deposit amount is huge and the time is long enough, it will become a big account of Dawangshan Bank, listed as a VIP ranks, after becoming a VIP, not only will the loan be given priority in the future, but in the future, anyone who consumes in the store of Dawangshan can have a nine-percent discount!"
On the one hand, it is the best way to suppress loans, and on the other hand, to pull up deposits.
"The king is wise!"
Xiao Yihan's eyes shot a fine light, and he immediately applauded.
The other disciples also nodded, the king is the king, and he can come up with a countermeasure so quickly.
"Who are the people who have taken out loans from the bank at the moment?" Su Yu continued to ask.
The faces of the disciples of Dawang Mountain were a little bad, and after hesitating for a moment, Bai Xiaolong slowly stepped forward and said, "Recently, there are too many people who want to pick up leaks, and countless people are taking loans with the purpose of taking advantage, and there are a lot of them......
After a pause, he gritted his teeth and said, "And...... Now someone has passed the repayment deadline!"
"Exceeded?" Su Yu was stunned, how long has the bank been open, and someone has exceeded it?
"Some people just borrow it for a few days, or even a day, saying it's an emergency, but they don't pay it back after they borrow it......," Bai Xiaolong continued.
This is to challenge the bottom line of Dawangshan Bank!
Su Yu's heart sighed slightly, and his eyes flashed.
To put it bluntly, they just want to test the bottom line of Dawang Mountain, just to see what will happen if they owe money!
"Locate the location and information of these people from the bank!"
"Yes!" A trace of excitement flashed on the face of the disciple of Dawang Mountain, and he realized what Su Yu was going to do, and immediately said.
They are so aggrieved during this time that they urgently need to vent.
Su Yu also directly sank his divine sense into his mind, "System, call up the bank interface!"
The picture in his mind immediately changed, and it actually became an interface similar to radar, with a large number of green dots distributed on the interface, and these green dots represented the people who had taken out loans, and among these green dots, there were also many red dots, scattered everywhere, with more than thirty.
The red dot represents naturally the person who has exceeded the repayment period, and I can't imagine that there are already more than 30 people, and the credibility of my Dawangshan is so poor?
The location is already there, and by following the direction indication of the radar, these red dots can be found directly.
Su Yu landed his gaze on one of the red dots, and the picture was immediately zoomed in, and then information began to appear on these red dots: Chu Hao, demigod realm, Baicheng people's clan, borrowed a thousand high-grade spirit stones, and the repayment limit has been exceeded, and a total of one thousand and thirty high-grade spirit stones are owed!
In a few days, because of the penalty of the lag gold, the interest has already been thirty high-grade spirit stones.
A little demigod dares to borrow money and not pay it back? I really don't know how thick the sky is!
Su Yu's eyebrows raised slightly, and then he looked at some of the red dots, and found that the amount of money owed was not very large, but it was also not high.
After thinking about it, it is understandable that those big forces naturally do not dare to blatantly confront Dawang Mountain, and naturally they will not borrow money, and most of these people who owe money and do not pay it back are loose cultivators.
This group of people is short-sighted, thinking that Dawangshan is a paper tiger and greedy for small gains.
"Yihan, you go to this area with Xiaolong and ask for money from the people in this area!"
"Ruoshui, you go here with a stone. ”
"Xiaoxiao, you go here with Ganbao. ”
Su Yu arranged them one by one, at first Gan Bao was reluctant, but as soon as she heard that she was going to ask for a spirit stone, she immediately came to the spirit, her eyes brightened, in her thoughts, the spirit stone is linked to food, and with the spirit stone there is food.
After arranging everything, Su Yu also walked out directly and flew in one direction.
......
White City, in a restaurant.
In the realm of the gods, the restaurant is actually a flower building, and the warblers and warblers in it are full of laughter.
This is where the warriors used it for fun.
"Hahaha, Chu Hao, I said why is your kid suddenly so generous, it turns out that he borrowed money from the wronged boss of Dawang Mountain!" In the restaurant, there was a loud laugh, with a hint of envy in his voice.
"Cut, when I heard the bank's first reaction, I knew that this was for the master to send money!" Chu Hao smiled proudly while drinking, "Interest?
"Hey, I knew that I had hurried to borrow it at that time, but now the requirements are so high!" The man next to him was full of unwillingness, with chagrin, "I can't borrow much." ”
"I'm here to give you a suggestion, no matter what, borrow as much as you can, borrow as much as you want, this money is equal to nothing, don't be too little!" Chu Hao said earnestly, "Look at the current situation, what kind of thing is Dawang Mountain, it's no longer good, it is estimated that it will collapse next year!
......
(End of chapter)