Chapter 674: The Pig Brain Really Can't Keep Up with the Eldest Lady's Rhythm!
Qin Xin said lightly: "There is a 3-day grace period for payment collection in the farmer's contract. You can go to the bank within three days to negotiate a loan agreement for a short-term loan of 15 days, which can be used to pay the farmers. ”
"The interest rate of short-term loans is very low, as long as the medicinal materials can be processed and sold within 15 days, the bank loan and interest can be repaid after the payment of this batch of medicinal materials, and there is a surplus of 15 percent."
"Wouldn't you use this simple financial leverage?"
My cousin choked.
"I, of course I understand......"
However, that expression was completely "why didn't I think of it".
Shareholders excitedly discussed:
"Is the contract a 3-day grace period? How did I never notice. I always thought that it was a one-handed payment and a one-handed delivery, and the farmer actually agreed to a grace period of three days, who made such a shrewd contract back then? ”
"Nonsense, of course it's a contract that the eldest lady changed herself. But what I was curious about was that the bank actually had a short-term loan of 15 days, and I thought that the loan would cost at least 1 month, and the interest rate was very high. ”
"Wait, how did the eldest lady's fifteen percent profit calculate, I just followed the calculator all the way and didn't calculate whether the profit of this loan to buy goods was a loss or a profit......
A group of businessmen found that their brains couldn't keep up with Qin Xin's rhythm.
No wonder Qin Xin reprimanded them as soon as he entered the door.
Seeing Qin Xin's words, he firmly grasped the attention of the shareholders, and controlled the field strongly, letting everyone follow her rhythm, Qin Xiaoshuang's mood finally calmed down a little.
I used to think my sister was amazing, but it was just a feeling.
At this moment, seeing his sister talking about business in front of shareholders, Qin Xiaoshuang finally understood how his sister had supported the Qin family for so many years.
Not by ethereal fame, but by brains and strength.
Qin Xin's plan has been unanimously praised by shareholders.
But the bitter cousin still found a loophole to attack: "Qin Xin, your plan is good, the problem is that you can't go on without any link." It's okay for farmers to have contracts, but what about banks? The Qin family is now in a half-dead state, you go out and ask, which bank gives the loan? ”
The conference room fell silent.
That's right.
No matter how good the plan is, it is useless if it cannot be implemented, and the most important thing in doing business is execution.
If the Qin family could get a loan, it would not have fallen to the current situation.
No wonder they always felt that something was wrong just now, and their brains were not so stupid, why couldn't they think of this plan before.
It turned out that it was because he never dared to expect the bank to approve a loan for the Qin family.
Seeing that the atmosphere had become stiff, Qin Xiaoshuang sweated for Qin Xin again.
The business is really complicated.
Shareholders are driven by profit to confess their loyalty or scatter the sand.
The situation is so unfavorable to my sister, and everyone will definitely attack her in groups after a while, and follow her cousin to embarrass her sister and force her sister to sell the house.
Just when Qin Xiaoshuang was worried, Qin Xin said lightly: "Is it difficult to get a bank loan?" ”
A shallow rhetorical question made the elite shareholders present can't help but twitch the corners of their lips.
Difficult!
Of course it's hard!
The most difficult thing to do business is to have abundant liquidity, and without bank support, where can you get so much liquidity.
However.
The next second.
Qin Xin raised his hand, dialed out a phone call, and his voice was cold:
"Prepare a loan of 2.5 billion, a fifteen-day repayment period, and it must be given to me within 3 days."
(End of chapter)