"Secretary Lin, our ICBC has strong capital and will do the best service for you. How much do you want to borrow? Just open your mouth. We do our best to meet your needs. ”

"Ten billion!"

"How much?"

"Ten billion soft girl coins."

The president of the Industrial and Commercial Bank of China also fell under the table.

When Lin Wan and Huang Li met again, they both found that the two banks they contacted couldn't lend 10 billion soft girl coins at all. It's not that they don't want to borrow, it's that they don't have that much money, and they don't have that much boldness.

According to the thoughts of the presidents on both sides - the 'Holy Light' has developed rapidly, has strong power, and has a great family and great business, and we recognize it. But the group doesn't seem to be worth 10 billion, right? What are you taking as collateral?

You must know that the real estate land in Tianyang is not worth much, and it is not possible to mortgage real estate. Although the companies of 'Holy Light' are developing rapidly, they are not worth 10 billion together.

As for the popularity of the enterprise, it is impossible to estimate it in this year.

"I told CCB that the group has dozens of properties in HK, including an eight-storey building and a one-storey luxury apartment. There are also docks and warehouses. These immovable properties should be worth a lot of money.

In the end, I said that the group was willing to use gold as collateral. When Huang Li said this, the corners of his mouth curled towards Lin Wan, "When I heard that there was a gold mortgage, the voice on the phone changed." ”

HK's property is worth a lot of money, and the mainland bank can accept it.

Not to mention gold.

CCB smiled on the phone and asked, "I didn't expect Mr. Zhou's family background to be really thick, not only with HK real estate, but also with gold." Gold is the best, hard currency. How much gold do you have? ”

"Not much, about ten tons."

...... clang, the president fell under the table again.

The two women laughed mischievously, each telling about their connection. The banks were shocked by the ten tons of gold, and they all said that they needed to report to the leadership, study and study, discuss and discuss, and give instructions.

In addition, Zhou Qingfeng wanted to take out a loan to build infrastructure, and the second daughter also reported within the group.

Others were just shocked, but Yuo Watanabe, as the vice president, was shocked and said, "If the president has difficulty getting a loan in China, he can try it with the Bank of Japan." I'm willing to contact you on your behalf. ”

In the conference room, several directors of the group were just smiling, but Watanabe's words blew them up like a bomb - the Japanese are so easy to get money?

Zhou Qingfeng went to do business with Maozi, and Watanabe Xiong was not idle. In the past three or four months, he has successively brought more than 200 senior staff members from Japan to the group.

Finance, shipping, insurance, international trade, technology research and development, enterprise management, are at least 20 years of work experience of the old devils, but also the group in the development process of the urgently needed talents.

Entering 92 years, Japan's economy has not only not improved, but has continued to collapse. After the collapse of the housing market, the financial industry also collapsed. This has led to more bankruptcies of Japanese companies and unemployment of employees.

Japan has developed into a very mature society by the nineties. Its domestic market is saturated, and no matter how much it tosses, it can't play tricks.

The bitterness of the economic crisis has made Japan even more risk-averse from top to bottom.

By the end of the nineties, low-libido survival had officially arrived. Bank lending rates are very low, but neither individuals nor businesses are willing to borrow money.

The birth rate is declining, the population is seriously super-aging, and the social climate is conservative.

Watanabe was able to bring in more than 200 professionals not just because of money, but to help solve debts. At the same time, the 'Holy Light' has a unique advantage in prolonging life, and the old devils feel that they have become younger when they come.

This is much more important than money to the 'Showa generation' who are in their sixties and seventies at every turn. Zhou Qingfeng has already given Watanabe a task to strive to recruit another 1,000 high-quality talents from Japan in 92.

At the beginning, Samsung engaged in memory and pulled a vote of Japanese engineers. BOE engaged in LCD screens and pulled a vote of Korean engineers. Today, the 'Holy Light' is tossing around, whether it is a mule or a horse, as long as it is pulled over and can be used.

These old devils are really experienced, and occasionally have some ideological contradictions, but they are quite serious in their work.

Whether it is a machinery factory, a battery factory, or the group's formal management, overseas trade, etc., these Japanese employees are all set in one, which greatly accelerates the development of 'Holy Light'.

The entire group is very satisfied with Watanabe's work and has elevated him to the category of 'good friend'.

But another move by Watanabe has sparked considerable resistance – bringing in foreign accounting firms to audit the group's business.

No one likes to give their wealth to outsiders.

Watanabe has a great deal of distrust in the Group's and Japan's accounting capabilities and ethics. He even asked for audits of the group's major suppliers to ensure that the partners were adequate.

Regarding this matter, including Lin Wan, no one in the group likes it and is extremely repulsive. The contradictions cannot be reconciled, so they can only be ruled by Zhou Qingfeng.

Lin Wan put forward many reasons for opposition, but they were not as good as Watanabe Yu's words - financial fraud is common in domestic enterprises, the headquarters cannot control the branches, and the branches cannot control the suppliers.

In the end, there must be financial chaos.

The internal audit department of Holy Light is currently under-capacity. To solve this problem, it is best to introduce a third-party audit. This also increases the credibility of the group and facilitates international trade.

This last passage touched Zhou Qingfeng, who was well aware of the current chaos in domestic auditing. It is not uncommon for petty officials to be greedy. If the group is not properly cleaned, it can easily collapse.

In the 90s, many famous enterprises quickly collapsed due to internal problems. Many celebrities have big careers, but their internal management is full of holes.

It is impossible to let Zhou Qingfeng clean every time something happens to the group, there must be a prevention mechanism. He finally decided to try it for half a year before making a decision.

Watanabe hired someone from PricewaterhouseCoopers to do the job. In just three months, hundreds of large and small internal moths have been caught, and no one is arguing about whether to ask for an audit anymore.

The inaugural issue of "Shengguang Economic Weekly" published the group's audit report for the previous year, allowing the industry to take a closer look at its own strength.

This series of operations by Yuo Watanabe makes many people who are accustomed to extensive management very awkward, and they always feel constrained.

However, the group's formalized management dares to say that it is the first in China to ensure smooth operation. Zhou Qingfeng can stay in Moscow for a few months, and there is no big problem.

It is precisely because of the formal management of the group and the audit endorsement of PricewaterhouseCoopers that 'Holy Light' has attracted the interest of many foreign investors and banks.

After all, everyone now knows that this company is desperately delivering people's biological resources to Damao, and the bilateral transaction volume is growing rapidly.

"Last month, the Sumitomo Mitsui Banking Corporation (MSC) branch in HK offered me an offer to represent the group's financial services in Japan and Southeast Asia, and to provide all services, including credit loans."

Others may not be aware of it, but after staying in Moscow for three months, Lin Wan, who knows something about international trade, asked sensitively: "Sumitomo Mitsui?" How much loan can they offer? What are the collateral requirements? ”

"If it is an unsecured loan, it should not be less than 10 billion yen. If there is enough gold collateral, 100 billion yen will definitely not be a problem. The interest can be done at the best price. ”

Hundreds of billions of yen in foreign exchange!

As soon as the words fell, the conference room in the group headquarters building was knocked open.

A clerk from the Secretariat hurriedly came in and whispered in Lin Wan's ear:

"The bank just called and said that if you use gold as collateral, you can make a special loan. Their governor is coming, so let's keep the gold in the country. ”