84. Save money

Pan Rui came from work on Friday night, Xia Zhi had already cooked the meal, and was sitting on the bed biting the pen and worrying about the account book.

"What's wrong with you?" Pan Rui asked.

"I can't remember how much the pork I just bought, and I always feel as if the boss charged me five dollars more." The summer solstice is a ledger that she keeps from the beginning of the move, and she lists her daily expenses and income in the book to control her spending.

"Cut ......," Pan Rui said while sitting on the bed and changing into slippers, "as for it?" It's not just five dollars, a waste of brain cells. ”

Xia Zhi closed the book in annoyance and slapped it twice on the bed: "That's it, why should I find a ...... for myself?"

She has never been sensitive to numbers, and she volunteered to apply for Chinese in the college entrance examination, in large part because she heard that Chinese did not learn high mathematics.

"Come on, don't remember. Just save a little flower, you don't have to remember it so clearly. Pan Rui reached out to take her account book, but she snatched it back.

"I've been remembering it for two months, and now if I don't remember the front, won't it be in vain? And it does work in controlling spending, you can see at a glance where you are overspending, and then you can plan where to save back. ”

Xia Zhi put the notebook and pen into the bedside table, and drove Pan Rui to wash his hands and eat.

"You said you have to save at least a thousand or eight hundred to live in my house, right? It's so hard to remember. Pan Rui sat on a low bench, and the coffee table was their dining table.

The suite is a large open room, the left hand of the door is the bathroom, a small stove on the right, and then the wall in front of the bathroom is a wardrobe, in front of the wardrobe is a double bed, a wooden screen divides the whole space into two, behind the screen can be used as a living room, a sofa, a coffee table and a desk, and the end of the living room is a balcony.

Xia Zhi sat on the sofa, uncovered the covered vegetable bowl, and said, "We moved out after we discussed it, can you not talk back at every turn?" I didn't complain about anything. ”

"I know you don't complain, I just see that you are upset, and talk about it casually."

"Have you paid your salary?" Xia Solstice spread his palms towards him. Pan Rui is paid at the beginning of the month, and since May, he has saved 2,000 yuan every month here in Xia Zhi, which Xia Zhi calls their "family fund".

If Pan Rui saves a fixed amount of 2,000 a month, she can save 1,000 to 1,005, she estimates that they will be able to save enough for the down payment of buying a house within three years.

"Well, I'm going to give it to you." Pan Rui took out a stack of banknotes from his trouser pocket and handed it to Xia Zhi.

Xia Zhi put down his chopsticks and counted, Pan Rui smiled: "Do you still want to count?" ”

"Of course, what if you keep it private? It is always said that pocket money is not enough. "There is no problem with the amount, Xia Zhi is stuffed into his bag, ready to be deposited in the bank another day.

In addition to the two thousand here on the summer solstice, Pan Rui will also give one thousand to Pan's mother for living expenses, and the rest will be his personal pocket money. His salary income is also not completely fixed, sometimes there is some allowance, but it will not exceed a thousand.

The two went out shopping and watched movies, and the common expenses were basically Pan Rui's, and Xia Zhi was responsible for cooking and buying vegetables in the rental house, which had become their tacit understanding. So Pan Rui doesn't have much money on hand.

Xia Zhi asked about Pan Rui's transfer to the exam again.

"Well, the notice is down, a special exam will be organized, and if you are admitted, our batch can be directly admitted without an interview."

"What if you don't get in?" It's not that there is no such possibility, Xia Zhi wants to remind Pan Rui to find a way out.

However, Pan Rui said: "How can there be so many ifs, you will definitely be able to get in, don't curse me." ”

Xia Zhi wanted to say that he didn't pass the exam last year, but he swallowed the words to his lips, and just said, "I know that you can get in, but you just plan for the worst." ”

"Then it's a big deal to sign a temporary contract for another year, and they can still fire me." Pan Rui said nonchalantly.

"Why can't I fire you? It's not your family's business. This is not to recruit a formal establishment, but also to contract workers for what? ”

Xia Zhi really doesn't know much about this system, Pan Rui said: "It's okay, now they are engaged in urbanization, they need to employ people, they can't pass the exam this year, they will continue to take the exam tomorrow, you can rest assured." That one...... I'll discuss something with you, can I?"

Xia Solstice raised his chin and motioned for him to continue.

"That's it, let's save that family fund...... Can I save less than 500 per month? ”

When Xia Zhi's gaze met Pan Rui's, Pan Rui immediately looked away: "Okay...... When I didn't say ......"

"What's wrong?" Xia Zhi pouted, "Am I that terrible?" I'm not black and white. If you have something to say, will I disagree with the reasonable? ”

Pan Rui still didn't look at her, and read in pieces: "Reasonable can also be said to be unreasonable in your place?" ”

"Tell me about it." Xia Zhi's eyelids opened and closed and blinked slowly.

"Say what."

"Why save five hundred less?"

"Forget it."

"Say it."

"I just said that when I didn't say it, why did you hear the first sentence and not the second sentence?"

"Because the first sentence is more important than the next sentence! I'll judge for myself whether it should be when you haven't said it. I want to know why. Xia Zhi understood that he would not make such a request for no reason. So is this Pan's mother's request, or is it his personal wish?

Five hundred yuan is not much, but in one year, it is 6,000 yuan, and in three years, it is 18,000 yuan.

At present, the housing price in the center of Dahe County is just over 3,000, but Xia Zhi is used to seeing the high housing price of more than 10,000 yuan in Nanzhou, and always feels that it will rise, and she hopes to save the down payment before the housing price rises to the point that they can't afford it.

Pan Rui seemed to be thinking, and said after a while: "It's nothing, it's just that I usually go out to eat with my colleagues and Liu Neng, and I'm a little tight on money, so I can't always eat people's invitations." ”

Xia Zhi understands that socializing is indispensable, but this is not a very great reason. Refuse, feel that she is too unkind, agree, and feel that she is too indulgent to him, doesn't she have the need for social leisure?

After thinking about it, Xia Zhi finally said: "That's it, next month, you give me one thousand eight, and keep two hundred more for yourself, it's really not enough." ”

This "more" is actually already the meaning of "that's it". Pan Rui also thought for a while and said, "Forget it, two hundred is nothing." ”

Xia Zhi's eyebrows straightened: "How many more things do you want to do?" Are you so short of money to spend as soon as you eat and live at home? It's really not good, we will never go out shopping again from today, and we can't die if we don't watch a movie or drink a cup of milk tea. ”

"No, why are you angry when you talk well?" Pan Rui grinned, sat down beside her and stroked her shoulder, "I mean, I don't want the two hundred, let's save up to buy a house, and I'll save some flowers." When I am admitted to the editor, my salary and benefits will increase, and it will be fine then. ”

Xia Zhi breathed a sigh of relief and said: "It's been two or three years, let's stick to it, the big head of the down payment will come down, and life will be much easier." ”

"Hmm." Pan Rui nodded.