261. You can't ignore him
In the evening, Xia Zhi cooked one more dish, sat at the table and waited for the Han Junxi brothers to come back. But only Han Junxi came back, not Han Junbin.
"You're so early today." He looked at her, then lowered his head and changed his shoes at the door.
"Where's Big Brother? Didn't you say he was going to come over and play for a few days? She rested her elbows on the table as well, waiting for him to walk up to her.
He put his bag on the sofa before he came over to answer her words: "Big brother has something to do, go first." β
Xia Zhi frowned, she didn't want to play dumb riddles anymore, she preferred to go straight now: "What are you hiding from me?" β
He sat down at the table, and did not rush to answer her question, but first uncovered the plate covered with the dishes: "Ah, tonight is so rich, I'll go and fill the rice first." β
"I'll go." She intercepted him, and he just looked at him left and right, "You sit and figure out how to explain it to me." β
He came back from the kitchen with two bowls of rice, and he was still thinking with his fingers crossed. She put the rice bowl in front of him and said, "Is it so hard to say?" Did you not think about it all the way back, or did you already think about it, and when you saw me, you forgot the words? β
She thought about countless possibilities in her heart, and felt that no matter what he said, she was mentally prepared.
He laughed dryly: "This, why are you so smart all of a sudden, I'm a little unaccustomed." β
"I've never been stupid." She muttered to herself, it's just that you keep calling me stupid.
"Eh-" he let out a long sigh and surrendered, "Brother came over this time and asked me to borrow some money for emergencies." β
Well, it's okay, within her expectations. Looking at their scene last night, she could guess a few points. However, there are still some details that she has not yet understood.
"Just borrow money and call and transfer money directly, why do you go on this trip? He ran over without even packing his luggage, who was he hiding? β
Han Junxi turned his face away, wiped the back of his hand on his chin, and then lifted his glasses up again: "You are still observing very carefully." β
Xia Zhi ignored his nonsense: "How much money does this have to be to run out in such a hurry to avoid debts?" β
He lowered his head and muttered for a while: "500,000, but he didn't ask me to borrow all of it, don't worry, I've already dealt with it." β
He finished in one breath without even punctuating it, fearing that she would interject in during his pause, but she didn't even bother to interrupt him.
She closed her eyes, rubbed her head in a circular motion with her thumb, and exhaled, "Where do you have money?" How much money did you lend him? What do you do about it? β
Most of his salary was handed over to her, and the rest of the pocket money, with his moonlight clan physique, she didn't believe that he could still save a small treasury.
He said: "Don't worry, I haven't touched any of our family fund, you said it was reserved for the baby." β
That's why she's not at ease. The bank cards are all in her hands, and he can't move even if he wants to, so where can he find money to lend to Han Junbin? Did he think that if he said that, she would not pursue it?
"It's not your business alone, is it? We are husband and wife, and I have the right to know. I just asked, and you answered it directly. β
He still thought for a while before saying: "The eldest brother is indeed here to hide the debt, and the people who ask for the debt have gone to the house, and the family does not dare to do business these days." Mom and Dad gave him 200,000 yuan, but it's still not enough, I'm ...... I found a way to get him 300,000. β
"Where have you been today?" Xia Solstice clenched his fist and slammed his knuckles on the table.
He looked at her for a moment before he said, "We'...... I went to find a credit company......"
"No......" Xia Zhi felt a little dizzy in his head, "Big brother, why would he owe so much money to others?" β
He said in a weak voice, "He does business with other people...... Blocked keywords ......"
Xia Zhi picked up the chopsticks and threw them on him: "Han Junxi! Do you think I'm so stupid with *blocked keywords*? You can only be deceived if you have money, how can someone still come to your door to ask for money? β
He used his elbow to block the chopsticks thrown and her anger: "It's useless for you to be angry!" I scolded him yesterday, but he's my brother, can I leave him alone? β
She glanced at him, "Gambling debts, right?" She could guess with her toes, but still wanted to be confirmed, and he nodded.
She still felt incredible: "How can you lend him 300,000?" What do you use to lend him? Where is the loan contract? β
She doesn't know much about credit, but she has been poor, and she has to be cautious about more than four-figure consumption expenditures every day, and the biggest consumption in her life is to buy a house, with a total loan of more than 800,000 yuan, and she has to repay more than 700,000 yuan of interest in 30 years.
Credit companies lend money faster, with simpler procedures and higher interest rates than regular banks. Her face sank at the thought of this, but instead of throwing anything on him, she suppressed her anger and waited for him to speak.
He leaned back, a little away from her, and seemed to be on guard against her: "I have good credit...... There is a serious job again. You don't have to worry, I have a friend who works in the credit company, it is a regular company, and the interest is more than 1,2000 a month, and the five-year term is ......."
She didn't speak, she was silent, and he paused before continuing, "That...... This money, my eldest brother will pay it back to me, I just lend it to him......"
She leaned back in the dining chair and breathed deeply, "Is the loan released?" β
"What?"
She didn't know if he couldn't understand or couldn't hear clearly, her voice was really not loud: "I said the bank, it shouldn't be so quick to lend, right?" β
"Not yet...... Maybe a week......"
"Then cancel the contract." She said crisply,
He said with a confused face: "This contract has been signed...... How do I cancel ......"
She was angry: "Then wait for the loan to be released, and return all the money immediately." β
*Blocked keywords* Should I cry or laugh: "Sister, no one plays like this, and the contract also indicates that the full amount can be paid off in advance after at least six months of repayment." β
Oh, yes...... Credit companies shouldn't be so stupid, what if someone really has nothing to do and borrows money and pays it back? This is what it means to earn at least six months of interest once you sign a contract.
Her head was swollen, but she still tried her best to sort out a plan that she thought would have the least loss: "In this way, after the loan, 300,000 yuan can not be given to the eldest brother, we can't use any of this money, interest plus principal every month, we will pay it back for six months, and then pay off the full amount." β
"No......" he was puzzled at this moment, "so we will lose half a year's interest in vain, and then the money will not come in handy!" I've calculated that we can afford this money a month, even if my brother has to delay it for a few years to pay us back, there is no problem......"
"You're right, we can afford itβwe can barely afford this extra monthly expenditure of seven thousand for no reason, and then we have no food to spare, do you think it's appropriate to live like this?"
Somehow, her sturdy head figured out at once that they were going to do everything in their power to pay off the debt in the next few years, and it made her feel terrible.