One by one, they were afraid that others would borrow all the money, and they all began to shout to death.

Wang Xuan is so angry, damn, do you know what a mortgage is!

"Shut up!" An angry roar made the excited crowd like ice water being poured on their heads, and immediately became quiet, "Damn, you fools, when Lao Tzu's money is blown by the wind, how much do you want to borrow!" ”

"Mortgage do you understand! It's terrible to be uneducated, Fan Wencheng, you come and explain it to them! Wang Xuan didn't bother to explain to them.

Fan Wencheng took a step forward and coughed dryly, Wang Xuan told him about the loan, and also asked him to study mathematics hard, and look for mathematical talents in Daming, carry out computing planning and management, and cultivate enough talents to supplement personnel when the bank expands.

"Heads of families in Guangdong, now, let me explain to you what a loan is, and how many types there are, first of all, there will be a professional person according to your family assets to evaluate, in order to carry out a mortgage, in order to ensure that you must be able to repay the bank's debts, once you are overdue, then, the bank will forcibly confiscate your assets!"

"Of course, there are many ways to borrow, such as this time, the bank provides land loans, we only need to pay the three layers of the land to be purchased, and the remaining seventy percent can be paid by the bank, and the interest is still two percent, you can choose one year, two years, three years, and other different repayment periods, so as to facilitate capital turnover, after all, after the purchase of land, it is still necessary to invest enough manpower and material resources for development, and we always have to leave some working capital in our hands."

After speaking, Fan Wencheng immediately retreated behind Wang Xuan.

There was a whisper in the venue, and everyone understood the meaning of the so-called loan, at least a little, the bank should ensure that it will not lose money, such as land, even if the money is not paid in the end, the land will be confiscated by the bank, and if it is sold again, the price will definitely be higher than seventy.

Wang Xuan's eyes swept over the faces of everyone in the audience, and then he continued: "I believe that everyone understands that I opened this bank, and I solemnly inform everyone that everyone must take the loan seriously, and he can allow you to expand your family business faster." ”

"But, at the same time, everyone must also remember what kind of person I, Wang Xuan, if you don't understand, please think about the mass graves in Shenglong Mansion and Nanding City, no one can owe me money and not pay it back!"

"At the same time, please remember what I said at the beginning, whether it is the new tax law, or clarifying the acres and other matters, I know that you all have some careful thoughts, small calculations, and will carry out some secret temptations and other activities, you can also choose not to cooperate, or secretly confront, but I will reserve the right to use some special means against you!"

"Trust me, it's definitely not a pleasant process!"

"No matter what kind of purpose you have, what means you use to hide from the world, or what kind of methods you come up with to make things difficult, once I find out, hehe......" Wang Xuan let out a cold laugh.

"I will try my best to ensure that you do not die, try to greet you in the least traumatic but most painful way, and do my best to treat the injuries caused by the different punishments every day, even if you are really dead, I will cast you into concrete piers, put them everywhere, be spat on by thousands of people, and publicize your dirty deeds throughout the country, well, the storyteller is a good channel, I will try my best to ensure that you will not be quiet after you die, and you will be stinking for ten thousand years!"

"Finally, I want to say that the heads of the family should not have any resentment and hatred for this legal reform, which will only make you act irrationally, and when this kind of behavior occurs, you must understand one thing."

"Come out and mix, sooner or later you will have to pay it back!"

……

The meeting dispersed, and the families returned to their homes one after another to begin discussing the next steps for the family's development.

On the other side, Sun Chengzong still asked the question in his heart, why is it the same change, Wang Xuan's change, the loss of the interests of the family is greater, why these people will not object.

Could it be that Wang Xuan just killed more people?

This is impossible, there are many killings caused by the law change in history than Wang Xuan, but the law change is also not successful.

"Are you mistaken?" Wang Xuan looked at Sun Chengzong inexplicably, "When did I let these families lose their interests?" ”

"Clarifying the hidden fields, paying taxes normally, and raising commercial taxes, aren't these losses to the interests of the family?"

"Of course not, depending on the overall situation, they paid some money, and then bought the qualification to go to Annam from me, do you understand? It's just a deal, and they're taking advantage of it! Historically, the law has not been successful, and the biggest problem is that it is normal to only know how to take it from these people, but never think about how to create greater benefits for these families, and it will naturally be overthrown? ”

"Cutting off people's financial routes, such as killing parents, the enmity of parents, not sharing the sky!"

"But I'm different this time, I completely cleaned up Annan, they can go there to develop with peace of mind, the family has embarked on a big road to heaven, for this, pay some small price, isn't it normal? I'm going to say now, no one's taxes will be collected, and then he will also be disqualified from going to Annan for development, believe it or not, he will go crazy! ”

"......" Sun Chengzong thought for a moment and sighed secretly, the hustle and bustle of the world is all for profit, and the hustle and bustle of the world is for profit, even if it is an emperor or a country, it cannot violate this law.

Fujian transferred a large number of manpower, and at the same time, Wang Xuan opened a department in Guangdong, and really attracted a large number of people who failed to do the imperial examination.

Sun Chengzong, who helped Wang Xuan deal with these government affairs, looked at these test papers and the list of personnel, but what appeared in his heart was Wang Xuan's assertion, "These people are talented, but they can't get a way to rise, once the end of the dynasty comes, they will inevitably participate in the rebellion, so as to gain a rising level." ”

"Although the difficulty of the imperial examination has increased, the number of admissions every three years has been reduced, a large number of officials have been reduced, and the financial pressure on the imperial court has been solved, but a large number of talents have been piled up in the people and cannot be raised, which has indeed caused a great hidden danger, and once all kinds of hidden dangers break out, the collapse of the dynasty will be irreversible."

"The best way is to set up a retirement mechanism, when you reach a certain age line, you must get out of the official position and make way for the newcomers, you remember, the rebels are all young people, because they still have a long life to enjoy the fruits of victory, it is impossible for people in their fifties or sixties to come out and rebel, and when the rebellion succeeds and they take the throne, everyone is so old and dead!"

"Those who are sixty or seventy years old and still can't fall in love are all old thieves, they all deserve to die, don't think about keeping their hands!"

……

Fujian Province, Fuzhou Prefecture, two waves of people almost arrived at Fuzhou City together.

One of the men, led by a young man, sat on top of an open-top carriage with an entourage by his side, and his clothes, although not patched, were a little old, but they were relatively clean.

In front of him, there was another group of people, more than twenty people, a full team of six carriages, and the carriage in the middle looked very ornate, and it was obvious that it was not low.

The speed of a carriage is relatively fast, the two teams are gradually approaching, the last car of the front team slowly slows down and stops, jumping down from the top and the two of them block the way, and when the young man's carriage stops, the two people look up and down the style and size of the carriage, and then immediately pout, one of them shouted: "What are you chasing so close, I can tell you, stay away from our convoy, my lord is in the convoy, in case of collision, then you are looking for death!" ”

"That's right, what is the identity of my master, in case of disturbance, can you take care of it, get out, get away!" The two pointed to the young man in the carriage and said a few words of intimidation in a very unkind tone, then turned back, got into the carriage and continued to move on.

The young man in the carriage turned red, and wanted to say something, but he frowned and looked at Fuzhou City in the distance, and then looked at the sky, the time was still early, and it was not a problem to enter the city.

Seeing that the young man had said nothing, the coachman raised his whip again, but his speed slowed down and he did not get too close to the convoy in front of him.

"Do you know who's up there?" Since entering Fujian, it was the first time he had encountered this matter, and the young man asked his entourage.

"Lord Huisun, in front of him is the new governor Li Banghua, a native of Jiangxi."

It turned out to be him, the young man is called Sun Chuanting, 27 years old, Li Shantang specially designed to come, all the way alone, came to Fujian, met the person next to him in the post station and prepared the carriage, when he knew that the Fuzhou government specially arranged for someone to wait for him here, then changed to a carriage and hurried comfortably all the way to this side.

Along the way, Sun Chuanting saw too many novelties, and he relied on the entourage around him to give answers, not only the four-wheeled vehicles with huge carrying capacity, but also the official roads known as 'highways', the farmland of uniform size, and the endless flow of traffic...... Including the clothing and food of the people, it shows that it is different from the outside world.

If compared with Yongcheng County, where he served before, it is simply two worlds, outside of Fujian, there is not much difference between the counties, the people have vegetables, and their clothes are tattered and outdated, but when they arrive in Fujian, even if they do not do any investigation, they can see that this place is the wealth of a county, and it is better than the capital city.

Especially the closer you get to Fuzhou Mansion, the more you can feel it, not to mention beggars here, you can't even find a poor person, even the people, the clothes are much stronger than him, the prefect of the four grades!

This made him look forward to this appointment, and he wanted to explore why Fujian was not the same as the legend and why it was so rich!