Chapter 69: Goodbye Chubby
"Xia Fei, are you free at night, don't you want to ask a question about investment? Then I'll let Chubby tell you directly. Lin Jia said excitedly on the phone.
"Okay, I'll get off work later, and I'll send the child to my mother's house in the evening, let's go out for dinner with Chubby." So I hung up the phone and hurried to contact my mother and sent the two children to my parents' house at night.
At six o'clock in the evening, Lin Jia and I showed up on time at the hot pot restaurant where we last met. Because I wanted to speak, I specially booked a private room this time. As soon as Lin Jia and I arrived, Chubby came. "Hello, brother and sister, meet again." Chubby said hello.
I smiled and nodded in response to him, to be honest, I don't have much affection for him, and after meeting a few times, I talked to Lin Jia about investment, and I always felt that this matter was not very secure. But Lin Jia wants to do this this time, so I can only be patient and meet with Xiaopang to listen.
"Xiao Pan, that Lin Jia said that he wanted to invest with you," I asked straight to the point.
"Don't call me Xiao Pan, it's quite awkward, you can call me Xiao Fat with the big guy, it's too raw to call me Xiao Pan." Chubby poured me a drink and said, "Yes, on the day of the class reunion, we happened to talk about Lin Jia's desire to have a second career, so we wanted Lin Jia to give it a try." ”
"The key is what project you are cooperating on, Lin Jia told me to invest when he went home, but he couldn't tell what he was doing. I just wanted to ask, what do you two want to invest in? Moreover, I'm not afraid to tell you the truth, the two of us have saved a total of hundreds of thousands of dollars in the past few years plus marriage, and if you have a big project, we won't be able to start it. "I will reveal the truth to Xiaopang, for fear that he will think that Lin Jia can earn 1.8 million yuan a year by working in the hospital.
Xiaopang unhurriedly picked up a piece of meat and put it in his mouth, then took a bite of coriander and chewed it, and then said to me, "Brother and sister, you also know that I have been doing financial investment in the past few years, such as the funds, stocks, and futures that you hear about on weekdays, these are all financial investments, oh yes, and of course, financial insurance." We recently started a new project with the bank, and we just started doing it, and now we still have a profit to make, so we thought he would try it. ”
"What exactly is the project?"
"We have made a new P2P at Union Bank, do you know what P2P is? P2P is an emerging Internet lending platform, which is to gather your funds, and we will review the borrower's qualifications before releasing them. All you have to do is eat the interest. Our interest rate is higher than that of the bank, and it is safer than stock futures. ”
"So what if the borrower doesn't repay?"
"Now people are so concerned about credibility and credit reporting, how can they not repay? If they don't repay their information, they will be blacklisted, and they will not be able to do anything in the future, whether it is taking a plane or buying a house. ”
I was still not very relieved at this, so I said to Chubby, "I'll go back and think about it, after all, neither of us has enough brains." ”
"Brother and sister, this is the same reason as depositing in the bank, but the interest rate is higher than that of depositing in the bank, you go back and think about it, I will stay for a while when I come back this time and then leave, when you two want to do it, just call me."
"Okay, no matter what, thank you in advance, I still think about Lin Jia when I have good things. Thank you all the same whether you make money or not. I got up and toasted Chubby with a glass of wine.
"Brother and sister, there is money to make together, I really regard Lin Jia as a good brother for life, so I told him, now our business has not been put on the market, and we are only doing it internally, so it is very safe, but you think about it yourself, and you are willing to call at any time if you are willing to do it."
This meal, the meal is quite happy, and I can figure out what it does, I have to wait and see, I can't easily let Lin Jia waste his money.