Lead:

Since the financial crisis, many people have known to invest their money in different places to diversify their risk. This is a well-known saying in the investment world – "Don't put all your eggs in one basket". "Don't put all your eggs in one basket" means diversifying your risk and putting your eggs in different baskets, for example, buying some stocks and bonds, and buying some funds, so that the combination can take advantage of portfolio investment.

After the financial crisis in 2008, ordinary people's concept of financial management has changed greatly. Feel free to go to any bank business department, you will find that the public is no longer only staring at stocks, funds, bank wealth management products, gold, foreign exchange, insurance are within their choice range In addition to bank wealth management products, the investment in gold and silver in the second half of the year has also entered the eyes of the people. The most popular products of the bank business department are precious metals such as gold, and even real estate and automobile sales use "free gold" to attract attention.

From the end of September to the end of October, gold has been in a state of "high temperature". Many citizens choose gold because they value the value preservation characteristics of gold, and use it as a supplement to stocks and funds. In addition, there are some professional investors who choose to speculate in foreign exchange, 24-hour trading hours, with great flexibility, investment is no longer limited to the day, and there are more ways to "make money".

Since the financial crisis, many people have known to invest their money in different places to diversify their risk. This is a well-known saying in the investment world – "Don't put all your eggs in one basket". "Don't put all your eggs in one basket" means diversifying your risk and putting your eggs in different baskets, for example, buying some stocks and bonds, and buying some funds, so that the combination can take advantage of portfolio investment.

During the Spring and Autumn Period and the Warring States Period, Meng Weijun, the prime minister of Qi State, raised many visitors. Among them is a man named Feng Chen, who is very resourceful.

Meng Weijun once sent Feng Tan to his own territory to collect debts, and Feng Tan found that many people in the local area could not repay their debts at all, so he took it upon himself to burn all the debt deeds of these people. When Meng Weijun found out about this, he was very angry and immediately sent someone to call Feng Tan back and reproach him for why he did this. Feng Tan told Meng Weijun that this was buying people's hearts and buying righteousness for him, so that when he encountered difficulties in the future, the local people would help him.

Meng Shanjun didn't believe it at first, but later the monarch of Qi felt that Meng Shanjun was old and useless, so he sent Meng Yanjun back to his territory. When the people of the territory heard that Meng Yanjun was back, they helped the old and the young to walk dozens of miles to welcome Meng Yanjun. At this time, he suddenly realized the value of benevolence and righteousness that Feng Chen bought for him.

Meng was grateful to Feng Tan for his early investment, but Feng Tan told Meng Tanjun: "Cunning rabbits have three holes, so that they can avoid harm." Now that you only have one hole, you can't rest easy, I'll dig two more holes for you! ”

Meng Weijun felt that Feng Tan was reasonable, so he gave Feng Tan a lot of gifts. Feng Tan took these gifts to the Wei State and successfully persuaded the King of Wei to accept Meng Weijun. The king of Wei was ready to let Meng Weijun come to Wei to serve as the prime minister, and specially sent an envoy with a lot of scrolls, a lot of money, and a hundred cars, and went to the state of Qi to hire Meng Yanjun as the prime minister.

Feng Tan rushed back before the Wei envoys arrived in Qi and told Meng Weijun that he must refuse to go to Wei. As a result, the envoys of Wei returned to Qi three times with gifts, but they were all rejected by Meng Weijun.

The monarch of Qi soon heard about this, and he felt that Wei attached so much importance to Meng Shanjun, and Meng Shanjun must have something extraordinary, meaning that the king of Qi sent a minister with a gift to apologize to Meng Shanjun. Meng Weijun adopted Feng Chen's opinion, accepted the apology of King Qi, and became the prime minister again. In addition, the king of Qi also promised to give Meng Weijun to build a temple in the territory. At this point, Feng Tan said for Meng Weijun: "Now that the three holes have been built, you can sit back and relax."

Feng Tan's strategy of creating "three holes of cunning rabbits" for Meng Weijun is actually the investment concept of "not putting all your eggs in one basket" in economics. When investing, put all your eggs (i.e. all your assets) in the same basket, and if this basket is broken, all your eggs will be smashed as well.

In order to reduce this situation of losing all the eggs, it is best to separate the eggs in different baskets, in case the eggs in one basket are broken, then you have other baskets and do not end up losing all the eggs. Doing so will allow for better allocation of potential risks.

Don't put all your eggs in the same basket is also Bill Gates's concept of financial management.

Gates has invested the vast majority of his wealth in Microsoft stock, and he is no longer the company's CEO, but as Microsoft's chief architect, he still directs the company's direction and strategic planning. However, he is also shrewd and will properly cash out some stocks at a good price. Stock market trading records show that Gates sold 1 million shares of Microsoft stock in the open market last month, earning nearly $27 million.

Of course, a smart guy like Gates would never "put all his eggs in one basket." Forward-thinking Gates began diversifying long before the dot-com bubble burst. Gates diversified his personal assets in 1995 by establishing an investment firm called Cascade. It is understood that the company manages a portfolio worth $10 billion, a large part of which is invested in the bond market with stable income, mainly Treasury bonds.

Gates is bullish on the digital and biotechnology sectors that represent the new economy, but he does not exclude the traditional economy when investing, especially in the heavy industry sector, which is performing steadily. Gates had acquired a 78 percent stake in Newport News Shipbuilding through his investment firm, which had since nearly doubled; His investment in the Canadian National Railway has also paid off handsomely, with the share price rising by about 1/3 in less than a year.

In addition, Gates likes to invest in utilities that are highly resilient to market risks. Gates' interest in scientific innovation has led him to make the pharmaceutical and biotechnology industries an important investment direction.

No matter how powerful a financial expert is, there are times when mistakes are made. If you concentrate all your funds in one area, you will bring incalculable losses to yourself if something goes wrong. If you take a diversified approach, you can save the majority even if there is a local accident. Therefore, "diversification" and "not putting all your eggs in one basket" have become the only rules of financial management.