Chapter 382: Three Points
Mr. Yunqing had already responded to Xiao Nuan's request, and when he saw Qin Rizhan coming, he explained to Ning Siyuan with a smile, "Siyuan, wait a while, the old man will go to the Chen family's cottage to be a witness, and he will go back when he goes." ”
The Chen family's hut is naturally the thatched hut where Chen Zumo guards his father's filial piety, Ning Siyuan asked curiously, "I don't know what evidence Mr. sees?" ”
Qin Rizhan hurriedly explained, "If you go back to the mountain chief, a few days ago, Mr. Chen borrowed money from Qin to repay the Yamen fine, and Qin did not borrow it, but because the amount was large, Qin's silver was also borrowed from others, so I am afraid that it will ...... Therefore, I would like to ask Mr. Yunqing to be a witness and ask Mr. Chen to write an IOU. ”
Because of the shame of Chen Zumo, Ning Siyuan, who had long been a stranger to him, asked, "If you have hidden worries, why do you want to borrow it?" ”
Qin Rizhan arched his hand and said, "There are three reasons. First, the saint gave Mr. Chen a chance to reform himself, and Qin couldn't watch him slide into the abyss because he had no money and owed silver; The second is that Miss Chen is quite attentive in helping Qin take care of the first village and study weaving, after all, Mr. Chen is Miss Chen's biological father, and he said that Qin is not good and does not borrow; The third is that Mrs. Chen took care of Qin's cloth business, so Qin thought that she could help. ”
Ning Siyuan nodded approvingly, Qin Rizhan is like this, he is really a benevolent businessman who understands the general situation and has affection, such a person can't let the cunning Chen Zumo be deceived, "It's okay, Ning will also go with you." ”
Just waiting for your words, Qin Rizhan thanked him, "Thank you, Mountain Chief." ”
When Chen Zumo was waiting for Qin Rizhan's silver, he was anxious and angry, and saw that Qin Rizhan had finally come.
He just showed a hint of a smile, and when he saw Mr. Yunqing and Ning Siyuan following behind him, he felt that something was wrong with this.
If something is wrong, you have to bite the bullet. These two are the Confucian masters of the Great Zhou Dynasty and the most respected mountain chief in the hearts of the students of Jixian County, he Chen Zumo can't be an official, he can't be a staff member, and he can only make academic achievements.
Chen Zumo regretted it very much, he shouldn't have become estranged from Ning Siyuan after he became the champion and became an official. Otherwise, his situation would be much better now, because Ning Siyuan is a heart-warming nerd!
"Mr. and the mountain chief came to the humble house, which made my Chen family thatched cottage shine, and Zu Mo was not honored." Chen Zumo bowed and swept the floor, his attitude was very respectful, and he first eased the relationship and then talked about the side.
This is indeed a thatched cottage and a humble house, and the two gentlemen first worshiped Old Man Chen and were invited into the thatched hut by Chen Zumo.
After praising the elegant but not extravagant furnishings in the house, Ning Shan Changcai said, "I just talked to Mr. Yunqing about Zu Mo, so I wanted to come over and ask you what difficulties you had. ”
Called so close? Chen Zumo's heart jumped, Qin Rizhan is a businessman, and he should not be involved with Ning Siyuan. He was slightly relieved, "There is a record of the head of Lao Mountain, and Zu Mo is still passable." ”
"I need to pay the silver taels of the imperial court, but can I prepare it?" Mr. Yunqing took the initiative to ask.
Chen Zumo glanced at Qin Rizhan who was standing beside him, and said gratefully, "I'm not afraid of the jokes of the two gentlemen, Zumo pawned his belongings, and got the help of the Japanese war, so it's finally going to be done." ”
When Qin Rizhan heard this, he hurriedly took out a thick stack of silver tickets and put them on the table, "Sir, this is four thousand five hundred taels, and the money in Rizhan's own shop plus the turnover from his cousin and the other two proprietors is finally enough." ”
Chen Zumo's heart finally let go, and he said gratefully, "Today's grace of the Japanese war, Zumo is unforgettable." ”
Qin Rizhan didn't dare to say anything, and pointed to the IOU under the silver ticket, "After Mr. checks that it is correct, sign the IOU?" ”
"It should be." Chen Zumo pushed aside the plug on the IOU, directly lifted the brush and dipped it in ink, and wanted to sign the IOU.
However, when he saw the clear four columns on the IOU, he hesitated.
The amount is right, the return date is right, but how can there be interest?
"What's wrong with it, sir?" Qin Rizhan asked seriously.
Chen Zumo raised his head, "This three points of profit? ”
Qin Rizhan blamed himself, "Under the influence of grain, river and sea transportation, prices fluctuate greatly, and the merchants hold some cash in case of emergency, and it is not easy for the Japanese to borrow money from them. Don't hide it, sir, the interest when the Japanese borrow money from other companies is four cents, because there is a Japanese loan to you in this money, this part is not interest, so it is converted into three cents, if you still think it is inappropriate, let's go to this item, and the interest will help you make up for it, right? ”
If there was no Mr. Yunqing and Ning Siyuan, Chen Zumo would have let Qin Rizhan pay interest, but in front of the two great Confucians, he still had to save face.
Besides, he didn't plan to pay back the money, so what difference was the interest on a few points?
Chen Zumo signed and drew the charge neatly, "It's rare for Japan to help, how can there be any reason for you to help Chen." ”
Mr. Yunqing stroked his beard, "Zu Mo is right. It's better to meet by chance, the old man will be a witness for the two of you, okay? ”
Qin Rizhan saluted and said with a smile, "If that's the case, this IOU alone can be sold for dozens of taels." ”
Chen Zumo......
Ning Siyuan laughed, "It's funny to say this, why don't you also be a witness and add ten taels to you?" ”
Chen Zumo......
Qin Rizhan was overjoyed, and immediately took the brush from Chen Zumo's hand and handed it to Ning Siyuan, "Where is ten taels, how can you get fifty taels, you two and Mr. Chen's Mobao, this IOU will be invalidated after Mr. Chen's silver is returned, and Japan will definitely be able to sell it for a lot of money!" If you take it back now, you will also envy those proprietors! ”
After the two gentlemen happily signed and pressed their fingerprints, Mr. Yunqing joked, "Zu Mo remember to repay the silver on time, otherwise the old man and Siyuan will follow you to the lobby again." ”
Chen Zumo......
Seeing Qin Rizhan's panicked face, Ning Siyuan couldn't help but sigh in his heart, this is really an honest child.
After sending the two gentlemen away, Chen Zumo asked Qin Rizhan, "How much is this three-point profit?" ”
It's really a nerd who doesn't listen to things outside the window and only reads the books of sages, and he doesn't even know what it means to make three points!
Qin Rizhan explained, "Three points of interest is the monthly interest, Mr. borrowed four thousand five hundred taels from the Japanese war, and the interest should be one hundred and thirty-five taels a month, and now it is the middle of August, and there are four and a half months left at the end of the year, and you need to pay six hundred and seven hundred and seventy two five dollars in interest, plus the principal amount totaling five hundred and seven hundred and seven twenty-five dollars." ”
"How much?" Chen Zumo's voice has changed.
"Five thousand one hundred and seven twenty-five dollars." Qin Rizhan explained, "Mr. doesn't know, but now it is very profitable for the money bank in Jixian County to borrow money. The Japanese war also sold the face, so as to help you raise four cents of money. ”
Looking at Chen Zumo's distorted face, Qin San and Green Butterfly lowered their heads, and their hearts were refreshed!
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