Chapter 124: Loan Failure

"It's okay, Ma Li is also very good."

"Then let's sit and talk, here, please."

"Thank you."

Ma Lisu nodded in acknowledgement, then walked over to the sofa and sat down gracefully with the hem of her uniform.

Mr. Hua's office is not too big, and unlike most landlords who do construction projects, there are no bells and whistles.

Sure enough, young people are starting a business, so it's no wonder that they have to find a bank loan.

Mr. Hua on the opposite side was brewing tea, and Ma Lisu thought to herself with a smile on her face.

The water vapor is thick, and the fragrance of tea is overflowing.

The two quickly completed an in-depth exchange.

Ma Lisu told Mr. Hua that the [Lucheng City Transportation Bureau Business and Technical Housing EPC Project] undertaken by Yijing Construction did meet the provisions of the relevant documents.

However, if an enterprise wants to obtain a corresponding loan, it must prove that it has good financial and credit standing and has the ability to repay the principal and interest of the loan.

Hua is always a cheerful person, bluntly saying that the company is a start-up, does not pay much tax, has no fixed assets, and is just a three-no product with no car, no house and no wife.

Of course, this information is also visible in the eyes of the bank, and there is no way to falsify it.

So, the question is back to the beginning, without collateral and guarantee, how to prove that your company has the ability to repay the principal and interest of the loan.

It's still the same old saying, now the whole country is short of money, and such loans, not only their CCB, but basically banks will definitely not approve them.

Engaging in finance is not doing charity, and capital has always been more realistic.

Ma Lisu had to euphemistically explain that she would make further applications to the superior bank after she went back, so please be patient and wait for the news.

Mr. Hua naturally cleared his eyes, and confirmed his eyes with Ma Lisu, knowing that they had not met the right person.

So, Manager Ma Lisu got up to say goodbye, and the young Mr. Hua politely sent him off.

Leaving the Haitian Building, Ma Lisu stood on the square and looked back.

It's not the first time she's met such a client.

Whether it is a direct statement or a tactful refusal, she has experienced too much.

But this time it's different.

At this moment, she actually looks like she is related.

Although the young Mr. Hua seems to be light-hearted, he must be in urgent need of a sum of money.

However, the world is difficult and often full of contradictions.

They are a group of account managers with an annual salary of more than 100,000 or 200,000 yuan, but they have to swear to tell entrepreneurs with tens of millions or hundreds of millions of yuan in financial assets how to invest and manage their finances and how to enjoy life.

You know, these people who are not short of money can always easily get financing and loans, while those who really need money often have a hard time.

"So, what's the point of me coming here today?" Ma Lisu thought to herself, "Just to show customers the harshness of the financial industry, or to let the author shamelessly write a chapter?" ”

Maybe when the bank launches more microfinance products in the future, she will recommend it to Mr. Hua as soon as possible.

I only hope that they can successfully tide over the current financial difficulties.

Shaking his head and sighing lightly, Ma Lisu still left with his chest straight.

……

After CCB's Ma Lisu left, Lu Jieshi pounced.

"Is there a play there is Manager Ma Li?"

"No play." Hua Kejing shook his head and said with a slight smile, "By the way, that is Manager Ma, and his name is Lisu." ”

"Hey, hey, hey......" Lu Jieshi smiled heartily, and then frowned again, "What about the gap in funds, you and Ah Jing are obviously working so hard, it's really not easy." ”

Hua Kejing thought that what you are really worried about should be Brother Ajing, so he gave a reassuring look and turned back to the office.

He was going to pack up, and then go to the construction site, so that he could share the bad news with Li Chenjing as soon as possible, so that he would be happy and happy.

In other words, tomorrow, the EPC project of the business and technical housing of the Lucheng City Transportation Bureau will officially start.

Although there were no bells and whistles to prepare this time, a simple groundbreaking ceremony still had to be prepared.

Didn't the chief of the transportation bureau who is responsible for infrastructure construction say that the leaders of the bureau attach great importance to the construction plan of the prefabricated building, and the construction unit must do a good job.

Even if you don't get a loan, you can't delay other work.

In fact, it is not too difficult to fund the operation of this project of the Transportation Bureau.

Squeeze it, drag it, grind it, and barely be able to get through it.

What really needs to be anxious is actually the cost of upgrading the second-level construction general contracting qualification of Yijing Construction.

During this time, they have contacted several potential target companies and even found an intermediary company.

But they are all lords who do not see rabbits and do not scatter eagles.

How much money needs to be paid immediately after the contract is signed, every step is clear and clear.

The chicken thief's very.

If you want to upgrade Yijing Construction to a second-level general contractor within half a year, this is the only reliable way.

As a result, there is a funding gap of more than 3 million, and I really don't know where to find it for a while.

But this matter is imperative, and it is a task that has to be completed.

Xiaole kept saying that he would not hesitate to die for thousands of miles, and he would succeed once he could.

What Hua Kejing thought of was a popular slogan in construction sites across the country - dry sunny days, dry cloudy days, smart rainy days, and do a good job every day.

What a "four-cadre spirit".

Anyway, you have to do it hard according to the mission objectives.

……

On the morning of the next day, the groundbreaking ceremony of the EPC project of Lucheng Transportation Bureau's business and technical housing was over.

Hua Kejing and Li Chenjing walked around the construction site one after another.

Because the work in the first two months is to lay the foundation and build the basement, which belongs to the traditional construction process.

Therefore, according to the plan, this part of the work is mainly handed over to Li Chenjing and his construction technicians.

During this period of time, Hua Kejing will spare some of its energy to the first kindergarten project of Lugang Group.

Calculating the progress of the project, the construction team is working to a critical stage, and it is always good to have someone to help.

Besides, he looked twice, so as to ensure that the construction site could earn a few more dollars back, and the funding gap for Yijing Construction to upgrade its qualifications was not yet waiting for the profits of these projects to fill the hole.

When the foundation of the business technology building of the Transportation Bureau is laid, Hua Kejing will come back to preside over the prefabricated construction plan of the main body of the building.

At noon, after having lunch in the construction site canteen, Li Chenjing went to the construction site dormitory to take a rest.

Hua Kejing went directly around to the construction site of the first kindergarten of Lugang Group.

Coincidentally, when he was chatting with Liu Jiannan, the project director of the construction site, He Jin also came.

"Boss Hua, you also came over today to guide the work."

"Mr. He said with a smile, with Brother Liu here, I can guide a yarn."

He Jin smiled, sat down next to Hua Kejing, and then took out a pack of Huaxia from his leather bag and threw it to Liu Jiannan opposite.

Liu Jiannan poured a cup of tea for He Jin with a smile, and then distributed cigarettes and lit a fire for everyone.

Soon, the engineering office became a puff of smoke.

……

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