Chapter 173: Spirit Grass

Dead!

On the earthen kang, Tang Xue snuggled tightly in Li Yi's arms, wrapped her hands around her man's neck, and quietly listened to him talk about what he had seen and heard in the provincial capital.

Although Tang Xue's home is in Qin Province, it is not far from Chang'an, the provincial capital.

But after all, there is still some distance, so she has grown so big, and she went to Chang'an once when she went to Saibei Province to cut the queue.

Most of the impressions of provincial cities are still a few years ago.

When she learned that Qingcheng, the capital of Saibei Province, had such a big shopping mall and so many things for sale, Tang Xue felt very surprised and a little yearning at the same time.

No matter what era a woman is, her interest in shopping is innate, even a girl with an indifferent personality like Tang Xue is inevitable.

After Li Yi had almost finished speaking, Tang Xue suddenly asked: "I have calculated it in the past two days, and judging from our current income and expenditure, we will lose almost two hundred yuan a day, and six thousand yuan a month." ”

"If this state lasts for two and a half months, there will be a shortfall of at least fifteen thousand yuan, where are you going to make up this money!"

Li Yi thought for a while and said, "I have also thought about this matter, and there are currently two ways!" ”

"Two?"

"Well, the first thought is a loan!" Li Yi said.

"Loans... Are you talking about the kind of money you borrowed from the bank, which is interest-bearing? Tang Xue said with some concern.

"Hehe, now the bank has launched an interest-free loan, which is the kind that does not require interest!" Li Yi said with a smile.

"Really, no interest?"

"Hmm!"

Regarding the matter of bank loans, Li Yi had specifically inquired about it before, and personal loans had already begun to be implemented.

In fact, the behavior of lending has always existed, but in the past, the main body of loans was generally not ordinary people, but production teams.

Older people know that in the past few years, because the organization of agricultural production was of a collective nature, the peasant was only a member of the collective, and he was only responsible for production and labor.

As for the production team's cultivation, they need to buy agricultural materials, which is the production team's business.

When the production team needs funds for production, they can go to the commune's credit union to apply for a loan.

Wait for the autumn production team to sell the public grain, and then repay the loan.

In other words, in the first two years, individual farmers would not take out loans, and they did not need loans.

Even if you go to take out a loan, there are no rules and regulations, and the credit union will not lend money to individuals.

However, since this year, some localities have distributed collective land to peasant households, and individual peasant households in each village have become the main body of agricultural production.

In this way, a new problem arises: what should farmers do if they are in urgent need of production funds for spring plowing and sowing, but they do not have them at home?

One is to borrow money from friends and family; The second is to take out a loan from the commune credit cooperative.

Don't talk about borrowing money, everyone is poor these days, so you can only take out loans.

Tang Xue thought for a while and asked, "How much can I borrow?" ”

Li Yi thought for a while and said: "If I borrow it myself, I'm afraid I won't be able to borrow much, but if I find someone to help, tens of thousands of yuan will not be a problem!" ”

"Anyone else helping with loans?" Tang Xue asked in surprise.

"It's not to help with loans, or to contact the bank, or to make a guarantee!" Li Yi said.

"There are still people doing this kind of thing, so they are not afraid of causing trouble for themselves?"

"Hehe, if someone else takes out a loan, maybe no one will help, but if it's me who takes out a loan, some people will help!" Li Yi said confidently.

When he spoke, Li Yi couldn't help but think of Wang Anguo, Li Gang, Liang Yukui, and even Old Man Wang and others.

As long as these people come forward to help, don't say it's 10,000 yuan, even if it's 30,000 or 50,000 yuan.

"Is it troublesome to take out a loan?" Tang Xue asked again.

"Normally, it's not troublesome, it's even very simple."

Li Yi knows that the current loan is not only not troublesome, but it can be said that it is easy, but the disadvantage is that the amount is generally not too large.

Whoever wants to go to the credit union for a loan in the village only needs to go to the village brigade to open a letter of introduction to prove that the farmer really needs a loan, and the loan will be obtained at the credit cooperative, it's as simple as that.

However, there is also a problem, that is, peasant loans are generally only one or two hundred yuan, and it is rare to hear of anyone who has borrowed 1,000 yuan.

After all, fertilizer is only a few yuan a bag, seeds are very cheap, and ordinary people don't have such a big need for funds.

Therefore, if Li Yi wants to take out a loan, he will borrow one or two thousand yuan at most, and I am afraid that it will not work if there is more.

But there are exceptions, and if someone gives you a guarantee, and that person is very prestigious in the local area, that's a different matter.

It's just that Tang Xue seems to be resistant to the behavior of loans, so after saying a few words, she directly changed the topic.

"What's your other idea?"

"Earn it yourself!"

"It's... How is this possible, where to make so much money in such a short period of time? Tang Xue said in surprise.

However, Li Yi smiled and said: "There is nothing impossible, think about it, it has only taken me two months from being poor and white to now." ”

"Calculate, I have earned at least fifteen or six thousand yuan in the past two months, and it is not impossible to earn more than 10,000 yuan in two months!"

To be honest, Li Yi does have a lot of ways to make money in his mind.

For example, he can go to Panjiayuan in the capital now, rely on his vision, and then pour a batch of antiques to Yangcheng and sell them to foreigners at a high price.

I don't dare to say more, it must not be difficult to earn 30,000 or 20,000 yuan in a month.

For another example, Li Yi knew that there was a general's tomb in the back mountain.

In a few years, due to the opening of the mountain, the general's tomb was accidentally opened, and several boxes of gold and silver alone were made inside, as well as various priceless cultural relics.

As long as Li Yi is willing, he will quietly go in and carry a box or two back.

Not to mention tens of thousands of dollars, hundreds of thousands can be easily obtained.

However, Li Yi is a principled person, and he only earns what he should earn.

Even if some money is put in front of him, he won't look at it.

It's just that the methods that Li Yi knows now to make money either take time or require a lot of capital, which are a little inappropriate.

Of course, if you really want to do it, it's not impossible, it depends on whether it's worth letting go.

Although Tang Xue felt that this was a bit incredible, but thinking about Li Yi's performance in the past two months, she felt that maybe her own man could really do it.

Thinking of this, she rubbed her head against Li Yi's chest.

Then he said softly: "I know that you are a person with ideas, and I don't want to use my insight to change your mind, but I want to think about me and the child no matter what you decide!" ”

Li Yi nodded and said, "Of course, in my heart, your weight is better than myself!" ”

"You're so nice!"

"You're good!"

........