Chapter 122: Expelled from the Guan Family!
Hearing Guan Chengyin's words, his subordinates immediately went to do it.
Afterwards, Guan Chengyin couldn't help but sneer at Han Lin and said: "I didn't expect that you actually wanted to run my bank, I really don't know whether to call you smart or stupid, some small retail investors, how much money can you withdraw?" Even if a large customer comes to withdraw money, what can it do? Our bank's reserves are sufficient! ”
When Han Lin heard this, he nodded and said, "That's right, the deposit reserves of your branch in Qingbei City are very sufficient, but you may not know very well that your bank is in the head office of the provincial capital, and the reserves have already crossed the minimum red line!" ”
"What nonsense are you talking about!"
Hearing this, Guan Chengyin's complexion changed suddenly.
What are reserves? That's the cash that every bank must set aside to guarantee that customers can withdraw their funds at any time.
If you have enough reserves, you are not afraid of being run, after all, you can't withdraw cash, and you can transfer money.
But the reserves are not enough, you can't even transfer money, and once the bank is run, it will go bankrupt!
But he really didn't know about Guan Chengyin, and he didn't believe Han Lin's words.
Jiangdong City Commercial Bank is a relatively important industry in the hands of their Jiang family, and the branches in other places are just that, and the financial information of the head office is absolutely a secret among the secrets, although he is a core disciple, but he is in the field, so even he cannot access these secrets.
How did Han Lin know that the reserves were insufficient?
Definitely a joke.
It's nonsense.
"Am I talking nonsense, you will soon know, at present, I have sent the news of the run on your bank in Qingbei City back to the provincial capital, what do you say the people in the provincial capital will do when they hear the news?"
Han Lin pursed his lips and raised his eyelids: "They must also be like the people in Qingbei City, they will start to withdraw their deposits in your bank, if your reserves are enough, then you will definitely be able to survive the difficulties unharmed, but unfortunately, your reserves are not enough!" ”
"You fart, our reserves are definitely enough!"
Guan Chengyin shouted.
Han Lin didn't argue with him anymore.
Not necessarily.
In its original history, Jiangdong City Commercial Bank, in 2018, encountered a crisis, which also triggered a run on the bank, and countless customers entered the bank to get their deposits back.
The Guan family, who was handling this matter at that time, also very decisively mobilized a large amount of cash and put it in the bank to show the depositors, which quickly stabilized the hearts of the depositors and suppressed the run.
However, in the follow-up development of the situation, some people revealed that the funding gap of Jiangcheng Bank was in reserves, and it had a long history, at least ten years.
The funding gap is even more frightening, reaching about 150 billion yuan.
As a result, a new run frenzy reappeared, and this time, no matter what Jiangcheng Bank did, people did not believe it.
Sure enough, in the middle and late stages, many depositors' money could not be withdrawn, and the lack of reserves was really exposed in front of people's eyes, and Jiangcheng Bank declared bankruptcy and liquidation.
This incident almost shook the whole country.
Because Jiangcheng Bank was the first bank to go bankrupt, its significance was extremely far-reaching, and it once became an annual event and was remembered by everyone.
Han Lin dared to attack Jiangcheng Bank because of this.
And he went directly to expose the lies of Jiangcheng Bank, and Jiangcheng Bank may not last as long as before, and it will be over.
Sure enough, at this moment, Guan Chengyin's phone suddenly rang.
After he picked up the phone with a look of surprise, his father's angry voice immediately came from the other end of the phone: "What are you kid doing, why did you make people point the arrow at Jiangcheng Bank, do you know that you are in trouble?" ”
"What!"
Guan Chengyin was stunned, and his eyes showed an incredible look: "Could it be that there is really a problem with the reserves of Jiangcheng Bank?" ”
"The problem is that a small bank like ours with a family lineage, if it is completely in accordance with the rules and regulations, it is difficult to make a profit, but this is not our problem, the problem is, how can you and Han Lindou still burn the war to Jiangcheng Bank, which has caused a big crisis."
Guan Chengyin's father said eagerly on the other end of the phone: "Now many people in the family are very dissatisfied with you, thinking that you have a problem with your ability!" ”
"I... I can't stop it, he wants to attack Jiangcheng Bank, what can I do? It's the people of the family who have their own problems, they have exposed their flaws to others, and they have been caught by others, maybe there are traitors among them, I don't even know such secret information, Han Lin actually caught it? ”
Guan Chengyin felt a little aggrieved.
"It's impossible to be a traitor, although someone wants to step on you, they won't betray such a core secret, don't say this kind of thing in the future, the most important thing for you now is to stabilize your position, and you can't produce any more moths!"
Guan Chengyin's father said in a deep voice.
Guan Chengyin took a deep breath and said, "Dad, don't worry, there will be absolutely no other moths!" ”
After speaking, he hung up the phone, his eyes fell on Han Lin, with a hint of hideousness: "It's really surprising to me, it can cause me such a big trouble." ”
"Your family hasn't abandoned you yet?"
Han Lin said lightly.
"It's not enough to want the family to treat me as an outcast, it's still early, what's the matter, isn't it disappointing? You should run out of tricks this time! ”
Guan Chengyin smirked and was full of confidence.
Even the shocking information of Jiangcheng Bank's insufficient reserves, Han Lin took advantage of it, and he believed that Han Lin would definitely not have any other means.
Who knows, Han Lin sat there, still with an indifferent look on his face: "I'm sorry, I'm not disappointed, but you may be disappointed, because my methods are far from over." ”
Hearing this, Guan Chengyin's hand trembled slightly.
Han Lin still has the means?
But after thinking about it, he forcibly suppressed the panic in his heart, grinned, and said, "Huh? What other means do you have, give it all to Lao Tzu, and I'll see if you can hurt half of my hair! ”
Just kidding, after all, it's the Guan family, no matter how you say it, you can't lose the momentum.
At the same time, in the provincial capital, the villas of several high-ranking people of the Guan family received an anonymous courier almost at the same time.
Some high-level officials of the Guan family saw this anonymous express delivery, and they didn't even bother to dismantle it, so they threw it away.
But there are also people who are particularly curious, and they still open the express.
Just ten minutes later, many high-ranking people of the Guan family were gathered for a meeting.
Among them is Guan Liuyun, the father of Guan Chengyin!
"Guan Liuyun, how do you explain this thing?"
A document was thrown directly in front of Guan Liuyun.
After Guan Liuyun looked at it, his face suddenly changed greatly, and he exclaimed again and again: "This is fake, this is absolutely fake, someone framed me, framed Chengyin, framed our lineage!" ”
"Whether it's fake or not, we've already verified it, it's in our family's own laboratory, at most an hour, the results will come out, and now I'm looking for you, I want to give you one last chance to tell the truth!"
A senior member of the family said indifferently.
Hearing this, Guan Liuyun's whole body suddenly trembled.
In the end, he finally lowered his head in despair and said: "It's true, I don't have that ability, but I don't want my lineage to be cut off in the family, so I invited outsiders to give birth to Chengyin with my wife, but so what, I've been so good to Chengyin all these years, and Chengyin has always regarded me as his biological father, is there a difference between him and our family?" Besides, in the family, it's not that there are no children with foreign surnames! ”
"In the clan, there are indeed many children with foreign surnames, and there are many people in high positions!"
A high-level said in a deep voice: "If it is usual, this news is known, it is nothing, at most I think you have ruined the style of closing the house!" ”
"So what's going on now? Could it be that the family has changed its rules and does not allow children with foreign surnames to survive? ”
Guan Liuyun hurriedly raised his head and refuted.
"No, the rules of the family have never changed, so Guan Chengyin made so many things in Qingbei City, caused the family to lose so many assets, and burned the war to Jiangcheng Bank, such a big mistake is not something that a child with a foreign surname can bear!"
A high-ranking member of the family who was sitting on the top of the family said calmly: "So, we have decided that from now on, Guan Chengyin will be expelled from the Guan family and will never be used again!" ”