Chapter 17 Borrowing money
After saying this, the third aunt of the Zhang family was not in the mood to drink, so after calling the doctor to pack the rest of the wine and food, she walked out with Lu Yunque.
When Lu Yunque returned home, he was very irritable and in no mood to cook, so he walked directly into the study, grabbed a book and opened it to read.
This is a book about Hu Qingrong, a businessman in the former dynasty, which introduces his life and deeds in detail.
Hu Qingrong can also be regarded as a legendary figure, born in a commoner, with his outstanding business acumen, and finally became a famous rich gentleman, and even the imperial court had some scruples about him.
Lu Yunque looked at it slowly, and suddenly found that this Hu Qingrong had also done house trading in his early years, but he was not a tooth man, but made money by turning hands, similar to buying at a low price and selling at a high price.
Since you know that the house in Mingyuefang can have such a big price difference, why do you have to ask Lin Jiaerlang to sign a contract at a low price, buy it with enough money yourself, and then sell it? Lu Yunque was overjoyed in her heart, and immediately stood up from the chair, holding the book and turning around twice, her face was full of smiles, and the pen and ink on the table were accidentally swept off by her and scattered on the ground.
Seeing this, Lu Yunque hurriedly put down the book, squatted down and cleaned it up.
Just packing up, Lu Yunque suddenly remembered a very important thing, where did he get so much money?
This house has to cost at least one hundred and forty-five taels, and even if I count all my net worth, it is only seventy or eighty taels of silver, which is not a little bit worse, and the third aunt will definitely not be able to take out so much.
Thinking like this, Lu Yunque also woke up from the ecstasy just now, and he didn't clean it up, so he squatted there, slowly shaking the pen in his hand, thinking carefully.
In fact, it's not a way to borrow money, Yongxiu County also has some dark Zhuangzi who borrow money, but the interest rate is really too high, I'm afraid that before the matter is done, the interest will already make it unbearable, Lu Yunque felt that his brain hurt a little again, got up and put the pen on the table, and walked out.
On the second day, Lu Yunque went to the third aunt of the Zhang family early in the morning, the third aunt of the Zhang family just sat in the yard eating breakfast, and there was a knock at the door. β
"Third aunt" Lu Yunque raised his head and shouted, sniffling, he didn't fall asleep last night, thinking that he would have to borrow at least more than 110 taels to buy the house, and finally fell asleep, but he was frozen awake early this morning, and his nose was a little blocked.
The third aunt of the Zhang family hurriedly pulled Lu Yunque in and sat down, and went into the back room to pour her a cup of hot water.
"Have you had an early meal? If you haven't used it, eat with me, your Uncle Zhang is busy today, go out to eat. The third aunt of the Zhang family looked at Lu Yunque and asked.
Lu Yunque shook his head, and the third aunt of the Zhang family went into the kitchen to take out a pair of chopsticks and handed them to Lu Yunque.
Lu Yunque stretched out his hand to take it, put it in front of him, and drank hot water in his hand.
"What's the matter with you girl, why don't you look well-rested?" The third aunt of the Zhang family sat opposite Lu Yunque and asked.
"Third aunt, do you have any way to borrow money?" Lu Yunque looked at the third aunt of the Zhang family seriously.
The third aunt of the Zhang family was stunned when she heard this, "You want to borrow money?" β
"Hmm"
The third aunt of the Zhang family frowned, "Are you here to repay your grandfather's money?" The two of us will slowly scrape together the money, so we don't have to go to those places outside to borrow ......."
Lu Yunque waved his hand, "It's not borrowing twenty taels, it's borrowing one hundred and ten taels." β
The third aunt of the Zhang family thought that she had misheard, and asked, "How much?" β
"One hundred and ten taels, third aunt, listen to me......"
The third aunt of the Zhang family was stunned for a moment after hearing the numbers, her head was confused, and suddenly some terrible assumptions appeared in her mind.
"Smack" Before Lu Yunque finished speaking, the third aunt of the Zhang family stood up and slapped the stone table, "Lu Yunque, say, did you do something bad behind my back!"
Lu Yunque was startled by the slap of the third aunt of the Zhang family, and after listening to her words, he couldn't cry or laugh.
"Third aunt, what do you want, how can I do anything bad, you listen to me tell you slowly." Lu Yunque got up with a smile, pulled the third aunt of the Zhang family to sit down, poured a cup of tea for the third aunt of the Zhang family, and waited until she calmed down before speaking slowly.
"Third aunt, listen to me, isn't the Lin family Erlang unwilling to sign a contract at a low price, it's not easy to find a buyer for the house in Mingyuefang, I thought about it, it's better for me to make some money to buy the house first, and then immediately sell it to the Lin family Erlang, so that the house can be sold without losing the price." Lu Yunque glanced up at the third aunt of the Zhang family, and continued: "It's just that I can get together at most forty or fifty taels of silver here, and the house will cost at least one hundred and forty-five taels of silver, so I wondered if I could find a reliable way to borrow some silver money and buy the house."
The third aunt of the Zhang family lit up when she heard Lu Yunque say that she was selling it, this is actually a good way, instead of begging for the Lin family's Erlang, it is better to do it this way, but this money problem is really difficult to solve.
The third aunt of the Zhang family touched the cup and thought about it, the dark Zhuangzi is definitely not good, and ordinary people can't lend so much silver, and the savings they have in the money bank are not enough.... Wait, Money Banker!
"Skylark, do you remember Yuanxiang Qianzhuang?" The third aunt of the Zhang family asked with some excitement.
"Ah, is that Yuanxiang Money Village that came to you before?"
"Well, do you know what the shopkeeper of Qianzhuang Weiyuan came to me for that time?"
"I don't know."
"The shopkeeper came to me to discuss a business, at that time it was the end of autumn, foreign merchants brought goods into the city in large numbers, and houses were frequently bought and sold, but at that time, most of the merchants had no cash, most of them were goods, but they urgently needed a place to stay, so they fell into an embarrassing situation."
"The boss of this money village came to discuss with me, and wanted the merchant to sign a deed of mortgage of goods, which was appraised and appropriated by the money bank, and then I came forward to negotiate with the seller to delay the payment deadline, so as to share some risks, in this way, this money village can be regarded as a transit, although it is not as profitable as the dark village, but there is a lot of trading, and the fees charged are not small."
"Did you finally say yes?" Lu Yunque asked.
"No", the third aunt of the Zhang family put down the teacup in her hand, "No one has ever done this before, although he promised me thirty percent of the profit, but I always feel that the risk is too great, in case the merchant's goods have not been sold, although I will not take any money risk, but the seller I will have no reputation, will anyone dare to believe me in the future?" β
Lu Yunque opened his mouth, looking a little hesitant.
"I know what you're thinking, this business is not benevolent, I'll go and tell the shopkeeper that he will always give some face, but you don't have any collateral in your hand, I don't know if he is willing to lend it." The third aunt of the Zhang family was a little worried.
Lu Yunque lowered his head when he heard this, took a breath, raised his head and said, "Third aunt, let me try it, this is always a doorway."
The third aunt of the Zhang family knew that this little lady had already made a decision in her heart, so she didn't say anything more, and urged Lu Yunque to eat the morning first, and was going to take her to see the shopkeeper of Qian Zhuangwei later.
The two ran out of breakfast after a while, and Lu Yunque helped the three aunts of the Zhang family clean up and then walked to Yuanxiang Qian Zhuang with the three aunts of the Zhang family.
Money banks are generally not open in the morning, after all, the market only opens in the afternoon, and there is not much popularity in the morning. When Lu Yunque and the others arrived, Qian Zhuang only opened a small crack, and a guy in a gray shirt was cleaning at the door.
The third aunt of the Zhang family stepped forward and said a few words to the guy, who glanced at Lu Yunque behind the third aunt, nodded, and walked in with a broom.
After a few moments, the man walked out, "Sir, please come in and talk." β
The third aunt of the Zhang family smiled and said a few polite words, and then walked in with Lu Yunque.
Yuanxiang Qianzhuang occupies a large area, the front yard is used as a faΓ§ade, the backyard is the place where the host rests, the little guy took Lu Yunque and the two walked through a long corridor, and bypassed a wooden bridge, and finally arrived at the backyard to pick up guests.
"Yo, the people with Zhang Ya are here, come in and sit, Man Xue, go make a pot of good tea." Before Lu Yunque could enter the door, he heard a man's voice pass through.
The third aunt of the Zhang family walked over quickly when she heard this, and greeted a man eagerly at the door, the man was wearing a dark blue narrow-sleeved gown, a dark round hat on his head, the edge of the hat was embroidered with dark silver and this cloud lace, and he was wearing a big white jade wrench on his hand.
The man led the two into the house and sat down, beckoning the maid to pour them a cup of tea.
"What is the reason why the people of Zhang Ya are here today?" Wei Yuan took a sip of tea and asked.
"Do you remember what you came to me to discuss last fall?" The third aunt of the Zhang family smiled and spoke.
Wei Yuan's eyes lit up when he heard this, and he put down the teacup in his hand, "Zhang Yaren is interested in this matter?" β
The third aunt of the Zhang family lowered her head and chuckled, "It's not even true, it's only early spring now, there are not so many houses to buy and sell, I came today for my junior." The third aunt of the Zhang family looked at Lu Yunque.
Wei Yuan turned his head and glanced at Lu Yunque after hearing this, he thought that this little lady was brought to see the world by this tooth man, but he didn't expect that this tooth man was still here specifically for this little lady's affairs.
"Dare to ask who this little lady is?"
"This is the girl next door, named Lu Yunque, who is also a Zhuang Zhaiya person, and she is also well-known in Yongxiu County." The third aunt of the Zhang family got up and pulled Lu Yunque over and opened her mouth to introduce.
Lu Yunque bowed his head to Wei Yuan, "Good shopkeeper Wei." β
Wei Yuan nodded with a smile, didn't say anything, and waited for the third aunt of the Zhang family to speak again.