Chapter 447 Accounts
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The stewards exchanged glances with each other.
Convincing is convincing!
It's just that......
"Dare to ask Madame, the reward and punishment system written on it is true?"
Yan Yunge smiled, "Ah Bei, you tell them, how much money did you receive last year?" ”
Ah Bei raised his head and said loudly: "So that you stewards know that I am in the county lord's mansion, and I have the same money every month." Last year, I took a total of 52 yuan.
Because my wife rarely goes out to socialize, I got a total of three times in the reward money last year. The remaining 37 yuan is my bonus for last year.
I'm a little bit of money, but the stewards of Nirvana Villa get more money. Some people have a serious income of one or two hundred yuan a year. ”
The income of dozens of dollars a year, hundreds of dollars, doesn't sound like much.
But don't forget, how low prices are these days.
The purchasing power of a coin is leveraged.
The small people in the capital, a family of five, may not be able to earn ten yuan a year.
There are no natural and man-made disasters, there is no soaring prices, and in the capital, where prices are relatively high, a family has five or six yuan a year, which is enough for expenses.
If you are in the countryside, you can have two or three times a year, which is enough.
In such a comparison, a person earns dozens or hundreds of dollars a year, which can not only feed the family and make the whole family live comfortably, but also invite two old mothers to serve.
In a few years, you can buy a small house in the capital, buy a few acres of land, and become a small landlord.
It can be said that the annual income of the stewards of Nirvana is higher than that of the small rich people in the countryside.
Stewards......
They open their mouths and their breathing seems to be a little rapid, slightly heavy.
Someone asked tremblingly, "Miss Abei didn't lie?" Did you really earn 52 yuan last year? ”
"How can I talk nonsense about such a thing? You can ask someone to inquire, there are still people in the county lord's mansion who earned more than me last year. ”
The stewards let out a heavy breath.
They asked Yan Yunge, "Can the reward and punishment system formulated by Madame really be implemented?" ”
Yan Yunge nodded with a smile, "As long as everyone acts according to the rules, don't stretch out your hands, don't mess around, and you can naturally implement it."
If you're worried about running out of money, you don't have to. After the inner courtyard is rectified, the outside industry must also be inventoried and cleaned up, adjusted when it should be adjusted, and removed from its post when it should be removed.
Even if there is a natural or man-made disaster, Mrs. Ben will give you money, and you must ensure that everyone has food and clothing!
However, if someone has two hearts, disobeys the yang and the yin, and deliberately acts against Mrs. Ben, then don't worry about Mrs. Ben's face.
Mrs. Ben has thousands of guards under her, but it is not an ornament. If you are not convinced, you can come to the challenge. ”
Don't dare, don't dare!
No one dared to challenge the blood-licking guards.
I heard that they killed thousands of thieves in Qi County, and the heads were piled up high and tall, all of which were higher than the city wall.
The villagers within a radius of dozens of miles were so frightened that they did not dare to approach the county seat of Qixian County.
The merchant traveler who passed by was frightened and fainted.
I also heard that the county magistrate of Qi County was so frightened that he was seriously ill and couldn't get out of bed for several days.
A group of guards who kill people without blinking, no one dares to provoke.
His own son-in-law is also powerful.
actually married a wife who accompanied thousands of guards.
It's scary!
Yan Yunge saw that everyone was silent, so he pointed to his surname, "Steward Wen, what do you think?" ”
Wen Zhong had already been mentioned by Xiao Yi, bowed down, and said, "It's all up to Madame!" In the future, up and down the house, they will do things according to the rules of the lady. ”
"Very good!"
Yan Yunge nodded with satisfaction, "There is no need to remove the personnel in the house, what you were in charge of before, now you are still in charge of that stall." I will give you half a year, if you can't do your own errand, can't keep your duty, can't accept Mrs. Ben's rules, someone will take over your position after half a year. Do you understand? ”
"Understood!"
"What's the problem? If there is no doubt, this is the end of the day. ”
"Farewell to the little ones!"
The chief butler of Wenzhong withdrew from the council hall with the other stewards.
Yan Yunge breathed a sigh of relief.
The start was pretty good.
The follow-up will come step by step.
With a smile on his face, Xiao Yi walked into the council hall.
"Hard madam! Madame tea! ”
He's so attentive!
Yan Yunge took the teacup and gave him a blank look, "Isn't it interesting to peek?" Don't worry about me, or don't worry about the group of stewards. ”
"Naturally, I believe in Madame's ability. I'm just concerned about it, and I'm afraid that my wife will be deceived by the people below, so I'm ready to show up at any time to suppress you! It didn't come in handy, all the problems were solved, and it seemed that I was useless! ”
Yan Yunge lowered his head and smiled, and casually threw him an account book, "How long have you not checked the accounts?" These ledgers are so fake that people can't bear to look at them directly, and there are a bunch of problems at a glance. ”
Xiao Yi opened the ledger and looked at it, "Is there a problem?" ”
He thinks these ledgers are very real, no problem?
Could it be that he is lame?
He asked Mr. Ji again, "Sir, look at the account book, is there a problem?" ”
Mr. Ji is self-aware, "The old man doesn't know how to manage money, and he only knows the surface of bookkeeping, so he can't see the problem." However, Madame has been dealing with account books all year round, saying that there is a problem with these account books, and it seems that there must be a problem with nine or eight and ten. Dare to ask Madame, are these ledgers a big problem? ”
Yan Yunge said: "After a cursory look, there is a problem with the entry and exit of the account, but the problem is not too big. The greed for two or three thousand yuan a year, so many people in charge of the affairs are apportioned, which is not serious. ”
"The difference between two or three thousand yuan is not big? It's not easy for this son to make some money! ”
Xiao Yat began to call poor.
Yan Yunge pursed his lips and gestured to Ah Bei.
Ah Bei immediately took out a wooden box, and there was a seal in it.
"Please take it!"
Xiao Yat wondered, what is the use of this seal?
Yan Yunge said to him: "If you hold this seal, any north and south money bank, the amount below five thousand guan, can be withdrawn at will." Any shop in the north and south can withdraw an amount of less than 1,000 yuan.
If you add the seal you used to pay the money from, and the two seals are used together, any North and South money bank can withdraw 50,000 yuan. ”
Xiao Yi held the seal, full of emotion.
He smiled and asked, "Are you relieved to give me this seal?" Fifty thousand is not a small amount. ”
Yan Yunge smiled and said, "At present, there are only ten branches in the North and South Banks, and most of them are distributed all over Gyeonggi. Outside of Gyeonggi, there are only two branches. In the future, it will not be easy for you to withdraw 50,000 yuan when you are away from home. The sky is high and the earth is far away, where do you go to withdraw the money? ”
"With the ability of the lady, I believe that in a few years, the North and South Money Houses will be able to open the world."
"You think too highly of me. Opening a money bank requires a lot of capital. North and South Money Banks do not do profitable business, and it is difficult to expand rapidly! ”
Originally, Yan Yunge opened a money village inside Fugui Villa in order to resist the infiltration of the villa by loan sharks from outside.
She was worried that the tenant craftsmen of the villa would be kidnapped by usury, which would cause a miasma, which would affect the normal operation of the villa.
At the beginning, Qianzhuang didn't even have a serious name, everyone called it Fugui Qianzhuang.
Later, when the scale became larger, it was officially renamed Nanbei Qianzhuang. Officially out of Fugui Villa, it expanded to all parts of Gyeonggi.
Because the money bank does not engage in usury, the annual interest is up to 30% 6, that is to say, the monthly interest is up to 3 cents, so it attracts many poor households and bankrupt old farmers.
As a result, there are a lot of bad debts in the north and south banks.
The borrower is poor!
If you can't recover the principal and interest, you can only collect the collateral.
It takes a lot of effort just to sell collateral and cash out.
Fortunately, the reputation of the North and South Money Houses finally spread, and many merchants began to patronize the North and South Money Villages, bringing considerable profits to the North and South Money Houses.
Yan Yunge subsidized money to operate the North and South Money Villages, and it was not until last year that it began to enter a virtuous circle and made a profit.
Do you say she's easy?
It's not easy.
Nanbei Qianzhuang wants to expand to the whole world, but she can't do it with her current financial resources.
Therefore, if Xiao Yi runs farther, it is useless to hold the seal, and he will not be able to get the money.
There is no cooperation between the North and South Banks and other banks, and they cannot exchange and deposit.
However, Yat Siu was still very happy.
The first seal is the certificate that she gave him the property in his name after the marriage decree was issued.
The money spent is also counted in his personal name, and the income from the property in his name is deducted.
The second seal is the true heart.
You can do it in any store with the North and South logos, such as money, chop soup, grocery store, and cloth shop...... In all shops, you can withdraw money.
It's trust!
Xiao Yi prefers to regard the second seal as Yan Yunge's love for him.
It's not love, but what is it?
He put the seal close to his body, "My money is your money." You can use the income from the mine to expand your bank. ”
Yan Yunge shook his head, "Eggs can't be put in one basket. Today, Nirvana's strength is limited to Gyeonggi alone, and the expansion is still taking its time. ”
Then, she changed the subject, "I have promised the stewards that the past accounting problems will not be pursued. Therefore, don't secretly pursue them behind my back, and let me lose my trust. ”
"Everything is up to you. You have the final say on all matters in this house. ”
Xiao Yat quickly adapted to the role of the shopkeeper.
Mr. Ji is interested in the literacy class.
"The old man has nothing to do recently, if the lady doesn't dislike it, the old man asks Ying to teach the stewards to read."
Yan Yunge was overjoyed, "It's my honor to have Mr. contribute." I'm just worried that Mr. is tired. ”
"I'm not tired! After being idle for a long time, the old man's old bones are about to rust. ”
"The matter of the literacy class is all left to the gentleman. If you have any needs, send someone to talk to me, and you will be satisfied. ”
"With the words of the lady, the old man will let it go."
He even thought about the content of the assessment questions.
Yan Yunge laughed happily.
There is nothing more pleasing to her than having Mr. Ji's help.
Xiao Yi bubbled a little sour.
found an excuse to send Mr. Ji away.
He pestered Yan Yunge, delusional ears and temples, and intimate entanglement.
Yan Yunge kicked him away.
"The gifts received at the wedding should be counted and registered, and they should be returned in the future. My dowry will also be counted and put into storage. In addition, the treasury of the house should also be counted and re-registered. I'm busy for the next few days, so don't bother me if you don't help! ”
Xiao Yat is wronged!
It's newlyweds!
You can't let him stay alone in the empty room during the wedding period!