Chapter 404: I have to take out a loan

On the first day of the Lunar New Year, Song Qingtian lived a special happy life.

In the first Spring Festival after her rebirth, she felt that what she did this year fully reflected the value of life.

On the second day of the Lunar New Year, Song Xifeng was going to Zhengzhou.

He said: "The 10,000 yuan I kept in my hand at the time, I saved two sheets, each 5,000 yuan, which were stored in the People's Bank where Jiang Cheng was located in Zhengzhou. ”

In this era, there is no real-name system for passbooks, and you can withdraw money with a passbook.

Song Xifeng's approach Song Qingtian was very supportive, she also thought so, anyway, the third uncle was not willing to go back to Songhe Village, and there was nothing to do in the town, so let him go to Zhengzhou first to report the loss of the passbook.

On the third day of the Lunar New Year, Song Qingtian didn't expect Gao Fengyuan and Chen Xue to come to her house.

When Yang Xiulian saw them, she said happily: "You little couple are here." ”

Couple?

This clearly means that they are married.

Song Qingtian knew that they were engaged, but he didn't hear that they were married.

Gao Fengyuan explained: "We got married on the twenty-second day of the lunar month, and we originally wanted to tell you, but you were busy in Zhengzhou, so I didn't bother you. ”

Song Qingtian hurriedly took out 100 yuan, "Although I don't know about your marriage, I have to give this money." ”

Gao Fengyuan waved his hand and said, "We don't want any money when we come to your house, if you give us this, you want to drive us away." ”

Yang Xiulian was familiar with the people in the countryside, so she played a round and said: "Sunny day, Director Gao has said so, you wait for them to give birth to a child, and it's not too late to give the child a red envelope." ”

Song Qingtian felt that this was okay, but Chen Xue, who didn't want to say this, actually blushed.

Song Qingtian joked: "Could it be that you are about to have a child?" ”

Gao Fengyuan said with a smile: "Sunny day, you can really do it, you can guess it, it's been a month." ”

"That's fast enough."

Song Qingtian joked, thinking to herself, Chen Xue was one month pregnant when she got married on the twenty-second day of the lunar month, and this must be a marriage to her son.

After congratulating for a while, Song Qingtian thought that these two people must have something to do when they came to the house for the New Year, so he asked.

Gao Fengyuan said: "That's the case, a few years ago, the county held a meeting and decided that every supply and marketing cooperatives in the county and township want to sell your instant noodles. ”

"That's a good thing."

All supply and marketing cooperatives in Jinping County sell instant noodles, and there will not be much sales, after all, most supply and marketing cooperatives supply agricultural materials to rural areas.

But Song Qingtian is still very happy, at least this is for Qingtian instant noodles, it is also an additional sales channel, and business cannot care about the size of the sales channel, but the market share.

As a national unit, the supply and marketing cooperatives can sell her instant noodles, which means that their instant noodles have been affirmed and supported by the state, and their popularity and market share have increased to a certain extent.

After chatting for a while, Gao Fengyuan asked about Song Xifeng.

Song Qingtian said that he went to Zhengzhou to be busy.

Gao Fengyuan said: "Xifeng is really diligent, and his liquor sells well in the supply and marketing cooperative, I wanted to discuss some things with him, but I didn't expect him to leave so early." ”

"Director Gao, you tell me the same, I can be the master of the third uncle."

"That's right, Longchi liquor was first sold in bulk, and later changed to bottled. People are accustomed to drinking loose liquor, and always feel that the price of bottles is expensive, if there are not guests at home, or to handle funerals, there are very few people who buy bottled liquor, and it is not as good to sell as the previous loose liquor. So I think that while Zephyr supplies bottled wine, it continues to serve loose wine. ”

"I'll tell the third uncle about this, and I can definitely supply bulk liquor to your supply and marketing cooperative."

Gao Fengyuan was very happy to hear this, "The sales of this Longchi liquor are really good, and now many people recognize this brand when they drink alcohol." ”

The liquor business is good, and Song Qingtian is also very happy.

Chen Xue reminded Gao Fengyuan, "Don't talk about liquor, you haven't told Qingtian about the things our brother-in-law explained." ”

Chen Xue's sister Chen Shuang is An Jingjun's wife, Chen Xue means that An Jingjun has something for them to talk about.

Gao Fengyuan said with a smile: "I only cared about talking about liquor, and I almost forgot about it." My brother-in-law asked me to tell you that all the land in Nanyang is good, you are free for the New Year, bring your documents to Nanyang, go through all the procedures, and then the new factory in Nanyang can start construction. ”

Gao Fengyuan brought three good news in a row, and it is more appropriate to say this in the New Year.

Everyone talked and laughed for a while, Gao Fengyuan and Chen Xue were leaving, Song Qingtian left them for dinner, the two said that they had just gotten married, and they were very busy in the first year, so they came here to take time to come, and insisted on leaving.

Song Qingtian was happy to see them leaving, but he was a little melancholy.

At the beginning, if it weren't for Gao Fengyuan deliberately coercing his neighbor Peng Xiaozhi to write a fake letter to Jiang Xiaoyan for Chen Xue's sake, Jiang Xiaoyan would have never heard from her after she returned to Sichuan.

Deng Yuhua said that he saw Jiang Xiaoyan begging on the streets of Zhengzhou, and now he can't tell whether it's true or not.

If it weren't for Gao Fengyuan, maybe Jiang Xiaoyan would still be celebrating the New Year in their house.

In the final analysis, Jiang Xiaoyan left her home because of Gao Fengyuan, and Song Qingtian was still a little uncomfortable with Gao Fengyuan's approach.

Happy days always pass quickly, and after the fifth day of the first lunar month, the New Year is over in the countryside.

On the sixth day of the new year, the sunny day instant noodles in Sanchuan Town started to work, and Song Qingtian held a meeting in the factory that morning, saying that he would pick a few workers from the factory and go to Zhengzhou or Nanyang to work when the time comes.

When everyone heard the news, they were immediately overjoyed.

Subsequently, Song Qingtian also explained that Shi Lei should worry more about snacks, and reminded a few people that it would be better to have old workers when the new factory opened.

In the afternoon, Song Qingtian and Yang Xiulian went to the county seat, cleaned up the Lotus Liangpi Shop, and waited until the eighth day of the first lunar month to officially start business.

On the seventh day of the first lunar month, Song Qingtian came to Nanyang, and with the help of An Jingjun, he got the certificate of land use right and a loan from the People's Bank of Nanyang.

In the matter of Nanyang, she still has to discuss with Uncle Ge, and for the time being, she will put down the matter here and go to Zhengzhou to find Uncle Ge.

When he arrived at the office building in Zhengzhou, Uncle Ge was talking to Song Xifeng about the sale of liquor.

Song Qingtian told Song Xifeng about Gao Fengyuan's proposal and asked Song Xifeng to contact Lu Xin.

Uncle Ge heard that Song Qingtian's affairs in Nanyang had been completed, and said with a smile: "This is basically nothing, the main thing is to contact the engineering team in Nanyang to start construction, and spend money to continue to buy imported production lines from Japan." However, I heard that in the next few months, our country and Japan have some diplomatic problems, the production line provided by Japan should be bought as soon as possible, and it is best to prepare for the purchase now, in case the policy changes, even if it is not good to purchase, or the purchase back has the problem of delaying half a year and a year, and it cannot keep up with the use of the new factory in Nanyang. ”

Uncle Ge's words are very clear, at this moment, he must scrape together enough money to do this thing, and save accidents.

That being said, but the loan money in Nanyang is only enough to build the new factory in Nanyang, and if you import and buy a production line, you must take cash from your hands.

According to the scale of the new factory in Zhengzhou, it is necessary to purchase three large assembly lines and five small assembly lines, which will be at least 100,000 yuan.

A few years ago, Tong Rong told Song Qingtian that he could buy six taels of cars and apply for six driver's licenses at the factory in Zhengzhou.

This thing can't be done without tens of thousands of yuan.

After all, both things are completed, and at least more than 200,000 yuan is required.

However, Song Qingtian couldn't come up with so much money.

The construction cost of the new factory in Zhengzhou, the money spent on the purchase of the production line, and the business of buying two storefronts in Jinping County to make lotus cool skin in order to deal with Yang Yufei also cost tens of thousands of yuan. During the Spring Festival, she spent a lot, and she spent almost all her previous savings.

The 200,000 yuan needed now has become a problem for Song Qingtian.

Now the only way is to take out a loan.

When he came to the People's Bank of Zhengzhou, Jiang Cheng had just gone to work, and when he saw Song Qingtian, he mentioned Song Xifeng's loss of his passbook.

Song Qingtian said: "We suspect that a 16-year-old girl stole the passbook, if she comes to the bank to withdraw money, please ask the service staff at the bank counter to give her an idea, and then scare her fiercely." ”

Jiang Cheng said: "Since you suspect that the girl stole it, wouldn't it be better for our bank to help you arrest her and call the police." ”

Song Qingtian thought that for the sake of Yang Yufei's affairs, his uncle Yang Hongqi's family would definitely not have a good life, and if Yang Yufei was named a thief, his uncle would be even more painful.

After all, it was a relative, and Song Qingtian couldn't bear it.

"Manager Jiang, thank you for your kindness, the girl we suspect is my cousin, they are all relatives of my own family, it's not good to make too much trouble."

Jiang Cheng said: "You are too kind-hearted. ”

Kindness, indeed, Song Qingtian himself feels.

Regarding what Yang Yufei did in her previous life, Song Qingtian once wanted her to die immediately.

However, after being reborn, she felt family affection again, especially her uncle's kindness to her since she was a child, and she couldn't bear to make her uncle sad.

Song Qingtian didn't continue to talk about this matter, and mentioned the business he came to, "Manager Jiang, I plan to borrow 200,000 yuan, I don't know if it can be done this time?" ”

Last time, Song Qingtian came to Jiang Cheng for a loan, but because it didn't work out, Jiang Cheng couldn't help it, so he asked about the details of this time.

Song Qingtian told the land he obtained in Nanyang, the land in Zhengzhou and the construction situation.

Jiang Cheng said: "According to the situation you said, the land in Nanyang does not need to be considered, it is a preferential policy of the state, and the state has given you a loan in order to support you to start a business, so it cannot be used as collateral for the loan." ”

"What about Zhengzhou?" Song Qingtian immediately became anxious.

"Here in Zhengzhou, your preferential policies seem to be not small, but you are a registered company and belong to your private family. But ......"

"But what?" Song Qingtian was most afraid of talking like this.

"However, now you only have land, no factory, and no production, what you have has no output value, no profit, even loans, banks also have to consider these issues."

"Can the land be used as collateral?"

"According to the previous policy, it is said that it is possible, but the mortgage is not worth much, at most 50,000 yuan. Moreover, now is the reform and opening up, and many policies need to be understood by the bank, on-the-spot investigation, and finally the company meets to study and decide. ”

At most, 50,000 yuan, and so many procedures.

Seeing that the new factory in Zhengzhou is about to be built, it is imperative to buy vehicles and apply for driver's licenses for relevant personnel.

The purchase of production lines is also imminent.

Originally, I thought that the new factory in Nanyang was a pie in the sky, but I didn't expect that because of the problem of purchasing a production line, it would be difficult for me.

"Manager Jiang, you try to do more work for me, and you can give me more loans."

"Don't worry, I will do my best to help you this time."