51 Grey industry under car insurance

Ah Fei listened to Li Liang's tone and felt familiar......

Thinking about Ah Fei for a while,

A sentence jumped out of my mind unconsciously,

"Have you heard of Amway?"

, Ah Fei rubbed his forehead and shook off the blurry middle-aged woman's face from his mind.

"What are you asking for?" Ah Fei said.

"I didn't do anything, I was just curious, I met a car buyer today and talked to me about this."

Li Liang didn't say what happened to Zhang Jianguo, but in the end, although he felt that Zhang Jianguo had a problem, it was just a guess.

Ah Fei was a little silent for a while, and after a while he said something seriously.

"I know that thing, it's all some crooked ways, although it makes money, but if you catch it, it's a big deal."

"Oh?" Li Liang suddenly became interested, "Tell me about it, I'm even more curious when you say that!" ”

Ah Fei turned around and waved to the clerk next to him, the girl in professional clothes nodded, left with a stack of car certificates, and closed the office door with her hand.

Watching the clerk leave, Ah Fei spoke.

"Commercial insurance for automobiles, can repair cars in large amounts is the three insurance and car damage insurance, you understand this, right?"

Li Liang leaned on the stone table and poured a sip of cold drink, "I definitely know this, the car damage protects yourself, and the three protect others." Hiccup~"

Listening to the hiccup, Ah Fei asked, "What are you doing?" ”

Li Liang smiled: "Iced drink!" Drink a bottle on this hot day, it's so refreshing, do you want to drink it? ”

"Oh, I've been drinking coffee lately."

"What kind of coffee do you drink on such a hot day, it's really pretending."

Ah Fei paused, "I'm air-conditioned all day here." ”

“?”

Why doesn't the drink that you just put to your mouth taste good?

Li Liang put down the drink stupidly,

"Let's talk about insurance......

Ah Fei smiled, walked to the door of the office and locked the door, "I will talk about this thing, you just listen to it, it is easy to have an accident." ”

"Uh-huh."

"Let's put it this way," Ah Fei said slowly, "Sometimes when we collect the car, we will encounter some special vehicles.

There is no accident in the whole vehicle, but the condition of the car is quite bad, such as a lot of paint touch-ups, damaged accessories, just like the owner is very uncherished. ”

Li Liang nodded and did not interject.

Ah Fei continued: "Most of this kind of cars are made by car damage insurance. ”

"Car damage insurance makes money?" Li Liang was puzzled: "How to earn?" ”

"Then listen up."

Ah Fei lowered his voice slightly, "I created the accident scene by myself, directly injured the vehicle parts, and when the insurance company came, I directly asked for money and didn't go to repair it."

After the money is in hand, go find a cheap place to repair it and make the difference. ”

Li Liang thought about it, this is indeed profitable, but it shouldn't be much profitable, right?

For example, if the door is broken, if the surveyor concludes that it is repaired rather than replaced, then there is not much difference in the cost.

If it is a fixed replacement door, the owner takes the insurance company's money and only repairs the sheet metal, then there will be a big price difference.

"This money is not going to be risky, is it?"

Li Liang asked suspiciously.

Ah Fei chuckled, "You listen to me first, those small operations just now are just chickens and dogs."

The cars that are really worth taking car damage insurance are cars with expensive accessories, such as older luxury cars, when a bumper is tens of thousands, and a door is tens of thousands, it will make some people think about it. ”

Li Liang, the leopard, was directly frightened by the tens of thousands of doors and bumpers.

Ah Fei paused and asked, "Are you still listening?" ”

"Listening, listening......"

Ah Fei hummed and continued: "Buy the dismantling parts of the same car, those accessories are not worth much; Replace the dismantled parts with a car that needs to be insured......

That is, to find a place to change accessories, tens of thousands of dollars. ”

Hiss!

Li Liang gasped, as soon as he said this, he understood everything, this is picking up money! No, it's a money grab!

This is 100% insurance fraud!

Car damage insurance can generally be insured within ten years, and the vehicle will depreciate a lot in ten years, that is to say, as long as you invest in a not very expensive old car, you can at least take insurance to make a lot of money!

Most of the dismantling parts are removed from scrapped accident cars, and if they are used for insurance, you don't need to buy good accessories at all, you only need to buy cheap collision parts......

It's a little bit of gold???

And when the insurance is almost gone, I will sell the car again, my God, no wonder what Zhang Jianguo said is mysterious.

"I'm thrilled when you say this......"

Li Liang smiled bitterly, it was really tempting.

Ah Fei smiled: "This is surging?" ”

“?”

Li Liang was stunned again,

"There are other ...... Is it? ”

"Yes, it's all a small operation."

Ah Fei sat down in the boss's chair, adjusted to a comfortable position, and put his feet on the table.

Today, Ah Fei has been busy with loans, and as soon as the money from the last sale of Alpha came back, he got on some low- and medium-priced cars.

was discussing the use of the vehicle's certificate to go to the bank for a loan, and Li Liang called in.

The coffee on the table was already a little cold, and Ah Fei took a sip.

"Hurry up, what are you doing?" Li Liang poured a sip of soda, why was he silent when he spoke?

Ah Fei put down the cup: "Drink coffee, thirsty." ”

Li Liang looked at Lei Bi in his hand, and threw it into the trash can with a black face. "Oh, hurry up and say it after drinking, it's the same as constipation!"

Ah Fei smiled secretly, it seems that the matter of insurance has aroused Liangzi's interest.

"No matter how powerful it is, it's the auto repair shop itself, whether it's car damage or the three, they report insurance, they repair vehicles, and they grasp all things with one hand.

And with the background of an auto repair shop, frequent repairs of the vehicle will not attract the attention of the insurance company.

If there is anyone else in the insurance company......

That's even better. ”

"Holy shit!" Li Liang scolded directly.

What is this?

I'm almost 30 years old, and I have a salary of 3,000 yuan a month when I go to work, and I start to make second-hand cars.

But compared to these people who have gone astray......

I'm a younger brother,

Penis!

"Okay," Ah Fei said seriously: "You don't have the brain, don't think about doing these things, just sell the car safely." ”

"Well, got it......"

After the call,

Li Liang was distracted at the table, and the 9,000 yuan he earned was suddenly not hot, not that he envied those who cheated on insurance, but he felt that sometimes, it was too unfair.

"Don't think about it too much, let's go our own way."

It seems that this car is not easy to collect today, do you have to take the car back? There are so many cars in this second-hand car market, you have to find a way to get a car......

Thinking of this, Li Liang's eyes lit up,

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