Li Yao quickly operated on the platform and understood: "The stronger the strength of the cultivator, the higher his, even if the stock price?" ”

Zhao Hongguang said: "This is the case in theory, but the actual situation is much more complicated, and it is related to the age, background, social relationship, and dividend method of the cultivator. ”

"For example, a monk is more than two hundred years old, no matter how strong his strength is, the 'stock price' will not soar too high, unless he has a great hope of forming a Yuan Baby, this is easy to understand, the years are not forgiving, there is no potential."

"For example, if a cultivator has made a breakthrough, but his direct competitor has made a bigger breakthrough, then the 'stock price' of this cultivator will also be suppressed, and there will be no room for two tigers."

"For example, the strength of a cultivator is not strong, but he is in urgent need of money recently, as soon as he gritted his teeth, he issued a batch of cultivation coupons, the issue price was 100 yuan, but he promised to pay dividends of 20 yuan every year, which is naturally hot, and the stock price went up, as for whether it can be cashed out at the end of the year, that is another story."

"What's more often is that the strength of a cultivator hasn't changed much, but he claims to have discovered a new fragmented world, or a new Star Sea wreckage, then naturally, he is worth even pulling more than a dozen price limits."

"In short, the Xiuzhen bond market, like the stock market, does not mean that the better the performance of the sect, the higher the stock price, it is ever-changing, and it is also an infinite world, and the water is very deep."

"However, Chairman Sha can also rest assured that the Xiuzhen Securities Market is managed by the 'True Supervision Committee', oh, that is, the 'Xiuzhen Securities Supervision and Management Association', for those who release false news, or insider trading. Once it happens, it will be severely punished! ”

Li Yao nodded, he had also heard of the Xiuzhen Coupon before, and knew that this was a mature, open, and legal financial product, but time was precious, and he had not made any effort to study it.

So it seems. Listing yourself is a good way to quickly absorb cultivation funds.

After pondering for a moment, Li Yao threw out another crucial question: "A sect listing is subject to strict auditing and monitoring, is it the same for a cultivator to be listed?" ”

"If there is an organization that wants to keep a firm eye on every amount of money I spend and know the progress of my cultivation in every field, then how can it be done?"

Zhao Hongguang seems to have taken Li Yao's concerns into account for a long time. He smiled faintly and said: "The situation of cultivators is quite special, most of them have secrets at the bottom of the box, and they can't be easily revealed, which has long been thought of by predecessors." ”

"That's right, the cultivation coupon is just a general term, and there are many different classifications in it."

"There are some repair vouchers, and every detail must be made public, after all, ordinary investors. Those ordinary people put the money they have saved all their lives into our hands, and they must give someone an explanation, right? ”

"Funds were raised from ordinary investors. What kind of natural treasures have been purchased, what kind of cultivation has been carried out, and what step of cultivation has been reached, must be announced regularly, and monthly, quarterly, semi-annual, and annual reports are all indispensable. ”

"Still. There is also a kind of cultivation coupon, but you don't ask anything, as long as you can redeem it freely and distribute dividends on time, you can use the money to cultivate freely. As long as you don't find out what illegal things you have done with the money, you can do it. ”

Li Yao was stunned: "The risk of the second type is very high, who will buy it?" ”

Zhao Hongguang smiled: "The higher the risk, the higher the return!" The first type of 'transparent bonds' is a stable investment product, the annual dividend is very low, and it is not too speculative, and the investment rate of return is a little higher than the bank interest. ”

"The second type, which we call 'freedom coupons' in our industry, has high risks and higher returns, and if President Sha wants to issue free coupons, he must be prepared to get 100 yuan now, and return 200 yuan or more in three years."

Li Yao thought about it, with the development of the Yaoshi Group and his own cultivation speed, doubling the loan in three years is not much.

Zhao Hongguang continued: "President Sha doesn't need to be entangled, most cultivators issue 'combination coupons', which have both transparent parts and secret parts for their own free disposal. ”

"All the supernatural powers cultivated by a cultivator can't be unsightly, right? If that's the case, it's not an evil demon? ”

"Just like President Sha, of course, there are some core supernatural powers that I don't want to make public, but there must be some basic supernatural powers that are not afraid of seeing the light."

"The cultivation funds you raise through the 'Transparency Coupon' can be used to cultivate these exercises that are not afraid of seeing the light, and the real core supernatural power can be used to cultivate with the part of the funds raised by the 'Freedom Coupon'."

"In addition, 'directional magic coupons' can also be issued."

"For example, if you want to cultivate the 'Mighty King Kong Palm' today, and it is estimated that it will cost 50 million, then you can take the budget book and issue 50 million 'Mighty King Kong Palm Directional Coupons'."

"You and the investor agreed, today I want to borrow 50 million, which is specially used to cultivate the Mighty Vajra Palm, and will definitely not be used anywhere else, you see, what materials I want to buy, what level of cultivation room I want to rent, how many sparring partners I want to hire, the total cost is like this, this is like this."

"If you practice the Great Vajra Palm within five months, how much will be returned with interest, and if you can't practice, how much will you return within how long."

"The directional magic bonds issued in this way, because of their single purpose and openness and transparency, have very little interest and little risk, and are also quite popular with ordinary investors."

"You see, isn't it flexible and convenient to raise funds through combination coupons and directional supernatural coupons, and you are not afraid of being discovered by others?"

Li Yao nodded repeatedly.

With such a mature financing channel, you can obtain a large amount of cultivation funds legally, efficiently, and harmoniously, so it is no wonder that in the modern cultivation realm, there are far fewer things to kill people and seize treasures.

Carefully studying the issuance method of the Xiuzhen Coupon, Li Yao had just stretched his brows, frowned slightly, and asked: "President Zhao, the issuance of the Xiuzhen Coupons is not an overnight thing, and it will have to go through the long-term review of the True Supervision Committee, before and after, at least a year and a half. ”

"Moreover, the issuance of repair coupons. It doesn't seem like your bank has the final say? ”

"I've been raising a lot of money recently, preferably within half a month."

"Since you proposed today's meeting, you must have the best of both worlds?"

"Yes."

Zhao Hongguang didn't make a detour, and directly threw out the transaction, "Issue a repair coupon." Of course, it is not the business of our Crosswind Star Domain United Bank, and even if we submit the issuance plan now, it will not be able to review it in less than a year and a half. ”

"However, we, the United Bank of the Crosswind Star Domain, as well as the major sects in the Crosswind Star Domain and the surrounding three or four star fields, are all very optimistic about President Sha's cultivation potential, and I believe that your cultivation voucher will definitely be successfully issued, and once it is listed. The price will skyrocket quickly. ”

"Yes, we want to make a deal with President Sha, we will subscribe in advance a large number of cultivation coupons that you have not yet issued, or use this batch of cultivation coupons as collateral to lend you a large amount of cultivation funds first!"

Zhao Hongguang solemnly pushed a jade slip over, "This is our plan, President Sha, please take a look." ”

Li Yao inserted the jade slip into the crystal brain and quickly skimmed through it. He glanced at Zhao Hongguang deeply: "The amount is indeed very high, but the interest is even higher!" ”

"President Zhao. Yaoshi Group is in a golden period of development, and in a few years, the scale will expand tenfold! ”

"In my own words, I also have a deep relationship on Tieyuan Star."

"At the same time, I also have all the patents for the Combat Detector. Part of the patent of the Aurora chainsaw gun, you should know the value of these two magic weapons. ”

"As for my strength, not to mention."

"Investing in me is very risky. The yield is extremely high, and such a high interest rate has exceeded my expectations. ”

Zhao Hongguang smiled without saying a word, looking at the old man Tianji beside him.

The old man of Tianji seems to be made of muddy iron, he didn't say a word before, but now he is speaking for the first time, his voice is like a gear turning, without the slightest emotion.

"President Sha, in our 'evaluator' circle, we divide a cultivator, or a sect's credit rating and risk level, into eight levels."

"Heaven and earth are yellow, and the universe is desolate."

"The heavenly level, which is the highest level, represents a great future, unlimited potential, and is very safe, without any risk, and worthy of a strong investment."

"A cultivator or sect that is rated as 'heaven-level' can raise a large amount of money at the lowest cost, and the interest on their borrowing will definitely not be too high."

"Your words, currently by our 'Tianjimen', assessed as'Yu' level, we believe that investing in you, the return is very high, but the risk is also very large, it is recommended that major institutions invest cautiously, and individual investors are not recommended to intervene."

"Oh?"

Li Yao leaned back in his chair and became interested, "Where is the risk?" ”

The old man Tianji said: "Your advantages, I have summarized them very comprehensively just now, needless to say." ”

"But in our assessment of Tianjimen, you have two biggest risks."

"First, we have learned that your fighting style is not the same as that of ordinary Qi Refiners, and in several battles at Flying Star University, you have repeatedly displayed magical powers similar to liquefiing spiritual energy, and your cultivation has far surpassed the peak of the foundation building period in the general sense."

Li Yao snorted lightly and did not deny it.

The old man of Tianji was expressionless, and continued: "Cultivation is to surpass the peak of foundation building, and the next thing is to tie the Dan, of course there are risks in the Dan, and if you are not careful, you will go mad and your cultivation will fall sharply." ”

"Your cultivation secret method is different from ordinary people, and we estimate that the risk of knotting Dan will also greatly exceed that of ordinary foundation building peak cultivators."

"This is the number one risk we want to remind investors."

"Second, it is the assassination of the Hall of Eternal Life."

"According to various sources, you are currently ranked fourteenth on the Immortal Palace's must-kill list, far surpassing most of the Jiedan cultivators."

"If you are really assassinated, although there is a compensation from the insurance company, it is still a big loss for investors."

"Considering the above two major risks, although your development potential is indeed very high, we can only assess your credit rating as 'Yu'." ――

A book friend asked:

Isn't there no unified government in the Flying Star Realm, an organization similar to the True Supervision Society, including auditing, supervision, and punishment...... How does it work?

To explain here, the Flying Star Realm just does not have a "unified" government, and every star field, and even every starry sky town, can naturally be regarded as a small government.

As for the real supervisory committee, including the audit department, it is managed by the "industry association".

The armor master has its own association, the refiner has its own association, the banking industry has its own association, and the natural securities industry has its own association.

In many fantasy novels, there is a favorite setting "union", which is actually the case.

Historically, in the Middle Ages in Europe, many places did not have a unified government, but after the development of commerce and trade, they were all coordinated and managed by trade unions, guilds, and associations.

By the way, today is the real 666 chapter, such an auspicious number, guest officer, don't you come to issue two monthly passes? (To be continued.) )