Chapter 54: A New Life
"That...... Actually, we haven't figured it out yet, so let's go back and discuss it......"
"How much is the down payment for a mortgage?"
Chu Moyan and Bai Zhi spoke almost at the same time, after Bai Zhi heard Chu Moyan's words, her eyes widened, she reached out and pulled his shirt hard, and whispered: "Brother Chu, don't make trouble!" ”
"According to the down payment of 30%, you have to pay 1.98 million, and then take out a loan, but you have to have enough flow to do it......," the sales lady analyzed, "If you take out a bank loan, your monthly income is required to be twice the amount of monthly repayment, if the down payment is 1.98 million, you will have to borrow 4.62 million, and according to the equal principal and interest for 20 years, you will have to repay 30,000 and 235 per month, which requires the two of you to have an income flow of more than 60,000 and 70 per month...... Is the monthly turnover of the two combined? If it's not enough, you'll have to pay a little more for the down payment......"
Sixty thousand and seventy ?!!! She estimated that the staff of a small company like Chu Duan would earn at most 6,470 a month, right?
The corners of Bai Zhi's mouth twitched fiercely.
"That...... We're going to go back and talk to our families, or we'll get back in touch with you another day! Bai Zhi said weakly, and after finishing speaking, she picked up Chu Moyan and walked out.
The sales lady didn't stop them, she had seen a lot of this kind of scene a long time ago, and Bacheng couldn't afford to find an excuse to run away!
"Chu Duan, let's go! This house is too big for us to afford, so let's go see something else! Seeing that Chu Moyan didn't leave, Bai Zhi lowered her voice, leaned into her ear again and said, "Don't talk about bank flows, we can't even get the down payment!" ”
"Nope! Wife, we can afford it! Chu Moyan looked at Bai Zhi's sparkling eyes and said categorically, "Because I have a coupon." ”
"Coupons?" Bai Zhi is a little confused, I have heard of coupons for meals and coupons for clothes, can I also use coupons for buying a house?
"That's right!" Chu Moyan nodded vigorously, "I have seventy coupons for saving 20,000 to 100,000!" ”
Chu Moyan said as he took out a handful of colorful coupons from his pocket!
"A coupon deposit of 20,000 is worth 100,000, and the total price of this house is 6.6 million, so it means that I only need to use 66 coupons and pay 1.32 million, right?" Chu Moyan said very seriously.
"Of course not!!! Sir, haven't you ever bought a house?!!! Or ......" The sales lady suddenly went crazy.
That's right! They've done this kind of activity before! But it's just a gimmick to attract customers! Of course, a house can only be used once, and if it can be stacked, what kind of business do they have?!! Forget it directly! Anyone with a bit of a brain knows that it can't be used like this, right?
"Can't you? But your manager Chen clearly said that it was okay...... If you don't let your Manager Chen come over, I'll tell him personally......" Facing the sales lady who was already in a state of rage, Chu Moyan still said calmly.
"This gentleman, don't talk about Manager Chen for this kind of thing, even if we let Chu Da Boss come over, it's impossible......" The sales lady looked at the man in front of her with a smile, she has worked in the sales office for so many years, and she thinks she has seen all kinds of strange things, but this kind of person who comes to buy a house with a bunch of coupons, she is really the first time she has seen it!
It's really a world full of wonders!