June 5, 2011!

Rongcheng, Bank of China VIP Lounge!

A beautiful woman with a sexy body is standing respectfully next to the computer.

This woman has extremely delicate facial features, the black green silk on her head hangs down on her shoulders, and she is wearing a black slim skirt, which outlines the advantages of her figure perfectly.

A pair of slender legs with black high heels, elegant, noble but sexy.

This is definitely the goddess in the minds of all men.

Her name is Sun Yixue, a senior relationship manager at Bank of China, who specializes in the bank's key accounts.

However, even if she has seen a lot of the world, at this moment, the depths of her beautiful eyes can't help but be full of disbelief.

It wasn't the first time she'd seen that string of numbers on a computer screen, and she'd seen even bigger numbers.

What really surprised her was that the owner of the bank card turned out to be a college student who had just turned 20.

"Mr. Qin, the 220 million cash in the account has been remitted to a bank card according to your requirements!"

"This is your bank card, please keep it!"

Sun Yixue came to Qin Yu's side, and handed over the black and gold bank card with slightly trembling hands.

Compared with the shock of the beauty, Qin Yu was very calm.

After all, he has even experienced such a bizarre thing as rebirth, what can 200 million funds be?

On May 14, 2022, Qin Yu can clearly remember this day.

It was his 31st birthday, and he was drunk alone in a rental house.

In the year of establishment, he still did not start a family.

Nearly a decade after graduating from school, he has achieved nothing.

Even, on his birthday, he was ruthlessly expelled by a college classmate who had become a manager.

The archetypal image of a social loser.

However, when he woke up the next day, Qin Yu was shocked to find that he had returned to his high school class in 2009.

At that time, his best friend and mentor suddenly appeared in front of him, making him faint all day.

It wasn't until two days later that the school was closed.

When Qin Yu returned home and saw his deceased mother again, he suddenly woke up.

I definitely went back to 2009, when I was a sophomore in high school.

The scene of poverty and inaction in his previous life deeply stimulated him, and since he returned to the past, Qin Yu naturally refused to live the same life as before.

For the next two years, he went completely insane.

With the memories of his previous life, he began to try all kinds of ways to make money.

The journey from poverty to wealth is extremely difficult.

What's more, he is still a student, and there are many restrictions during this period, and it is even more difficult to start from scratch.

Two years, 220 million.

Speaking of infinite scenery, in fact, every penny is Qin Yu's hard work.

Thinking about it now, it makes him feel a kind of delusional surprise.

"Fortunately, I got the right bet in the end! Otherwise, I'm afraid I will really have to work for two years in vain. ”

Qin Yu's last profession in his last life was a stockbroker, which simply put, he fooled investors into buying certain specific stocks.

Although he has almost zero talent in stocks, he has been exposed to stocks and remembers some of the most outstanding stocks in the past.

Jianda Group, a very typical stock, is often used as a teaching example, because this stock had an extremely terrifying growth rate in 2010.

Qin Yu, who took a ride, earned more than 10 million.

Then, he took the money non-stop to Jiangbei City, where the university is located, and bought 20 apartments in a dilapidated community.

In February 2011, the location of the community began to plan to build a subway, and you can take the subway within a three-minute walk.

Within two months, the house price rose rapidly from 5,000 yuan per square meter to 10,000 yuan, and the upward trend is still obvious.

In May 2011, the community was demolished......

After some operation, Qin Yu earned more than 200 million.

After all the debts and loans are paid off, the assets remain 220 million.

Looking at the bank card in his hand, Qin Yu was deeply touched.

This card is a pass to high society.

In the past two years, he has missed a lot of opportunities.

The reason is very simple, although he knows that those opportunities exist, but because he has no funds and no status, he is not even qualified to participate.

Now, he's finally qualified.

"Mr. Qin, our bank has a lot of financial management plans, do you want to consider it?"

Just as Qin Yu was thinking, Sun Yixue next to him spoke.

"Finance?"

Qin Yu looked at Sun Yixue in front of him and couldn't help but shake his head.

The so-called bank wealth management is a stable investment method.

Typical you don't lose much money, and don't want to make too much.

For the current Qin Yu, there is no need at all.

The money is in his hands and will be of greater use.

……

Leaving the bank, Qin Yu did not stay outside for a long time, but rushed home.

It's 2011 and his advantage can only be maintained until 2022.

"You have to think hard about how to grasp the next opportunity!"

With his future experience working in the stocks, his wealth can grow rapidly.

And he, eyes only on stocks?

Of course not.

In the future, there are still a whole bunch of opportunities to make money.

At least, he can't be a person who lives with interest on bank deposits in this life.

"Cousin, you're back!"

As soon as he entered the house, Qin Yu was pulled back to reality by a voice.

Looking around, the small living room is particularly lively, in addition to his parents, there is also an uncle's family of four sitting next to him.

At this moment, everyone is smiling warmly, and the atmosphere is harmonious and warm.

Happiness knows no bounds!

Qin Yu was stunned and thought of some things in his previous life.

But immediately, he still nodded politely to the uncle's family and said hello.

"Xiao Yu, what about the painting that your grandfather left you? Hurry up and take it out! Father Qin said happily beside him, his words were filled with excited smiles.

The painting that Qin's father said was obtained by his grandfather by accident during his lifetime, and according to rumors, this painting came from the hand of a modern painter surnamed Bai.

As for the truth or falsehood.

Anyway, most people don't want to believe it, only the old man has been keeping it as a treasure.

Before the old man died, he left this painting to Qin Yu.

"Oh? I wonder what my cousin wants this picture for? Qin Yu didn't rush to get the painting, but instead found a stool to sit down and asked unhurriedly.

"Your uncle and they have bought a house, and the old house in the west of the city is going to be sold, and I am going to buy it for your daughter-in-law in the future!"

"Some time ago, your uncle borrowed more than 100,000 yuan from us, and we added another 200,000 yuan, and by the way, I gave the painting to Cheng Gang, and the house is yours!"

"Stinky boy, hurry up and get the painting!"

When Father Qin said this, he couldn't hide the smile on his face, as if he had won the Mark Six lottery.

"Sure enough......"

Qin Yu's eyes were cold, what happened recently was the same as in his previous life.

The house that the uncle's family wants to sell is located in the west of the city, and now the market price is about 400,000 yuan, and now 300,000 yuan plus a worthless painting can be bought, which is indeed profitable.

This is also the reason why Father Qin smiled from ear to ear.

But in reality, it's not that simple.

In his previous life, after Qin Yu heard the news, he was as excited as his father, and almost didn't kneel down on the spot to kowtow to his cousin's family.

But soon after the transaction was completed, I heard news from my cousin's family that the painting was not only real, but also worth a lot of money.

As soon as the cousin changed hands, he sold the painting for 800,000 yuan.

Qin Yu's family is abnormal, not a taste.

After all, 800,000 is a huge amount of money for them.

It's astronomical.

This money is enough for them to buy a 120-square-meter house in the center of Rongcheng.

But now, it is equivalent to giving it to my cousin's family for nothing.

This matter is not over yet, four years later, the house of the uncle's house that Qin Yu bought was demolished.

But there is no matter of Qin Yu's family.

Because that suite is a small property.

Small property rights are extremely controversial houses.

Strictly speaking, this kind of house is illegal and is not protected by law.

If there is a real estate certificate, but it is not a real property right certificate, the state will not record the purchase contract.

Compensation for demolition and relocation can only be enjoyed by members of collective economic organizations.

To put it simply, what compensation there is, it is all from the uncle's family, and it has nothing to do with them.

Qin Yu's family realized that from the very beginning, they were cheated by the uncle.

Not only did he lose the painting worth more than 800,000 yuan, but he also lost his house.

Even, Qin Yu had to repay a loan of 200,000 yuan.

It was the most difficult period for Qin Yu, he had just graduated from college, he had to repay the loan every month, and his mother was diagnosed with cancer and needed money urgently.

They once went to the uncle's house to ask for an explanation, but they were driven out by the other party with sticks.

The cousin, who usually keeps "blood thicker than water" on his lips, even pointed at Qin's mother and scolded arrogantly, "You deserve it, it's okay to die, but don't die at my doorstep, bad luck!" ”

The cousin's family has a vicious face, and Qin Yu still remembers it vividly.

At that time, he learned through a friend that he could recover part of the compensation through a lawsuit.

And his family can't even get the money for the lawsuit.

As for the cousin's family, they took the demolition money and traveled all over the country all day long, and they lived freely and chicly.

Qin Yu came back to his senses from his contemplation, and there was a hint of firmness in his eyes.

"Dad, I sold the paintings left by my grandfather!"

The originally lively living room became extremely quiet in an instant, and the pin drop could be heard.

Father Qin's face also completely collapsed.