"So does Kong Xiaotong's father know about this?" Tang Guo asked Wang He.

Wang He shook his head: "I don't know, because there is no need to notify him of this matter, originally as Ms. Kong Xiaotong's father, he was also among the beneficiaries in the order, but after this change, he became Ms. Kong Xiaotong's designated beneficiary, and as long as Ms. Kong Xiaotong has no opinion, there is no need for special notice." ”

"Based on your experience in this industry, is it more common or unusual for Kong Xiaotong to suddenly change beneficiaries?" Of course, Tang Guo felt that this matter was extraordinary, but after all, he didn't know anything about the insurance industry, so he decided that it would be better to ask clearly.

Wang He sighed: "It's not particularly common, after all, the agent at that time was Mr. Meng Junmao, and he took himself as a beneficiary, and he also approved Ms. Kong Xiaotong, so there should not be a situation where he was not thoughtful and then temporarily changed his mind, so it feels more like Ms. Kong Xiaotong had to agree to Mr. Meng Junmao as a beneficiary at the beginning, which was a compromise, or a last resort. That's why she got the opportunity to come to us and change to the beneficiary she really wanted. ”

"When you saw Kong Xiaotong, how did she look? Have you ever had any injuries on your face or elsewhere? Qin Cang grabbed the word "unavoidable" in Wang He's expression and asked.

Wang He recalled and shook his head: "In my impression, no, when she came over that day, she was dressed more decently, and she was not panicked, except for the feeling that she was a little depressed, there was nothing wrong, I just felt that she came to change the beneficiary, and also asked us to keep the original beneficiary confidential, so I still talked and asked her, is there any problem, is there anything that needs help, she said no, Everything works fine. No, as soon as you came to me today, and said that you came for Ms. Kong Xiaotong's insurance, the doubts in my heart before came up again, and I don't know if it's right or not, so let's just say this, don't care too much. ”

Qin Cang nodded, looking clear, and then asked Wang He what kind of demeanor Meng Junmao had when he came to apply for insurance for Kong Xiaotong that day. Wang He said that Meng Junmao was obviously prepared, and he was already very familiar with the process and materials required for personal accident insurance, so the process was very smooth and effortless, and it was already two or three o'clock in the afternoon, and Meng Junmao hurriedly left, as if there was something else to do in a hurry.

At the end, Wang He also added one more thing: "By the way, at that time, Ms. Kong Xiaotong also asked us, if she had any matter, whether the insurance compensation would be obtained by her father, I told her that this was the case, and she asked me if I could agree that if her father obtained this insurance money, this money could not be used by her father's spouse, and I told her that we could not do anything about this, beyond the scope of our insurance contract, and we had no right to interfere with how the other party wanted to use the compensation." She seemed disappointed, but she didn't say anything more, just left, and we never talked to each other again. ”

Qin Cang listened to Wang He tell these details in his memory without saying a word, and only nodded to him after listening, then signaled Tang Guo, stood up from the chair, and was about to leave, Tang Guo hurriedly expressed his gratitude to Wang He, and exchanged business cards with him, hoping that he would contact them and communicate with them as soon as he remembered any new details, and then followed Qin Cang out of the small conference room.

Walking out of the door of this insurance company, Qin Cang said to Tang Guo: "Let's go, let's go to the next one as soon as possible." ”

"Do you think Meng Junmao has also purchased Kong Xiaotong's personal accident insurance at someone else's house?" Tang Guo asked.

Qin Cang nodded: "Otherwise, where do you think Meng Junmao is going in a hurry after finishing his work here?" ”

"Could there be something else?" After Tang Guo finished speaking, he even felt a little unreasonable, "No, that Wang He also mentioned that Meng Junmao is very familiar with the procedures and materials required for personal accident insurance, and he seems to know everything and everything, so it went smoothly." Now you let me do it, I definitely don't know what I need, even if I need what materials can be found on the Internet, familiar with the process If I don't experience it myself, it is estimated that it will be difficult to achieve, right? That can only explain one problem - he has already handled insurance of the same nature in other insurance companies, so he is so familiar with it! If you say that, wouldn't Meng Junmao be very suspicious? The good wife is in trouble, and he doesn't want to find a way to protect his wife and solve the problem, so what he did is to run out to insure his wife! And take himself as a beneficiary! If there is more than one insurance, the amount of compensation will not add up to a small amount, then I can't help but doubt his intentions! ”

"In addition to Meng Junmao, there are one or two indirect profiteering people in this insurance." Qin Cang was very satisfied that Tang Guo was able to wake up in time after asking a stupid question, and did not continue to be stupid, so he looked very compassionate, and gave Tang Guo another hint for her to ponder.

As soon as Tang Guo heard the words "two people who indirectly benefited", he immediately understood: "You mean Kong Xiaotong's stepmother, and her half-brother, right?" If Kong Xiaotong dies in an accident after changing the beneficiary to her father, then her father will receive a large amount of compensation, and as a spouse and son, Kong Xiaotong's stepmother and half-brother will definitely be able to poach some or even a lot from this large sum of money! When we went to their house, we didn't see it, her half-brother was spoiled and a little lawless, his sister had an accident, he was still doing things on the side, and his mother, Kong Xiaotong's stepmother, was simply too doting on her son, so she didn't criticize a few words, this kind of critical moment is like this, and you can imagine what kind of virtue he is on weekdays! ”

"If Kong Xiaotong mentioned to her father that she had changed the beneficiary, would her father accidentally say that he had left his mouth, and the mother and son listened to it, and it was possible that he had some bad intentions for money! The most important thing is that Meng Junmao didn't know that Kong Xiaotong had changed the beneficiary, and he thought that he was the one who could get a lot of money after she died! Isn't that a double danger! ”

After finishing speaking, Tang Guo felt that something was not quite right: "Huh? Am I thinking about it wrong? Kong Xiaotong's father didn't even know that what Kong Xiaotong was purchased by Meng Junmao was personal accident insurance, and Kong Xiaotong probably didn't reveal it to his father before his death! So Kong Yuanzheng and his mother shouldn't know! ”

"That's not necessarily," Qin Cang didn't come to such a conclusion so easily, "No one can guarantee whether Kong Xiaotong's father deliberately pretended not to know in order to cover up for his son." ”

"Impossible! He knew that something had happened to his daughter, and he was so sad! That sadness is definitely not pretended, will you think too darkly about human nature? Tang Guo felt that this idea was unreliable.

Qin Cang looked at her expressionlessly and said to her: "The darkness of human nature is much more serious than you think, it's not that I see human nature too darkly, it's that you are too naïve, so you can't see through it." Have you ever thought that whether it is Kong Xiaotong or Kong Yuanzheng, these two people are the biological children of Kong Xiaotong's father, they are the same in blood, there is no difference between distance and proximity, when two people exist together, as a father, he will be more emotionally inclined to perform well and is also more well-behaved and sensible Kong Xiaotong, will dislike or even reject the disobedient Kong Yuanzheng, but what if he has lost the more excellent and well-behaved? The remaining one, if it's you, do you want it? ”

"Of course you want it, retreat to the second, if there is no horse, the donkey will make do, and you can't have two empty ends!" Tang Guo blurted out a somewhat nondescript analogy, and after finishing speaking, he understood what Qin Cang meant. When Kong Xiaotong was still there, Kong Yuanzheng was of course the child who was disliked in the eyes of Kong Xiaotong's father, but when his daughter had an accident, only Kong Yuanzheng was left alone, and there was no comparison, even if Kong Yuanzheng was suspicious, I believe that Kong Xiaotong's father would protect him out of selfishness, because no matter how undesirable the son is, he is also his own son, and his daughter is no longer there. He was left with a lonely old man and his wife to rely on each other, and he didn't even have any support or hope. Based on this consideration, it seems reasonable to protect Kong Yuanzheng.

Tang Guo thought of the fact that when he talked about Kong Xiaotong at Kong Xiaotong's father's house the night before, her father also deliberately emphasized that Kong Yuanzheng would be impatient when he was just facing Kong Xiaotong alone, and if an outsider wanted to bully Kong Xiaotong, he would be the first to jump out to defend his sister, and try his best to express and convey the feelings of the two sisters and brothers, and there was no such information that the relationship was tense.

The more she thought about it, the more Tang Guo felt that what Qin Cang said seemed to be reasonable, but if it was really out of such considerations, then she couldn't help but feel sad for Kong Xiaotong.

"But......" she knew intellectually that Qin Cang's suspicions were reasonable, but emotionally she couldn't accept it, "That's her own daughter!" Is it possible that in order to protect his shortcomings and selfishness, even if he knows that his daughter's accident may be related to his son, do you have to pretend to be deaf and dumb to protect her? Don't you feel sorry for your daughter? It is said that parents' love for their children is selfless, how can this be! ”

Qin Cang smiled, but there was no warmth in his smile: "There is no selfless love in this world at all, all love is based on the premise of self-interest, but the proportion is larger or smaller!" Since childhood, parents will transform their children according to their own intentions, the so-called for the good of the child, is this really for the good of the other party, not to transform the other party into what they like better? Okay, let's not think about that for now, hurry up and go to the next insurance company! ”