10. It's a good taste to manage your finances

Hui Zi once gave Jin Ling an old wallet and asked her to use it for her monthly pocket money of 10 yuan. The wallet is too big, and the 10 yuan ticket is too thin, and the wallet always looks deflated and not magnificent. Jin Ling tried to fill in a lot of waste paper to make the wallet look bulging. Once, she secretly opened two packs of sanitary napkins and used the soft cotton in them as filling. Huizi scolded a few words after knowing this, saying that Jin Ling loves vanity too much. Jin Ling defended: "Isn't it good to be a rich man? If you have more money, you can buy a house, buy a car, buy beautiful clothes, study abroad, and donate money to buy an honorary professor, so the newspaper said. ”

Hui Zi thought to herself, what do today's children receive from newspapers and television! They turned a blind eye to the deeds of helping others, acting bravely, and working hard, but paid attention to the fact that large sums of money donated to the school to receive honorary titles.

When she went to work the next day, she sent a message in the editorial office about this. A newly assigned college student resolutely stood on the same side as Jin Ling, saying, "What's so bad about making money? It has developed production and invigorated the economy, which is beneficial to both the country and the people. It is to encourage children to earn a lot of money in the future, don't be like my mother's generation, who is happy with money, and feels dirty and hypocritical when it comes to money. Besides, now is the era of high technology, and those who can make a lot of money are people with culture and high knowledge structure. ”

Hui Zi said suspiciously: "According to what you say, earning money is the motivation for children to learn?" ”

The college student rightly asked, "Isn't that so?" Fame and fortune are inseparable. ”

Hui Zi is really a little confused, and she doesn't know what the standard of this society is to evaluate a person's success. For example, like Jin Yiming, who is in his early 40s, the title of professor is almost about to be given to him, and his teaching achievements and scientific research achievements can be seen, but his monthly salary is not enough to buy a cashmere sweater or a few catties of hairy crabs, can he be regarded as a successful person in contemporary times?

One day Jin Ling came back from outside in a hurry, shouting and saying to Hui Zi, "I see that woman, I see that woman!" ”

Hui Zi asked inexplicably, "Who?" Which woman? ”

"It's Xingxing's mother!"

Hui Zi grabbed Jin Ling: "Fortunately, didn't you follow her?" ”

Jin Ling shook her head: "Fortunately, I live at my grandmother's house." I begged her to give me the address of my grandmother's house. You see! ”

Jin Ling spread out his hand, and in the palm of his hand was a small hot paper ball. She added: "It's far away, in the suburbs, I've already asked Uncle Glasses." ”

Hui Zi looked at Jin Ling carefully: "Are you going to see Xingxing?" ”

"Of course."

"Okay, mom will go with you."

Jin Ling squinted and laughed: "I know my mother will go." ”

Hui Zi said, "You have to bring some gifts." It just so happened that yesterday our unit distributed apples and went to the street to buy a few picture books. If not enough ......"

Jin Ling interrupted her mother: "I know what Xing Xing likes best. I'm going to wait until I've saved up enough money to buy that thing before I go to see Xingxing. ”

Hui Zi asked, "What is it?" Maybe mom ......"

"No, you won't agree to buy it for me, I'm going to save my own money." When Jin Ling said this, the expression on his face suddenly became very resolute, and he could not be denied by Hui Zi.

Jin Ling ran into his room, closed the door, and began to count the money in his wallet. Including the dime coin, it was only six dollars and three cents in total. She took out the ceramic piggy bank again, pulled down the bottom plate, poured out the one-dollar coin stored in it, and counted for a long time, less than 50. These coins are usually saved by her grandmother and grandmother for fun, blaming her for being too good at spending money, often using up the 10 yuan pocket money in the first half of the month, and having to take out a coin from the jar from time to time in the second half of the month. In this way, the money in the piggy bank does not always increase. It's miserable, and when it's really time to use the money, it's financially difficult.

Jin Ling sat on the bed in frustration, racking his brains for the idea of making money. Selling newspapers? No, no, no, I arrive at school at 7 a.m. and leave at 5 p.m. every day, so how can I have extra time? It's not good to sell scrap, my mother always likes to send the family's waste into the garbage truck at any time, not at all like the budget-conscious old ladies who can save up on the balcony. Or help your classmates with their homework? But she was beaten with a red cross every day for her own homework, who could be so stupid as to hire a "gunman" with a high error rate to add a red cross for herself?

Jin Ling thought about it boringly for a long time, and flipped through the Chinese textbook in her hand without a match. Suddenly, she saw this line of words: "Liberated, the people are the masters of the country." With a flash of inspiration in her mind, she jumped up and rushed out of the room.

My mother was chopping vegetables in the kitchen, and when she saw her, she asked, "Did you do your homework?" ”

Jin Ling said, "Not yet." I'd like to discuss something with you first. ”

Hui Zi stopped her hand and looked at Jin Ling vigilantly: "Did you fail the exam again?" ”

Jin Ling said: "Mom, why do you only have the exam in your mind? What I want to talk to you about is housework. ”

Hui Zi breathed a sigh of relief and told her to speak quickly, because it was already time for dinner, and the dishes on the board had not yet been cooked.

Jin Ling said: "Tomorrow is the first day, can I be in charge of next month?" ”

Huizi opened her mouth wide in surprise.

Jin Ling put forward several reasons: "First, managing my finances can exercise my ability to do things, which you have always wanted me to do; Second, you usually always say, if you don't know the price of firewood and rice, I will be a family for a month, I will definitely be able to improve the concept of saving, and I will not spend money lavishly in the future, which is also what you want me to do; Three 、......"

Huizi didn't wait for her to finish, interrupted her unceremoniously, and asked bluntly, "Say, what do you want?" ”

Jin Ling stuck out her tongue, thinking that her mother was still cunning, and immediately guessed that she didn't want to give it for free. Jin Ling was a little embarrassed, and said, "Actually, it's nothing...... I'm not over...... You only need to give me a total of 300 yuan, and if there is still a surplus after the end of the month, can the surplus money go to me? ”

Hui Zi asked, "Do you really need money?" ”

"Yes, I need it."

Huizi thought for a while and said, "300 yuan is enough for our family for a month?" Still counting on a surplus? You're such a kid. In this way, I'll be generous and give you 1,000 yuan, and all the food expenses will be in it, okay? ”

Jin Ling opened her mouth, speechless in surprise. She didn't expect to get her mother's promise so easily, and she gave 1,000 yuan as soon as she opened her mouth. Oh, my God! 1,000 yuan is a big number, she has never seen so much money in her life. Jin Ling felt that her head was dizzy, her palms were sweaty, and even her mouth was a little bitter. She felt the need for a quiet place to think about it, so she locked herself in the toilet.

Jin Ling sat in the toilet and began to count the accounts with her fingers, and there were words in her mouth: if she only used 200 yuan a month, she could save 800; If she uses 400, she can get 600; Count a lot, use 500, there are still 500 left. Although Jinling mathematics is not well learned, this account can still be calculated. How much is 500 dollars? You can buy 500 "Sailor Moon" cards from street stalls, and more than 1,000 popsicles for 3 cents in summer! God, she was the richest person in the class at that time, what is Zhang Lingling's Barbie doll? What is the 100 yuan brand new ticket in Yang Xiaoli's wallet? She overwhelmed them all!

When Jin Ling came out of the toilet, she already knew about this month's money plan, and immediately solemnly announced to her mother: resolutely put an end to the phenomenon of spending money lavishly, except for rice, flour, oil and salt and other daily necessities, the rest will not be bought. Toothpaste and soap should be spared, and you can only eat meat once, fish twice, and a few eggs in a month.

Hui Zi exclaimed: "Jin Ling, you are too black-hearted, right?" With this kind of money, don't you want to make a lot of money a month? ”

Jin Yiming also protested: "It's not okay, you only eat meat once a month, you are abusing your parents." ”

Jin Ling was proud, and immediately put on the posture of being a family, ignoring the opinions of his parents. The 1,000 yuan crackling ticket in her hand, she carefully hid it in a very secret place, and in addition to her, I am afraid that only rats can find it.

Before going to school the next morning, Huizi asked Jin Ling for the day's food. Jin Ling was in a good mood and took out one yuan and told her mother not to overspend on groceries.

When I went home for dinner at noon, there was only a bowl of vegetables on the table. What can you buy for one yuan in the vegetable market?

Jin Ling ate the green vegetables and felt that the taste was very good, and unconsciously one chopstick after another, a bowl of green vegetables immediately bottomed out, which made Jin Yiming and Hui Zi look at each other, so they had to find a bag of mustard from the refrigerator to eat.

After Jin Ling put down the chopsticks, he asked very carefully the price of oil, salt, monosodium glutamate, gas, and water needed to burn this bowl of green vegetables.

Jin Yiming announced that from tomorrow he was going to partner up in the school cafeteria and would not eat at home. Jin Ling immediately turned around and asked Hui Zi, "Mom, what about you?" ”

Hui Zi stiffened her face and said, "I have to come back, we don't have a canteen in our magazine." ”

Jin Ling said: "Come back, come back, anyway, women eat less than men." But I have to make it clear: I can't get reimbursement for eating out. ”

Jin Yiming sighed and said: "I'm really sad, in the future, your mother and I will be old, if we have to rely on you to support you, what a miserable scene it will be!" ”

Jin Ling disagreed: "You shouldn't have such an association, because at that time I will be able to earn money myself, and I will earn a lot more money than you, so that you can't spend it all you want, and I don't know what to do with that money." ”

Jin Ling said as she felt a little hungry and habitually opened the refrigerator to find food. There was a bag of bread that he bought a few days ago, and Jin Ling originally thought it was not delicious, but now he eats it with relish. Hui Zi didn't say anything, only snickered beside her.

At dinner, a bowl of braised pork ribs was unexpectedly placed on the table. Jin Ling was probably hungry and panicked, so he sat down and grabbed a piece of import. After chewing twice, his eyes suddenly widened, and he jumped up and shouted: "Mom, how can you steal money to buy meat?" ”

Hui Zi said, "I don't know where you hid your money. I bought this rib last week, and I haven't eaten it in the freezer. ”

Jin Ling let out a long breath and sat down again, and the chopsticks began to "sweep" into the pork rib bowl frequently, of course, he also knew to take care of his parents, and said inartfully with a piece of meat in his mouth: "You eat." ”

After a while, only soup remained in the pork rib bowl.

Jin Ling wiped her mouth with satisfaction and began to announce a "revised plan" for this month's household: the stock in the refrigerator is okay to eat, and you can also save money, and call on grandma and grandmother to send more delicious meat.

Although Jin Ling clutches the money very tightly, some expenses still cannot be reduced, for example, milk cannot be unordered, newspapers cannot be bought, oil, monosodium glutamate, toothpaste, laundry detergent, toilet paper, batteries, etc. are not durable goods and need to be purchased frequently. A week passed, Jin Ling took out the money and counted it, and it had already used 200 yuan. Jin Ling really wondered in her heart: I didn't use much money, why did I lose money so quickly? Could it be that Qian will grow his feet and slip away by himself?

After thinking about it, she is still very optimistic, because according to this calculation, a month is four weeks, and after using 800 yuan, there will be 200 yuan left, which is enough for her heartbeat.

However, more serious problems appeared: the liquefied gas had to be replaced, the stove had to be repaired, the water and electricity rent had to be paid, and Jinling's school had to collect cram school fees, difficult class fees, additional textbook fees, and exam paper printing fees...... Oops, it's endless. Seeing the money flowing out like flowing water, Jin Ling's heart was like a knife, and there was really a kind of sadness that wanted to cry without tears. At this time, Jin Ling completely lost confidence in the word "surplus", and she no longer expected that there would be a penny in her wallet. She said to her mother with a pluster: "Now that I am really sensible, I know that it is not easy for you to support me." I decided to return to the house and no longer ask for anything in return. ”

Hui Zi said: "Since the matter has begun, it is best to do it to the end." It's just not enough, I can add a fee. ”

Jin Ling shook her head, unable to agree. She felt that the process of spending money was too thrilling, and she couldn't stand the grief of cutting her flesh and tearing out her heart.

Huizi discussed with Jin Yiming, thinking that it was not easy for her daughter to come home this time, at least she had received a deep education in how to use money, so she gave her 100 yuan as a reward.

Jin Ling was overjoyed when he got the money. On the one hand, she felt sorry for her mother and felt that she had given too much, but on the other hand, she really needed this money. She decided that she would only accept such a huge grant again and never again. After she told her mother what it meant, Huizi felt very relieved, thinking that her daughter had really grown up.

Jin Ling went to the store with all the money on her and bought back a beautiful Barbie doll. When I went to the store with my mother that time, I was fortunate to stare at the Barbie doll intently, and Jin Ling had the idea of giving her one at that time. When Jin Ling came home with the big gift box, she was still a little nervous, for fear that her mother would blame her for buying such an expensive thing. But when my mother asked Ming Doll to send luck, not only did she not blame, but she also sighed to her father: "Our daughter is really a kind-hearted child, and I have never seen her so generous among the children of friends and classmates." He also said: "When she steps into society in the future, she will not be able to stand on her feet, because well-wishers will always be rewarded." ”

Jin Yiming said: "What did I say before? Your child will not be a person based on her academic performance alone, and you don't need to make her disgraced all day long. ”

Jin Ling overheard her parents' conversation outside. She wanted to cry a little because she didn't expect her parents to trust and understand her so much. She thought that she would have to work harder in the future and not let her parents down.

Barbie was delivered to Yuki the day before Christmas. It took Huizi half a day to accompany Jin Ling to find Xingxing's grandmother's house. Fortunately, I had a good life, but there was always a little melancholy on my face that was not commensurate with my young age. When she saw Jin Ling, she was also happy in her heart, but she was not like Jin Ling's ecstatic screaming. She just smiled faintly, took Jin Ling's hand tightly, and refused to leave a single step.

That beautiful Barbie doll, fortunately, held it to her chest with her other hand, as if she was holding the most precious thing in the world.