From being surprised by the audacity of the Haihan people at the beginning, to slowly understanding the situation and gradually getting used to the situation of the Haihan people's control of the Shengli Port area, Li Nai gradually accepted this fact in several contacts with the Haihan people in the past few months. (Baidu search update is the fastest and most stable dìng) (.)

Although Shengli Port and Tian Du are just a county, the ability expressed by the Haihan Executive Committee is far from being comparable to that of ordinary county yamen, and even if it is a state-level yamen like Yazhou, Li Nai thinks that there is no bright spot in front of Haihan people. However, for these merchants who came to Victory Port for the first time, the relatively independent status of Victory Port really surprised them.

The next place Ren Liang took them to was the Shengli Port Currency Exchange Huàn Center, which is currently the only building in the business district that has been completed and put into use. This one-acre building is made of heavy stone on all four walls, the style is thick and simple, and it looks inconspicuous from the outside, but it is one of the most important places in the port area, and almost all the cash in the port area is stored in this building.

After Ren Liang brought the merchants here, the staff of the Ministry of Finance took over and introduced the unique negotiable securities financial system of Shengli Port to the merchants.

At present, the Ministry of Finance of the group is mainly based on basic financial and accounting work, but recently the Executive Committee has handed over the preparation of the banking system to the Ministry of Finance to be fully responsible, so this department has also changed from an idle and miscellaneous yamen to a fragrant bun, and even Qiu Yuan, who has long been assigned to the foreign affairs department on the side of the Ya Office, also sent a report asking to be transferred back to the Finance Department, after all, he was a cashier before he crossed over, and he was born in the financial department of 800, and he also had more contact with banking business. However, even if Qiu Yuan can have an additional identity in the finance department, he will not be able to take advantage of the competition within the finance department, because the executive committee has basically finalized the leadership of the bank.

The candidate came from Schneider's recommendation, who, as head of the finance department, had recommended several available people to the Executive Committee before he left the country to prepare for the future central bank in Victory Harbor.

Cai Jinmei is one of Schneider's favorite candidates, and he personally invited him to participate in the crossing. This woman, who is not yet 30 years old, worked in the credit management department of a city commercial bank before the crossing, and has already become a deputy supervisor, and her future is bright, but after her supervisor was investigated for corruption, she was also implicated as a henchman. Although Cai Jinmei herself did not do anything illegal and undisciplined, this whirlwind still blew her away from the bright road and was transferred to a remote district and county to serve as the director of the sales department.

Schneider and Cai Jinmei met at work, and they made friends after coming and going. After Schneider went to Guangzhou to meet Tao Donglai and others for the first time, he got the news of Cai Jinmei's transfer, and immediately tried to encourage Cai Jinmei to participate in the crossing operation. At that time, Cai Jinmei, who was in a state of discouragement, did not think too much, so she resigned from her job and flew to Guangzhou under the persuasion of Schneider. After that, she naturally entered the Ministry of Finance, and was treated by Schneider as a reusable subordinate.

The reason why Schneider values Cai Jinmei so much is not because he has any personal relationship with her, but because he really likes her professional level. Cai Jinmei has worked in the bank for seven or eight years, from teller to deputy head of the credit department, her personal ability is undoubted, and she is very familiar with the operation of the banking system, which is an indispensable and important chess piece in the financial system planned by Schneider. With such a number one person, the crossing group can make fewer mistakes and detours when building the financial system.

Cai Jinmei is probably not a beauty in the eyes of most men, her height of 1.75 meters is enough to make half of the male compatriots in the crossing group feel inferior, but she is as thin as a match, and she has no body curves or beauty at all. And she also has a very fatal problem is her poisonous tongue, and most of the people who have dealt with her have been humiliated by her words. The ID used by Cai Jinmei on the internal forum of the crossing group is the original name, and she is also one of the well-known famous trolls, except for the old man Yuan, who is too senior to speak ill, the other members of the executive committee have basically been sprayed by her, including her Bole Schneider.

In view of this situation, although Cai Jinmei is single, there is still no one in the crossing group where there are more men and fewer women. However, Schneider and the other members of the executive committee believe that because of this, Cai Jinmei, who has extremely simple social relations, is more suitable to manage the money bag, and has an enmity with everyone, so that she will not form a gang lightly, and the possibility of abusing power for personal gain can be greatly reduced without a family.

"Ladies and gentlemen, this is our Ms. Cai Jinmei, who is in charge of finance, and Ms. Cai Jinmei will explain the detailed rules of local currency to huàn. After Ren Liang made a brief introduction, he immediately smeared oil on the soles of his feet and slipped away. After he became the director of the port management committee, he had a lot of dealings with the Ministry of Finance, and because of the slow construction of the currency-to-huàn center, he was chased by Cai Jinmei and sprayed it not once or twice, knowing that this woman could not be provoked.

Cai Jinmei succinctly explained the rules and methods of currency exchange in the local currency, and reiterated the rule of using negotiable bills as the sole currency in Shengli Port. After finishing speaking, Cai Jinmei looked around the crowd proudly: "If you have any questions, you can ask me now." ”

Someone asked, "What if you refuse to exchange your money for any of your coupons?"

Cai Jinmei glanced at this person and said coldly: "If you don't want to change, don't change, no one forces you to change!"

The man didn't expect Cai Jinmei's attitude to be so tough, and he was stunned and said, "Then I won't change it!"

"Write down this business name and don't accept their money!" Cai Jinmei's temper was even greater: "In this place of Shengli Harbor, you can't even buy a single hair of silver, I see how you do business!"

When the man heard this, he remembered that Li Nai seemed to have said earlier that this place could only use negotiable coupons, and that silver would have no use here. Just when I didn't know what to do, I saw a middle-aged man in Haihan's short clothes come in with a few people: "Xiao Cai, don't be so stiff with your attitude towards new guests!"

Ren Liang appeared next to him at the right time: "Let me introduce to you, this is Mr. Tao Donglai of the Haihan Executive Committee." ”

"Look up for a long time!" "I have heard Mr. Tao's name ......" "I have admired Boss Tao for a long time......"

A group of merchants present stood up to salute, and they also spent a lot of energy collecting information about Haihan from various channels before coming to Shengli Port, and Tao Donglai has faintly become the image of the first person in Haihan in the rumors of the outside world.

After Tao Donglai greeted everyone, he continued the topic just now: "The reason why we want to set up this currency exchange system in Shengli Port is not to covet your money, but purely to facilitate everyone's transactions here. You can imagine that the silver and copper coins brought by each family are different in fineness, and it is quite troublesome to settle the money, and we exchange it into a unified currency for everyone, which is not only easy to carry, but also easy to count, and there is no problem of folding color. When you leave Shengli Port, you can exchange the negotiable coupons you hold into cash, and the silver we take out is of uniform fineness, and it will definitely not be lower than the official silver standard. ”

Tao Donglai glanced at Cai Jinmei, who asked people to take out the silver ingot samples that had been prepared. These silver ingots are all cast by the crossing group itself, the standard double-winged silver ingot shape, cast with Haihan character logo, the weight is divided into one tael, five taels, ten taels, fifty taels and one hundred taels of five specifications, so as to facilitate counting. At that time, a silver scale was also prepared for everyone to weigh on the spot. After looking at the samples, even the merchant who questioned the necessity of redeeming huàn just now readily admitted that there was indeed no problem with the quality of the Haihan silver ingots.

Tao Donglai continued: "Ladies and gentlemen, we have a large amount of money with the outside world, and it is in the amount of 100,000 taels every month, but there has never been any problem. Rest assured, if the silver is placed here, we will send someone to take care of it on our behalf, and nothing is indispensable!"

Ren Liang said: "Bosses, if you want to exchange silver, hurry up, after lunch, I will take you to visit all kinds of local goods, and if you don't have a circulation coupon, you won't be able to place an order!"

Ren Liang got to this point, and the merchants couldn't hold their breath anymore.

"Change for two thousand taels first!" "Zhang San, go back to the boat and bring the silver box!" "Mr. Tao, dare to ask how to exchange the gold ingots?"

For this chaotic situation, Cai Jinmei was prepared for a long time, and immediately asked the staff to guide these merchants to several counters to go through the procedures for redeeming huàn. Although there were some small disputes over the folding of the silver, in general, the whole process of exchanging huàn proceeded in an orderly manner. Each merchant more or less redeemed some circulation coupons, although it was a little distressing to watch the boxes of cash turn into a stack of colorful pieces of paper in a blink of an eye, but thinking that the subsequent purchase must use these small pieces of paper to carry out, the merchants couldn't care so much.

In just one hour, the center collected more than 30,000 taels of silver and more than 700 taels of gold, and distributed a corresponding number of negotiable coupons to the merchants. According to the current exchange rate, the exchange rate between Haihan negotiable notes and silver is still one to one, that is, one Haihan yuan is exchanged for one tael of silver. However, because the fineness of the silver brought by the merchants is uneven, this kind of exchange will also be folded according to the actual situation.

Although it seems that there is no direct benefit to this kind of measure, and after collecting the silver of different fineness, it has to be refined and recast into high-purity silver ingots and returned to the merchants who need to withdraw the silver, but the Executive Committee is well aware that this is not a meaningless wasted effort.

First of all, this kind of measure can gradually establish credit for the banking system, prepare for the export of the financial system in the future, and establish a monetary system based on precious metals; second, all precious metals will be concentrated in the hands of the Executive Committee, and more controllable negotiable bills will be used as the local currency, so that the Executive Committee can effectively control the local economic lifeline, and have a very intuitive effect on the price control under the current public ownership environment; third, this is also to allow foreign businessmen to form the concept of the local Haihan as the mainstay, and gradually establish the external authority of the Haihan Executive Committee。 Finally, after the silver ingots cast with the Haihan logo circulated to the Ming society, they could also effectively increase the influence of the Haihan in terms of economy and culture.

Of course, this is not unquestionable, because this process of reminting can easily lead to the Gresham effect, which is the phenomenon of bad money driving out good money. After a large number of Haihan silver ingots with good fineness and uniform specifications enter the pockets of Daming merchants, they are likely to withdraw from the market circulation and become the wealth of collection, while the merchants who trade with the group will always use inferior silver ingots of different fineness, which will have a negative impact on the Haihan economy if this situation continues for a long time.

However, the Ministry of Finance soon explained at a public debate held by the Executive Committee that, according to the knowledge of the modern economy, Gresham's Law is actually a monetary phenomenon exclusive to the period of coin circulation, and the current Victory Port area has begun to gradually replace precious metal currency with convertible huàn banknotes, which is actually a debt certificate issued by the financial department of the group, which is currently in the stage of credit establishment and still needs to be linked to precious metals. When the total economic volume of the group reaches a certain scale and the bank credit is recognized by the society, it can begin to issue real credit currency, detach itself from the standard of precious metals, and independently play the function of currency, that is, the currency of various countries commonly used in later generations.

Coupled with the guarantee of the semi-compulsory exchange measures adopted by the Victory Port, as well as the current large surplus in the foreign trade of the crossing group, it can be said that the losses that can be caused to the crossing group on the issue of the fineness of precious metal currency are extremely limited, and this loss is completely acceptable compared to the huge gains that the current monetary policy can bring in the future.

In the final analysis, this is still a question of actual purchasing power, as long as a single monetary system is maintained within the territory of the crossing group, then the actual purchasing power of precious metal currency will always tend to be close to zero, and negotiable bills are "good money" in the true sense. As the territory and influence of the group continue to expand, the credit of the negotiable bills or paper currency will become more and more stable, which is enough for the early development of the group.

After the end of the currency exchange huàn, as part of the local tradition, the merchants who came to the port of Victory for the first time were treated to a reception feast. Of course, during the banquet, Tao Donglai did not forget to promote various local spices, fruits, crops and seafood to the merchants in a timely manner.

Compared with the export of industrial products, which have achieved great results, the pace of development of agriculture is relatively slow. A large number of cash crops have to wait one to two years, and even four or five years before they start to make profits, so there are not many varieties that can be sold. In addition to the hundreds of acres of rice fields developed by the Ministry of Agriculture, which have been harvested for two seasons, the cargo ships returning from North Vietnam will also bring back some rice to some extent as a strategic reserve for the base camp. Especially after the start of the North Vietnamese immigration program, because of the imminent period of rapid population growth, the Executive Committee also specially adjusted the transportation capacity to increase the import of North Vietnamese rice. However, the export of rice to the mainland is of little significance, and the price is more than ten times lower than that of illegal salt.

After they were full of wine and food, the merchants submitted their manifests one after another, explaining the types and quantities of goods they brought. These goods are basically purchased in accordance with the requirements of the Guangzhou Office, most of the various raw materials and daily necessities required by the group, so there is no problem in the intention of acquisition, but a small number of goods in the price of a certain amount of controversy, but generally not to affect the final transaction results After all, so far away have been shipped, is it difficult to become a little bit of price difference and then pull back to Guangzhou? No one would be so stupid, not to mention that the offer given by the Haihan people was not without profit, and the deal was often reached after a few words of controversy.

Then came the highlight of the multi-day journey from Canton to this remote port, not just to sell the goods, but also to bring far more from trafficking in Haihan goods. "Fu Ruifeng" has made a lot of money in Guangzhou in the past few months, and everyone has long been jealous, and now it is finally their turn to wait for this opportunity.

Due to the large number of merchants coming to Shengli Port this time, the commerce department does not plan to adopt a one-to-one trade negotiation model. In fact, after receiving the telegram notice from the Guangzhou Office in advance, the relevant departments formulated a series of new sales strategies to deal with the collective visit of foreign merchants.

This product sale event was arranged in the conference room in the No. 1 base, and all the merchants found a card on the arranged seats, which said A, B, C, D, etc., each family took one.

Ren Liang explained: "Because there are too many bosses who came to Shengli Port to take care of the business this time, and the number of goods we prepare is relatively limited, for the sake of fairness, we will adopt an open auction method to sell this time." ”

As soon as Ren Liang said this, the merchants all let out a low discussion. The auction model is not new to them, and they are not dissatisfied with the Haihan people using this model to sell goods, because the shortage of Haihan goods is already a well-known thing, and it is understandable for the Haihan people to do this, after all, everyone wants to sell their things at a higher price. Some people regretted that they should not have waited for the fleet to set off from Guangzhou together, and if they had gone south immediately after receiving the news from the Guangzhou Office, they would have returned with a full load.