Chapter 208 Buying a House in Partnership

Thinking like this, Lu Xiaoxi was in a very good mood, and pulled Gu Yu to look at it from house to house, and specially went to the place where the third ring was closer to the fourth ring, so that the price would be cheaper.

After hearing that Lu Xiaoxi wanted to buy a one-bedroom apartment of fifty or sixty square meters, Gu Yu suggested:

"Why buy such a small house? At least buy a two-bedroom one, preferably a three-room.

The population of Yanjing City is growing rapidly, and the house is not expensive, and it will be more valuable in the future. I still recommend that you buy a hundred square meters or so. ”

"No money." Lu Xiaoxi glanced at Gu Yu angrily.

She didn't expect Gu Yu to have this insight. If she hadn't been born again, she wouldn't have thought of buying a house.

Seeing Gu Yu's smiling appearance, Lu Xiaoxi was a little angry:

"It's not that you don't know the situation of my family, we came from New Province but we are poor and white. My dad's salary, plus the income from our Chinese medicine clinic, is good to be able to pay off the mortgage.

The 300,000 yuan for this down payment was only earned by my luck and an antique. Where do I have the money to buy a big house. ”

Lu Xiaoxi made 280,000 yuan in one go by shopping for antiques, but she didn't dare to rely on this income, even if she was able, it was extremely difficult to pick up the leaks from the piles of fakes in Panqiao.

What's more, she can't afford time and is about to start school. She can't keep Panqiao every day, she can only come to see it occasionally, and finally look at luck.

Lu Xiaoxi didn't want to waste all her time, so she would rather earn less, and with acupuncture in the future, her life would not be sad.

Gu Yu still had a smile on her face: "Then your 300,000 yuan is not enough to buy a 50-square-meter house, right?" ”

"Stupid, I can take out a loan." Lu Xiaoxi gave him a blank look, this thing must have deliberately hit her.

"Silly girl, don't you know? Retirees and unemployed students are not allowed to apply for housing loans. Gu Yu's smile had a hint of pampering.

"So I have to buy it in full?" Lu Xiaoxi was a little angry and vomited blood: "Where am I going to rob so much money!" ”

"You can buy it with me. According to my current position, the down payment is only 20%, and the interest can be discounted by 7%. ”

"So cool?" Lu Xiaoxi's eyes lit up.

"I have saved about 300,000 yuan in the past few years, and we can buy a bungalow with a yard together. As for the mortgage, we can also pay it together. ”

Lu Xiaoxi's heart was moved!

Bungalows with yards, in another ten years, the courtyard houses will be expropriated and turned into cultural heritage, while ordinary bungalows will basically be demolished. The bustling Yanjing City, with high-rise buildings and every inch of land, where can there be a bungalow to occupy space?

After the demolition, there is naturally a high amount of compensation.

It's really cool to buy a yard now, you can be happy for a few years, and you can make money in exchange for two or three houses in the future.

But the question is: "I haven't heard of buying a house in partnership, who will own the house then?" ”

"Yours. Write your name on the title deed. Gu Yu's face was open-minded:

"If you can't get over it, I'll lend you money to buy it, and I'll pay it back when you have the money. If you marry me, you won't have to pay it back.

Anyway, didn't your An'er say that we can get married in three years? My grandpa can't wait for you to come in. ”

Lu Xiaoxi's face turned red.

Be shameless, who wants to marry you!

But now that we're talking about saving money to buy a house, you can't stop talking about it just because you're shy.

"I won't take advantage of you, we will pay half of the money, and we will pay half of the mortgage, and if the house appreciates in value, we will sell half of each. If I live by myself. ”