PS； It took a day and a night.,Finally complete the reset.,Friends with chapters can refresh it.,There are a few stories in front that are pretty good.,For example, 'Tokyo Weird','Horror Sunset Red','Wig',These stories are all realistic themes.,Maybe one day it's blocked.,Cherish it.,This year,It's not easy to write these stories.,It's even more difficult to read it.。

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After some twists and turns, Yan Fengjiao got the contact information of Zhang Shuai's sister.

For 30 yuan, she is like a chicken, others will be lazy, but she is very dedicated to her work.

"Hey, are you Zhang Jing?"

"yes!"

"Zhang Shuai is your brother!"

"yes, what's the matter with you?"

Yan Fengjiao continued to pretend to be a lawyer: "That's the case, Zhang Shuai has violated the criminal law and constituted the crime of fraud if he defaults on the bank arrears, and we have sent the summons from the court to your village judicial office, you can notify him again!" ”

As soon as she heard this, the girl became anxious: "How much does my brother owe you?" ”

"3400, if you can help him pay him back, we won't sue him!"

"I can give up the college entrance examination, I will definitely pay back this money, you give me some time, I will look for a job tomorrow!" The girl cried and pleaded.

"It's too late tomorrow, we won't wait that long!"

"I went to borrow from my teachers and classmates, but I may not be able to borrow that much, can I pay back some of it first?"

"The minimum first payment is two thousand, and it must be before 12 o'clock tomorrow!"

"Okay, you send my brother's credit card number, I'll pay him back tomorrow, and I'll call you!"

Yan Fengjiao reported the credit card number of the debtor, although Zhang Jing had promised to drop out of school and work to repay the debt, Yan Fengjiao still couldn't take it lightly.

The next day, Yan Fengjiao contacted all the people related to Zhang Shuai again, and continued to threaten and intimidate, if the other party still refused to repay the money, she kept harassing the people around the debtor until the money was repaid.

This approach is often very effective.

At noon, Zhang Jing called: "I have already paid back 2,000 yuan, you can check it!" ”

Yan Fengjiao immediately reported the debtor's account to the team leader, and after the team leader verified with the bank, he had indeed repaid 2,000 yuan.

But there is still 1,400 yuan left to pay off, and this list is not over.

So, Yan Fengjiao called Zhang Shuai's girlfriend again: "Zhang Shuai still owes the bank 1,400 yuan, if he doesn't pay it back, we will go through the legal process!" ”

The other party said angrily: "You can sue whoever you like, he owes you money, and I don't owe you money, why do you harass my parents every day, and call my work unit, are you sick?" ”

"He doesn't answer my phone, I can only call you, please inform Zhang Shuai, we will summon the court ......"

"Doodoo Dot ......"

Without waiting for Yan Fengjiao to finish speaking, the other party hung up the phone.

It seems that Zhang Shuai's girlfriend will definitely not help repay the money.

Yan Fengjiao could only call Zhang Jing: "When do you plan to pay back the remaining 1,400 yuan?" ”

"I've got a job, I have to work for a month before I can get paid, will I be okay next month?" The girl pleaded.

"No, the money your brother owes has been delayed for a long time, and I can't wait for you for a month!"

"However, I have already borrowed all the people I can borrow, and I really don't have any money!"

"That's not good, you don't have to prevaricate me, if the rest of the money can't be paid, we will still sue!"

"Otherwise, when I work in this hotel for 20 days, I will ask the boss to advance 1,400 yuan in salary, do you think this will work?"

"I'll give you fifteen days at most!"

"Okay, I'll give my ID card to the boss, and I should be able to advance 1,400 yuan in half a month, and I'll call you then!"

Yan Fengjiao also saw that the other party really had no choice, as long as it was like this first.

Half a month has passed, and she is busy collecting other lists, but she has not forgotten to bombard Zhang Shuai's relatives every day, and she was forced to change the phone number of the village party secretary.

And other lists are not going well, some debtors have left their places of residence for many years, and basically do not contact their relatives, Yan Fengjiao just makes the phone calls diligently, and it is useless.

Of course, there are too many people who owe money to the bank, not hundreds of millions, but tens of millions, and these bad debts that cannot be collected are transferred from one collection company to another, and the interest rate is as high as 18%.

It is impossible for banks to sue tens of millions of people to pay back their money.

There are also some people who deliberately open a lot of credit cards, raise the limit very large, and when they are about to die one day, they will take out the money and leave it to their children.

As soon as the debtor dies, no matter how much money he owes to the bank, the debt relationship will be automatically discharged.

But the collection company is not a bank, they have no scruples and bottom line, so the collection company should get the money back as much as possible while they are alive.

Intimidation is a deterrent, but most people don't know that collection agencies are legitimate, but their collection methods are definitely not legal.

If the person being collected turns on the phone recording, it is easy to collect evidence that the collection company has seriously violated personal privacy, involving defamation, intimidation, defamation, reputation infringement and so on.

However, unless the person has worked for a collection agency, he will not know the inside story.

That's what the collection agency does.

In fact, it is difficult for the elderly to apply for a credit card, and intentional fraud is only a small probability event.

Most people really don't have the money to pay it back.

So if you want to work in a collection agency, there are two things that you have to throw away.

Conscience and cheekiness!

The days passed like this, and Yan Fengjiao only needed Zhang Shuai's 2,000 yuan.

Finally, on the 16th day, she waited for Zhang Jing's call, and the remaining 1,400 yuan was paid off.

"Feng Jiao, well done!"

At the meeting in the evening, the team leader specially praised her, which was the first order she completed.

Yan Fengjiao is very happy, she earned 30 yuan, maybe it won't take half a year for her to be promoted to team leader.

That night, she came to the mirror again, and asked herself over and over again: Is it worth it for 30 yuan?

There was still a voice telling her: How much is conscience worth these days?

Oh, yes!

How much is conscience worth these days?

However, just a month later, Yan Fengjiao unexpectedly received a strange phone call.

"Hey, who are you?"

"I'm Zhang Shuai, the one who owes you 3,400 yuan!"

Yan Fengjiao then remembered that there was such a person as Zhang Shuai, "The money you owe, your sister has already helped you pay it back, I won't harass you anymore!" ”

"Huh...... For the 3,400 yuan, my sister gave up the college entrance examination and ruined her life's future.

My dad knew about it, and he killed himself.

My girlfriend broke up with me,

Gone......

I have nothing, and the people in the village point fingers at me, saying that I have broken the law, and I have nothing......"

Yan Fengjiao said confidently, "It's useless for you to tell me this, I'll say it again, the money you owe has been repaid, and you don't need to call again in the future!" ”

At this time, Yan Fengjiao heard that the other side of the phone was very noisy, and it seemed that someone was shouting to Zhang Shuai: Young man, calm down, don't jump......

"Hello?" Yan Fengjiao shouted into the phone.

"No, I'm nothing...... You wait, I won't let you go! ”

This was Yan Fengjiao's last sentence before hearing Zhang Shuai's death, and then she heard a scream, like some heavy object falling from a high altitude and falling to pieces.

For five minutes, Yan Fengjiao didn't make a call, just sat in a daze.

Yes!

She was in a bad mood.

She was sad.

Then, she came to the mirror again and asked over and over again: Is it worth it to force two people to die for 30 yuan and force the girl to destroy her future?

Yan Fengjiao, Yan Fengjiao, is your conscience worth 30 yuan?

Zhang Shuai owes money to the bank, and he doesn't owe you, is it really worth it for you to ruin his life like this?

She asked over and over again.

The mysterious voice told her over and over again: It's worth it, because it's your job, enjoy the 30 yuan, without a conscience, you will make more money in the future.

Then, Yan Fengying smiled.

Soon, she has passed the probationary period, and she will have more than 100,000 arrears in the future.

Only if you find these business friends who owe money, they will obediently repay the money, which is much better than the money of those poor ghosts.

In the past three months, due to Yan Fengjiao's excellent performance and unscrupulous means, she was lucky to be trained as a team leader.

Everything should have gone smoothly, but I don't know what's going on lately, and she's particularly unlucky.

I just got paid my salary last month, and I lost all of them before I kicked the heat in my pockets.

In addition, Yan Fengjiao often has nightmares.

But the most terrifying thing is still to come......