The staff member was able to go out, but it was only half an hour, and he came back in a hurry, this time he was so anxious that he was sweaty, his clothes were all wet, he entered the door, and went straight to Chen Ducai, and said: "County Zun, there are people in the grain stores of Yanjin and Yuanwu counties, saying that they want to pay for the silver and collect the grain. ”

Chen Ducai's heart beat wildly.

He has been an official for more than ten years, and he has his own heart to do things, and he has not seen much, so he knows that if it is an accident that Zhongmu County COFCO came to find himself to collect grain, Yanjin and Yuanwu counties suddenly made a noise to collect grain, and there must be another hidden secret.

He sat up straight, staring at the staff member for a reply.

The staff wiped the sweat on his head with his sleeves, and said again: "The little one asked people to find someone from the Zhongmu County COFCO Bank, and only said that they would double the silver, let them act according to the deed, and return the grain according to the previous time, but the other party only refused, and the grain will be collected back in two days......

Chen Ducai swallowed his saliva, couldn't help but be frightened in his heart, and asked, "Why not?" ”

There are only two possibilities for grain banks to rush to collect grain, one is that grain prices suddenly rise sharply, and grain merchants are anxious to take back the grain and sell it, and the second is that some people know the strangeness in the regular closing position and are making a tentative move.

If it was the former, he would be smashing the pot and selling iron, and he would have to find a way to deal with the past, if it was the latter, this time it would be really unavoidable.

However, it is a big sin to use the grain in the regular closing position privately, and he has been very careful for most of the year, whether it is the shipment or sale of the grain, he is extremely cautious, for fear that the buyer will leak the news, and he does not even dare to open and sell it, and would rather lower the price to find a partner with the old man.

The two sides have experienced things together in the past, each holding the handle of the other in their hands, they are all in the same boat, and it is impossible for the other party to leak the news, and their own place is also extremely secretive, normally speaking, it is impossible for others to know.

The staff shook his head and said, "The man won't say." ”

Chen Ducai said angrily: "He refuses to say, you can come back like this?!" Am I raising you to eat dry food?! ”

Seeing that the staff member looked at a loss, he was very impatient, and frowned and shouted: "You have followed me all these years, how can you not grow at all!" But a person who works in the grain bank, he refuses to say, you just give a few times of money, and then you refuse to say, smash dozens of times, it's really tight-lipped, lose one or two hundred, I don't believe there is anyone who doesn't open his mouth - is he not able to make gold?! ”

The staff had him speak, Nuo Nuo repeatedly, and hurriedly retreated, less than an hour, rolled back, this round was no longer bothering to wipe his sweat, panting and said: "County Zun, I heard, I heard that Quanzhou and Mingzhou committed the sea flood, and together with the autumn flood, they are now suffering from disasters, and this year I am afraid that the grain will not be harvested in several large states along the coast, and a bucket of rough grain has risen to more than 200 Wen, and now it is a price a day, and all over the capital are well-informed, and they are collecting grain everywhere to ......sell it."

Chen Ducai this time, he could hardly even sit still.

The merchants are profit-seeking, and their own families only borrow a month's worth of grain from the grain merchants, and the money is calculated on a daily basis, which is a good deal in normal times, but at the moment, compared to it, it is nothing at all—once it is sent to the coastal states, it can almost triple the income, such a good thing, only a fool would refuse!

It is useless to double the original deed paper at home, let alone double, it is useless to multiply it by tripling, five, or even tenfold.

The more he thought about it, the more chaotic his mind became, and before he could find a way to deal with it, he suddenly heard someone knocking on the door outside and shouting, "County Zun!" ”

There was no need for Chen Ducai to speak, the staff member had already hurriedly answered the door, and saw a man in his forties standing outside - it was Chen Ducai's cousin.

Cousin Chen entered the door, hurriedly stepped forward, and was about to talk to Chen Ducai, when he suddenly woke up, the staff member was still standing inside, and hurriedly glanced at him.

The staff is also a smart one, and he can retreat immediately.

For a while, only the two Chen brothers were left in the house.

Chen Ducai was already in a mess in his heart, and he had no clue, but when he saw his cousin at this time, his heart was even tighter, and he exclaimed: "Didn't I tell you to stare at the grain collection and cashier in Junyi Qiaofang in the capital?" Why are you coming back now?! ”

He broke out in a cold sweat, and involuntarily raised his voice, urging: "He occupies the majority of the place, if the silver and grain can't be recovered, what will happen to our clan, don't you know?!" ”

How could Cousin Chen not know, but this time he didn't care about justifying, and was already anxious to reply: "Big brother, the Li family is out of business, I go to the door every day to urge, only for a steward to come out and fool me, I lived for half a month, I didn't hear anything, I was very unhappy, I always felt that there was something wrong with it, so I bought the account room in the warehouse of their Panlou Street, and then I knew that the Li family's several places have not released silver for more than half a year, and only cashier every day, not silver......

Chen Ducai heard that his whole body was cold.

Unleash the treasury and release the profits.

All the money he moved out of the regular liquidation was transferred to the family in Junyi Bridge in the capital, and even if the interest was less, he didn't dare to look for another family. In addition to not wanting to attract the attention of others, the biggest reason is that he is afraid that he will not be able to collect the money if he releases it.

Lending money is always risky, and the higher the interest, the higher the risk. Even harder to find than silver are borrowers who can afford to pay interest.

Is it that easy to make money? If you give one or two pieces of silver, if you give it to the borrower who waits for the land or property, you can receive a maximum of three cents a year - people don't need to come to you to borrow it!

There is land and land, there is property and shop, where can I not go, the city is easy to give silver, the annual interest is only two cents, why bother to give you an extra cent of interest for nothing? Only those who do not have enough property to pay the money will go to the private treasury to find the silver.

How to judge how to borrow money from these borrowers, how much to borrow, how much to borrow, when to repay, if not repaid, how to deal with it, sure enough, the money can not be returned, and the capital is nowhere to be seen, how to cover this loss, you have to go through the charge of the matter to know how to deal with it.

This time, because the time was too tight, he didn't have time to go to the capital to find him, so he had to take the deed paper in his hand and mortgage it with the unpacking of the warehouse in the county town near the left to exchange for silver, and fill the Chang Ping.

However, today, Cousin Chen suddenly came back and said that the Li family's unpacking on Panlou Street had not released silver for half a year, how could this not make Chen Ducai panic.

Money has a cost.

Unpacking the treasury cashier, every year to pay interest to the person who puts the silver in according to the capital, and now the unwarehousing on Panlou Street only collects cashier, not profit, where does the money go? !

Do you give out every day for nothing?!

He moved out so much official silver from the usual liquidation, where did Li Chengwei use it!

When the time comes, can he still return the silver, he still doesn't plan to return it!

If not, what will he do......

Chen Ducai was sweating all over his body, and on a hot day, he only felt that the sweat was flowing all the way down from his chest, gathering on his belly, and on his back, like a crawling vegetable worm, arching the green back on his skin, making him itchy and painful, but he couldn't move at all.