Chapter 49: If you buy it yourself

"Auntie, how many square meters of your house is, and how much do you plan to sell it?" Su Wan picked up the pen and the book dedicated to recording the house, and carefully inquired about the information of the house.

"The house is more than fifty-three square meters, two bedrooms and a small hall, I plan to sell it for 200,000 ......" said, Aunt He looked at Su Wan with an inquiring gaze.

That means asking: am I selling at this price, is it low or high?

Su Wan summed it up, the location of this house and the nature of the semi-school district house, the price that Aunt He wanted was not expensive, and it could even be said to be relatively cheap.

"It's okay, Auntie, if someone fancies your house, can it be cheaper?" Su Wan asked routinely.

"Yes, I want to sell the house as soon as possible and divide the money among my brother and sister." Aunt He nodded busily.

"Auntie, is your house too old to take out a loan?"

Su Wan seemed to remember that the houses in that neighborhood seemed to be from the mid-80s, although the appearance had been repainted by the relevant parts, the facilities in the community were complete, and the roads had been repaired.

But the bank loan only depends on the term, no matter how good your house is.

With such a cheap price and a good location, Su Wan was a little tempted and wanted to stay.

However, the house is too old to take out a loan, and I can only sigh.

"The title deed of my house is from 1994, do you think I can get a loan?" After listening to Su Wan's words, Aunt He looked at Su Wan a little nervously.

She has three brothers and sisters, she has an older brother and a younger sister. The house of my parents is so good to live in, the community environment is good, the house has more than 100 square meters, three bedrooms and two living rooms, and a small courtyard of more than 60 square meters, which is really an excellent house for the elderly.

Now that her brothers and sisters are not fighting with her, she is of course overjoyed to transfer this house to her.

However, she can't be too greedy, she can't be greedy for all her parents' property in a silent voice.

After thinking about it, she felt that she could sell the small house she lived in as soon as possible and subsidize the brother and sister, which would be more conducive to family harmony.

After listening to Aunt He's words, Su Wan was overjoyed: Yes, it's so capable!

As far as she knows, most banks have a loan term of 30 years. It's 2013, which means that as long as it's a house from 1991 onwards, the bank can take out a loan.

Su Wan thought again: Perhaps, this aunt is old and her memory is not good, how can she remember that the house is around 1986?

"Auntie, are you mistaken? I also have houses for sale in that neighborhood here, and they are all registered in 1986. ”

"Oh, yes, our neighborhood, which was originally built in 1986, has four floors. However, the house was not enough, and the employees of the unit went to the leaders of the unit all day long, but the leaders had no choice, and they didn't know how to get it, so they added a layer on top of the original four floors, and it became five floors. My five-story house was built in 1994. ”

Oops, is there such a thing? It's unheard of!

"Auntie, you go back and show me the real estate certificate, and I will sell your house as soon as possible."

Su Wan was completely moved, if it was really like what Aunt He said, this kind of cheap house, with a good location, and a loan, wouldn't it be suitable for a poor and white crowd like her?

"You don't have to go back and get it, I'll take it with me today." Aunt He said, signaling to the old man next to her who had not spoken, and quickly took out the card to Su Wan to see.

Aunt He's wife, at first glance, was the kind of man who was very honest and had few words, so she quickly took the bag next to her and opened it, and took out the red room book.

Su Wan took it and took a closer look, and on the survey map behind it, it was clearly written: The year it was built, 1994.

Su Wan felt a burst of ecstasy in his heart, but his face was calm.

Aunt He and her family explained everything, and left Su Wan's small shop satisfied.

Su Wan took the three smooth and shiny keys in his hand, and couldn't wait to see what the house was like.

At four o'clock in the afternoon, Su Wan picked up Guoguo and went straight to the community opposite the kindergarten.

After entering the community, Su Wan found that the community was very large, with about 30 buildings, and it was still a closed community.

There is a doorman at the door, the environment in the community is well renovated, the road is flat, the trees are scattered, and the spring flowers in the roadside flower beds are shaking delicate and soft branches, decorated with small pink and yellow flowers.

Found the second unit of Building 3, Su Wan stopped the car, led Guoguo into the unit door, and after coming in, Su Wan found that this was a building with one ladder and three households.

Oh, I said, no wonder Aunt He's house is so cheap~

However, the stairs seem to be cleaned every day, and they are relatively clean.

Su Wan was used to living on the seventh floor of the stairs, and it was effortless to climb up the fifth floor, and when she reached the fifth floor, she found that the door of this west house was still a new security door, and she was even more surprised in her heart.

Take the key to open the door, to the left of the door is a wall, on the right hand is a relatively small living room and toilet, and on the right is the northernmost balcony, converted into a kitchen.

The two rooms, one south and one north, especially the one in the south, are more than 20 square meters, with a wide balcony, and as soon as you enter, you feel that the view is spacious and very comfortable.

But this house has a shortcoming, that is, the decoration is too old, and the windows are actually wood, which has been worn out after years of wind and rain.

If you buy this house and clean it up a little, it will probably cost 10,000 yuan or 20,000 yuan.

Su Wan summed it up, even if this house can be loaned, she and Zhang Huanyu's household registration is from other places, and the down payment will cost more than 60,000 yuan, and in her hand, it is only a little more than 30,000 yuan now.

Alas, Su Wan sighed.

The house looked at it again and again, and the more Su Wan looked at it, the more he liked it.

Although this house is a little old, it feels very comfortable as soon as you enter the door, and it doesn't look like it's about 50 square meters at all, but it looks like it's more than 60 square meters.

Especially so close to Guoguo's kindergarten, the community is next to the primary school, and it can be reached in ten minutes on foot, if you buy it yourself, it is really convenient.

However, a penny is difficult to defeat a hero!

Just as Su Wan sighed, her phone suddenly rang.

Su Wan opened her bag and picked up the phone to see that it was Gong Weiwei who called her.

She hurriedly picked up the phone: "Hey, Sister Gong." ”

"Oh, you tell the buyer of yours, his real estate deed is probably down, you ask him to take the real estate deed to the bank to make a mortgage ......"

"Okay~"

After the two finished chatting about business, and then began to chat, Su Wan couldn't help but sigh: "Oh, Sister Gong, I saw a house today, I can get a loan, and the location is good, but it's a pity that my down payment is not enough, it's a pity." ”