Chapter 170: Just to Scam Money
Looking at Zhang Huanyu's puzzled eyes, Su Wan told him the recent story of Jia Xiaogang.
Emma, listen to this joy of Zhang Huanyu!
Deserve!
This man, who disgusted him so much, is now living miserably!
The smile on his face that couldn't be suppressed made Su Wan feel awkward when he looked at it?!
"Don't gloat, now that the daughter-in-law has run away, the money has also flown away, you should sympathize with him." Su Wan neatly packed his things and prepared to hurry home.
Zhang Huanyu took Guoguo's little hand and stood outside the door in advance, ready to help Su Wan pull down the roller shutter door.
Hearing Su Wan say this, he quickly straightened his face, but the corners of his mouth couldn't help but hook up: "Well, the old man in his thirties is a bachelor, ugly, has no money, and has no daughter-in-law, which is indeed sympathetic." ”
Zhang Huanyu bit the ugly words very hard.
Su Wan knew that this guy's heart knot had opened, so he didn't bother to take care of him, and the three of them held hands and returned to their warm little home.
I don't know what this Jia Xiaogang does, anyway, I see that he has time to soak in Su Wan's shop all day long.
It stands to reason that he was disgusted by Su Wan's husband, and he should avoid suspicion, but a few days later, he came again.
This time, he didn't mention anything about his object, and told Su Wan that he would introduce a few customers to Su Wan.
Su Wan was a little puzzled, buying a house is not buying cabbage and radish, where did this Jia Xiaogang get so many customers?
She was puzzled, but she still pretended to be enthusiastic.
Jia Xiaogang: "Xiao Su, my friend is really buying a house, you can quickly find a set for him." ”
Su Wan smiled slightly and encouraged the other party to continue.
Jia Xiaogang: "Xiao Su, my friend has no money, he can come up with a deposit of 10,000 yuan at most, can you help him find a house?" ”
Su Wan was stunned for a long time and didn't speak for a long time.
Recently, she also heard that some clients have no money but go to an agent to buy a house, and some people really have no money and want to get the lowest down payment, or no down payment, they can buy a house, and then slowly repay the loan.
There are also some customers, but they are taking advantage of loopholes.
They don't buy houses to live in at all, but to cheat money.
As for how to cheat money, although Su Wan doesn't understand it very well, he also knows a little about it.
It is to buy a house with zero down payment, apply for a loan from the bank, wait for the house to be transferred, repay the loan for three months, and then take the real estate certificate to some small loan companies to apply for a mortgage again.
The microfinance company will give you a loan based on your repayment history, personal credit, and contact to pay utility bills for several months.
This kind of loan fraud customers will generally flee and disappear after taking out loans from small loan companies.
Some intermediaries are very bold, so they find an office building as a temporary office place to specialize in this kind of business.
Because this kind of person is cheating money, so in order to let the agent find a house for him, he will pay an extra amount of agency fees.
In the end, these intermediaries do not care whether the customer can repay the loan from the bank and the microfinance company.
Su Wan is very short of money now, but she doesn't want to earn this money.
Because not to mention the losses of banks and small loan companies, it is definitely a big regret for him to buy a house.
After temporarily defrauding money, some people will soon spend it, and after running out of money, they will become more and more bold, and they will go further and further on the road of fraud.
Even if some people change their ways, but so many arrears and interest can not be repaid all at once, and in the future life, they will have to carry a heavy mountain and move forward with difficulty on the road of life.
Su Wan was silent for a long time, which made Jia Xiaogang lose his confidence, he cautiously observed Su Wan's face, and then asked cautiously: "Xiao Su, why don't you have a house here?" ”
"I'll take a look, not yet." Su Wan replied ambiguously.
Zhang Li next to her knew about these bends, and she interjected as quickly as possible: "Teacher Jia, I have a big house here, which sells very cheaply, and I think I can take zero down payment!" ”
"Really?" Jia Xiaogang immediately perked up and came to Zhang Li's face.
"Look, this house ......" Zhang Li carefully explained the advantages of this house to Jia Xiaogang.
Zhang Li has been working as an agent for more than a year, and she has some understanding of the price of the house and the amount of loan she can borrow.
Su Wan was in a hurry, and secretly gave Zhang Li countless looks, but Zhang Li's eyebrows were dancing, and she didn't understand the meaning in Su Wan's eyes at all.
"Xiao Zhang, great, if this order is completed, I will give you three percent of the intermediary fee!" Jia Xiaogang immediately turned into a bold big money, and he was embarrassed that he couldn't even get 200,000 dowry.
"Really?" Zhang Li's eyes lit up.
"That's, my words definitely count!" Jia Xiaolong patted his chest and swore an oath.
"Okay, you go back and ask your friend if he can match this house, and when will he have time to look at the house."
"Okay." As soon as Jia Xiao spoke, he left their phone numbers with each other and left in a hurry.
After Jia Xiaogang left, Su Wan hurriedly said to Zhang Li: "Zhang Li, let's understand this customer before we do it, and we can save any mess." ”
Zhang Li looked up in shock: "Why?" ”
Su Wan tried her best to explain the complexity of the matter to Zhang Li in detail.
Zhang Li listened silently, blinking her eyes a few times, with a nonchalant smile on her face.
She had never heard of this kind of thing before, but since Su Wan said so, it might be true.
But what if it's true?
She can pretend that she doesn't know anything, she just earns her own agency fees.
"Su Wan, you are too careful, this can't do this, how can we make money?" Zhang Li's tone was a little complaining.
She had healed the scar and forgotten the pain, and forgot that her smuggling slip caused Su Wan's head to bleed.
Su Wan saw Zhang Li's emotions, and she immediately told seriously: "If you really want to do it, you should make an appointment with the customer first and get to know each other well." ”
"Hmm~" Zhang Liyan nodded insincerely.
Su Wan didn't let her make this order, she could do it herself, anyway, she also had Jia Xiaogang's phone number.
Su Wan saw that Zhang Li agreed, and he didn't suspect anything else, so he concentrated on his own affairs.
After about an hour, Jia Xiaogang called Zhang Li: "Xiao Zhang, I came back to ask my friend, he said that it is okay, you contact the owner to see when you can see the house." ”
"......" Zhang Li looked at Su Wan with a weak heart.