Chapter 28 Reckoning

"Leave me the card number, and we'll return it in three days!" Yan Mofeng said.

Tang Qianyu immediately clenched Yan Mofeng's hand and shook his head to signal him not to speak. Although she doesn't particularly know his financial resources, she probably knows that the investment company is not too profitable at the moment, because the market is much more standardized than ten years ago, and there is no chance to invest, all by strength, and the profits are limited.

Although the Yan family is very rich, Yan Mofeng doesn't seem to have a good relationship with his family. Moreover, the car he drove was only an Audi, and the villa he lived in was also borrowed. Based on this information, she felt that it was still very difficult for him to repay the millions of huge sums of money. What's more, they can only be regarded as a nominal husband and wife, and they have no feelings, and she doesn't want to drag him into the water.

"Strong? Do you pay her back? All right! Tang Mingwei looked at Yan Mofeng with disdain, glanced at Tang Qianyu again, and said, "How much did you calculate just now?" 3.68 million? Could it be that you only spent so much money in the Tang family? Tang Qianyu, did your aunt and Xiaowei make you pay when they accompany you to buy clothes every year? ”

Tang Qianyu remembered the past and shook his head: "No!" ”

How intimate it used to be, how heartache it is now. How grateful she was to her family for her kindness, how much she cherished these kindnesses, but everything was fake, just to bring benefits to the Tang family when she grew up.

"100,000 a year, isn't it too much? I didn't buy you less than 3,000 dresses, did I? There is no coat less than 10,000 in winter, right? The bag you are carrying, the new one is bought for you, and there are several tens of thousands of them, right? Tang Mingwei looked at Tang Qianyu mockingly, "Xiao Yu, you said that you were going to leave the Tang family in the future, how would you live without money?" ”

"You don't have to worry about this!" Tang Qianyu straightened his back and said.

"Hehe, you white-eyed wolf, do you think I will take care of you in the future? Buying clothes, skirts, bags, cosmetics, shoes, these are counted as 100,000 a year, 1.2 million in 12 years, and 3.68 million plus 3.68 million is 4.88 million. In addition, in the past 12 years, when you are sick, you see a doctor, and you buy you nutritional products before the exam, do you think you have to count the money? Tang Mingwei looked at Tang Qianyu with a look of asking Tang Qianyu's opinion, but the smile on the corner of his lips was full of ridicule and contempt.

Tang Qianyu responded: "You should count the money, you should calculate it!" ”

Tang Mingwei sneered: "You have always been weak and sickly, you have to go to the hospital several times a year, when you recuperate your body, we all ask the doctor to use the best medicine, every time you see a doctor, it is thousands of yuan, every semester when you take the exam, you have to buy you tens of thousands of yuan of supplements, and it is calculated as 100,000 yuan a year, isn't it too much?" ”

Tang Qianyu gritted his teeth: "It's not too much!" ”

The book says that it is better to be born than to be nurtured! At one point she deeply agreed with this statement. She is not grateful to the Tang family for raising her for twelve years.

Although her fate with the Tang family is now over, she can't erase the money that the Tang family paid for her.

Tang Mingwei said again: "4.88 million plus 1.2 million, a total of 6.08 million." If you borrow money from someone, you should pay the capital occupation fee, right? ”

"Hmm." Tang Qianyu replied stubbornly.

More than 6 million, for still a college student without any economic income, she also said, it is a daily number. She undertakes comics, seventy words are only a few thousand yuan, and the price may increase in the later stage, and it is impossible for her to earn more than six million even if she paints to death. But these are all things she owes to the Tang family, and she should pay them back, even if she doesn't eat, drink, or sleep in the future, she has to pay back what she owes.

The only thing she is glad about now is that in addition to the jewelry design major, she can also paint, which is considered a skill, and she will sleep less and paint more in the future!

I heard Tang Mingwei say again: "Tang Qianyu, I have raised you for twelve years, and you cheated me like this." However, even if you cheat me so much, I will still give you a chance, as long as you repay the 6.08 million within three days, we will pay off the interest between us from now on. ”

"I will only pay it back in installments after I graduate!" Tang Qianyu said.

Her fists clenched at her sides, and it was really impossible to move an inch without money.

Tang Mingwei sneered: "Of course, there is no problem with you after graduation." Did you know that the Tang Group has financing? The financing amount of the investment company is several hundred million, and the average annual interest rate is about 15 (percent), and I will calculate it for you according to this, which is reasonable, right? ”

Tang Qianyu gritted his teeth: "Reasonable!" ”

In the past, at the dinner table, he often talked about Tang's business, how much profit, how many projects, and how many debts. Which investment companies are suitable for financing, and what kind of collateral will be approved first?

Of course, bank loans have the lowest interest rates, but most groups have to rely on another form of financing, because the bank's lending cycle is too long and the review is much stricter.

When some companies are in urgent need of funds, they will even choose to borrow money, which is an almost perverted form of financing, with a monthly interest rate of 2 points and a high 5 points. That is to say, the annual interest rate has reached 24-60 (percent), and such a model was even popular in previous years. Because of the final collapse of funds, the real economy has suffered a heavy setback and appears to be sluggish.

The annual interest rate of 15 (percent) is a conscience price, and the annual interest rate of loans of some commercial banks has also reached 8-11 (percent), and the interest rate of banks in the same period is slightly higher, which is very reasonable.

"Huh!" Tang Mingwei sneered twice, "Is it reasonable to calculate the interest of this 6.08 million in the past 12 years according to 5 years?" ”

"Reasonable!" Tang Qianyu felt that his back was oozing with sweat.

Tang Mingwei is a treacherous businessman, how can she be counted as him?

Tang Mingwei hooked the corners of his lips with satisfaction: "6.08 million is calculated at an annual interest rate of 15 (percent), and the five-year period is 4.56 million yuan, totaling 10.64 million yuan!" Don't say I'm not kind, I'll wipe you the change, 10 million! ”

Tang Qianyu felt that her palms were also beginning to sweat, she felt that she was about to be overwhelmed by more than six million before, but now it is as much as ten million.

Tang Mingwei said slowly: "Of course, I am a person who keeps my word, as I said just now, you can repay 6.08 million in three days, and I don't want any interest from you." If you wait until you graduate and then pay it back, then the interest will start to be calculated after three days, of course, the interest will be calculated after three days, and the principal will be calculated at 10 million, what do you think? ”

"Yes!" Tang Qianyu gritted his teeth and came down.

"Let's go!" Yan Mofeng felt that Tang Qianyu's palms were oozing sweat, and he said calmly.

Tang Mingwei sneered twice.

Yan Mofeng led Tang Qianyu out.

He Lixian immediately gestured to Tang Yuwei with a look.

Tang Yuwei immediately shouted: "Wait! ”