At first, Apple Brother didn't answer. Fan Jia continued to play persistently, and after twenty or thirty sounds, Chen Zhaoci finally picked up, his voice was low, and his voice was gentle: "Lingling, what's the matter?" ”

Fan Jia turned on hands-free, and Xu Mengshan recorded at the same time. Hearing this, Xu Mengshan's brows trembled mockingly. At this time, Fan Jia was already fully engaged, and said in a panic: "Brother Apple, I just received a text message saying that the interest and late fees I owe are almost 2,000!" What's going on? Isn't it said that the interest is only more than 100 a week? How can there be so much, how can I still get on?! ”

Chen Zhaoci on the other end was silent for a moment and said, "More than 100 is the interest of 10,000 yuan, and you borrowed another 20,000 yuan a few days ago." ”

Fan Jia cried: "Then it should only be 3 or 4 hundred!" ”

Chen Zhaoci sighed and said, "You didn't pay last week's interest, so there was a late fee." It adds up to so much. ”

“…… Late fees? But how can there be so many? ”

Chen Zhaoci patiently explained: "Because borrowing money in our company, you don't need any mortgage, just the ID card and student ID card to make a proof." The premise is that our company is to support college students to start their own businesses, so we have a high level of trust in students. We also took a big risk. If you don't understand finance, then from the perspective of finance, we have given you so much trust and taken such a big risk, and the late fees that need to be stipulated by the law are very high. Do you understand my explanation? ”

Fan Jia said in a panicked tone that seemed to understand: "That...... So what to do? 2000 a week! I don't have it yet! ”

Chen Zhaoci actually really gave her advice: "Didn't you just borrow 20,000 yuan two days ago, take it from there, and pay back the interest first." ”

At this end, Fan Jia rolled her eyes and cried: "But it was for my family's urgent use, and my father is still hospitalized...... It's all transferred to them, and I really can't get a penny out of it now. Apple, what should I do? I really don't know what to do anymore? If the interest is not paid this week, it will ...... What will happen? ”

Chen Zhaoci's tone sank: "That will be more troublesome, and the interest will definitely be more and more." And we have an agreement, if you don't pay it back, it will also have a great impact on your personal credit, and in the future, you will be blacklisted if you buy a house loan, or even take a train or plane! And it's illegal! ”

"So what should I do? I really don't have any money! Brother Apple, can you ...... It's inconvenient to lend me money? ”

Chen Zhaoci sighed and replied, "It's only been a few years since I graduated, and I'm still paying off the mortgage." To tell you the truth, I also helped a few juniors in the first two years, and the result was ...... The money went down the drain, and you also heard Brother Li say it that day. So I'm also tight-handed. ”

Fan Jia: "You really can't help me?" Or...... Or can the company lend me another amount of money for turnover? I've already stocked it! As long as the online store is opened, you will be able to pay back the money in no time! Lend me one more! ”

Chen Zhaoci sighed deeply and said, "I shouldn't have agreed. One is to borrow again, I'm afraid you will be under too much pressure in the future. But it is true that the interest should be repaid, the lesser of two evils, or it is more important to repay the interest, because if a person's creditworthiness is stained, it is a lifetime thing! The second is that you don't have anything as collateral, and you can't borrow money anymore. You go out and look for it, see that there is no collateral, who is willing to lend you 30,000 yuan, and now you want to borrow more! It's just that...... It's just that according to the company's regulations, this time you have to mortgage something. ”

Fan Jia: "What can I mortgage on?" I don't have anything. ”

Chen Zhao was silent for a few seconds, and said slowly: "Actually, it's very simple, you record a video, talk about the loan, and send it over." ”

Fan Jia: "Really? Then I'll record it right away. ”

"Wait a minute." Chen Zhaoci said, "Video alone really doesn't play a role in our company's protection. Don't worry, I can't see this video, and neither can anyone else in the company, only the eldest sister in the finance department will see it, and it will definitely not be spread. ”

Fan Jia: "What...... What do you mean? ”

Chen Zhaoci said: "Actually, many of your female classmates have done this, it's nothing. You need to take off all your clothes, wear nothing, take your ID card, and record a video. As long as you have this, the money will be released to you the next day. ”