Chapter 94: Looking Down, Earthquake
Shaun flew in the air, carried by the strong wind hundreds of meters high and looked down on the city.
The aftermath of the distance is not over, and he is also in a mood.
The wind did not cool the anger in his chest, and it burned his blood.
Although Midley Street will be a thing of the past, he will never forget the bullying he has suffered in this country.
For five years, he will not forget the humiliation he has been subjected to in this country!
Over the past 30 years, he has felt the humiliation that hundreds of thousands of Chinese people have been subjected to here, and he will never forget it!
For more than 100 years, the history of millions of Chinese being oppressed and humiliated here has been pressed into his blood, which will never be forgotten!
More than 200 years ago, countless Chinese laborers were transported here as piglets, and they toiled hard, so to speak, that every piece of land was sprinkled with their sweat and blood, and the bones of a laborer were buried under every sleeper of the California Railroad.
To this day, this history has not changed in the slightest!
Your arrogance, all your pride, I will knock it out one by one!
All the wealth and honor that you have robbed and defrauded, I will destroy it in the most fearful way you have!
I want you to know that although roses are fragrant, they also have thorns, and if you grasp them with your hands, they will hurt and bleed.
Rumble!
The air currents brushed across the sky, like a huge fighter plane skimming low in the sky, but it was invisible and invisible!
…...
Beyond the fourth street, on the bank of the Luo River, the sound of the water is loud and the wind is fierce.
Billy straightened his pants and walked back to the car from the woods by the roadside, the cool breeze blowing through his body, shaking slightly.
Looking up at Midley Street, there seemed to be an inexplicable cheerful singing voice.
"Ah, the shootout is still soundtrack, these guys have a great time!" He said with emotion.
Pete sat in the back of the car, holding a cigarette in his hand, and was leisurely: "It's very good, it makes people feel good inexplicably." Listening to songs in the night breeze, life is actually quite good, isn't it? ”
Listening to the music, the two were silent for a while.
"Look! What is that? Billy pointed to the sky.
Pete sat up, sighed, and sighed, "That's a meteor shower!" Maybe it's Leo. ”
Meteor shower? Billy quickly closed his eyes, clasped his hands into fists, and muttered to himself: "I'm going to hit the Powerball, I'm going to hit the Powerball, I'm going to hit the Powerball!" ”
"Have you ever heard that the Leo girl is simple and enthusiastic, and she is full of physical energy, which is very suitable for childbirth." Pete finished speaking, his eyes stared at the meteor shower, his eyes suddenly widened, and he quickly jumped out of the car, "Let's hurry up." ”
Billy looked up: "Is the fight over there?" ”
"It seems like it's pretty much the same, the thugs always like to run out of bullets. It should be much safer now! Pete hesitated for a moment, then said, "Go pick up a few meteorites, this thing is worth a lot right now!" ”
Billy's eyes widened, "Really? ”
"It's worth more than gold anyway!" Pete threw away the cigarette butt, and the red light rolled in the wind, smashing a few sparks on the ground, which had a strange beauty.
"Fack! Walk! "Billy was excited, it was worth more than gold, so he had to pick up a few more pieces.
First come, first served!
Bah, the two got into the car, stepped on the accelerator, the car shook its tail, and two white smoke flew away.
The police car let out a strange whine, and the same sound could be heard in the wind in the distance.
For a while, countless blue and white cars shouted towards Midley Street, meteor showers, that is a huge wealth, not to be missed!
California State Police is never too fast!
…...
Three minutes ago.
In the monitoring room of the Los Angeles branch of the California Earthquake Agency, a large screen suddenly fluctuated in a smooth straight line, and no one paid attention to the change, until the line rose to a certain position, and the alarm suddenly sounded.
The red light also flashed on the wall.
The three staff members on duty were originally playing mobile games on the Internet, and suddenly jumped up in fright, staring closely at the curve fluctuations of the screen, which usually fluctuates here, but today is a little special, and it suddenly rises very much.
"Read, Lead!"
It's scary!
It's like the arc before the energy burst in a major earthquake.
At the same time, the three of them felt hot all over their bodies, and their hairs were standing on their backs.
Is this day finally coming?!
…...
The California Earthquake Agency, referred to as the California Earthquake Bureau, is actually an insurance agency, but it is not a company, and it is a very misleading name.
Its origins are legendary.
In this country, California is very special, with great financial strength and frequent earthquakes, which makes insurance companies reluctant to undertake business for this purpose, or significantly increase premiums, which seriously affects the rise in land prices and the enthusiasm of real estate developers.
The 94 Los Angeles Northridge earthquake bankrupted a bunch of insurance companies.
To this end, the year after the Northridge earthquake, the state government passed a bill that stipulated that all insurance companies operating home insurance in California must also provide earthquake insurance, that is, forming a "mandatory supply" institutional arrangement.
Insurance originally played with a small probability event to collect money, isn't this special to make people break the money?!
The government's demands were strongly resisted by insurance companies, and the so-called institutional arrangements became a game for political and business elites. After a series of deals, California got a new agency, the California Earthquake Agency.
This is a corporatized organization with public sector colors under the leadership of the government, that is, "private and public".
Corporatization refers to the establishment of a land bureau through market financing, that is, the insurance company participates in the shares according to its market share on a voluntary basis, and promises to bear a certain percentage of losses in accordance with the agreement in the event of extreme circumstances.
As a right, these companies can reinsurance their underwritten earthquake insurance to the Canadian Authority.
At the same time, the Canadian Bureau can get a sales commission of 10% of the premium and 3.65% of the operating expenses. Insurers that do not participate in the California Earthquake Agency are required to independently provide earthquake insurance to their customers and bear the corresponding responsibilities.
Government-led means that the government franchises and participates in management, enjoys tax-exempt status, and at the same time facilitates and supports emergency financing in the event of a payment crisis in Canada.
This is a great thing, because it means that these insurance revenues are backed by government finances, and when they can't afford to pay, they are covered by the state treasury. It's as if Wall Street is messing around all over the world, with the Fed money printing press and the Pentagon Hercules hammer standing in the back.
Therefore, when the Canadian Land Bureau raised funds, the insurance companies were enthusiastic about participating, and they were originally promoted.
Everyone knows that this is a great thing, and behind those insurance companies are all a sizable magnate, and they can collect astronomical profits every year in this Canadian Bureau alone - and tax-free!
Just look at who's running this institution and you'll know what kind of monster it is.
The institute is run and managed by government officials, member insurance companies and geological science institutions. At the same time, the bureau also has an advisory group of 11 people, including five representatives of the government, four representatives of member insurance companies, and two representatives of insurance agents.
Above it is the California Insurance Commission, which consists of five members: the governor, the secretary of the Treasury, the insurance superintendent, the House spokesperson, and the chairman of the Senate Rules Committee.
Although the latter two have no voting rights on the surface, but it is only on the surface, in fact, everyone has to discuss things, today you dare to card me here, and tomorrow your bill will be ready to capsize!
These five people control California's trillion-dollar earthquake insurance market.
The employees who work here are full of happiness, but of course, they are not necessarily in a good mood when there is an earthquake, because it means paying a lot of compensation and affecting everyone's harvest.
If the insurance company's harvest is not good, the market will have to dive!