Snow-white letter paper, opened in three folds and placed on the table, the handwriting on it was clear and glaring.

The envelope is on the side, and the recipient is Shaun.

Such a letter,......

How did my brother feel when he used to watch it?

Before remembering what Sean had said to himself several times in a serious manner, the hidden meaning of those words was completely revealed at this moment to nourish it.

Have I always been a burden to my brother?

Xiao Xue's eyes were blurred!

I should have been braver!

Xiao Xue took a deep breath, bit her lower lip, and reached out to pick up the letterhead.

The paper is good, second only to the money printing paper and slightly worse than the paper of the check.

There is a sound, it means that it is very brittle, and it is the size of A4 paper, so it will be very difficult to tear such a paper and it is easy to cut your hands, so it is best used to write something that is scary.

The temperature is a little cool, but when you hold it in your hand, it feels like it is pricked to your fingertips.

Looking at it carefully, this is a personal consumption loan, and the lender is Shaun.

The time of the loan was four years ago.

Xiao Xue took a deep breath and wiped the corners of her eyes with her arm, which was wet.

This money, this debt.

It should be related to the seizure of my family's house, I remember that I often received similar letters shortly after the death of my parents, and soon after, the family's house was taken away by the bank.

Xiao Xue probably knew why she owed money, and later the bank took the house away because she couldn't repay the loan, and at that time, in order to repay the loan, Xiao En may have borrowed a sum of money from the bank in the name of consumer loans, but the payment was still cut off.

In the four years since the subprime mortgage crisis, housing prices in Los Angeles have been falling, and my parents' business is not doing well, and they are also anxious for turnover.

When I took out a loan to buy a house, it was based on the market value of 200,000 yuan, and the market price had become 100,000 yuan before the death of my parents.

If you sell it, you owe the bank a sum of money, and if you insist on repaying the loan, you may wait until the house price rises, but the two siblings who don't have parents have nowhere to earn this expense.

The bank only lent that money, and then there was no more, and it was not known how Sean operated the consumer loan at the time, but apparently he did not qualify for the loan.

Maybe the bank thought that it could help him support the recovery of the housing market, but when he saw the trend of the housing market, he directly changed the policy.

This practice makes many people cry and can't cry.

The house was taken away by the bank, and that's it, according to local laws, it's settled. You just have to pay back the money you borrowed in another name, unless you file for bankruptcy.

This kind of thing... Shaun never made it clear to himself.

No matter how Xiao Xue asked, Shaun never said.

At that time, I borrowed 10,000 US dollars, the time limit was one year, and the money that had been repaid was... Eleven thousand dollars!

Now it shows that the total amount owed to the bank is almost $30,000, in addition to interest, there are late fees.

has to repay $2,000 a month, and with Sean's previous income, it may not be enough to basically use it all to repay the loan.

Obviously, as long as you don't pay it back, the interest will continue to be calculated.

Count... Count until you file for bankruptcy.

But what is the procedure for filing for bankruptcy?

Looking for legal assistance?

Go to court?

How much does it cost?

There are a lot of things I don't understand.

I just remember that no one took the initiative to reach out to help these two children, at least not in the past few years.

But he was angry and bullied everywhere.

Recalling the events of these years, Xiao Xue felt palpitations.

It was hard to say before, but now that Brother will have a way.

Xiao Xue's little face tightened, she sniffed hard, and exhaled vigorously.

Yesterday Sean made such a fuss on Midley Street, and she said that the worry was real, but the joy in her heart was also real!

Badass, there must be a lesson!

As long as you don't kill people indiscriminately.

Unconsciously, Xiao Xue has changed from asking Xiao En not to kill people indiscriminately, but she herself is not aware of this subtle change.

Xiao Xue looked out the window, the weather was getting worse and worse, so she had to go back quickly and put her old clothes in the laundry basket first. And he took some of his clothes from the closet, his own, and Shaun's.

Also, the letter, put in the backpack, the backpack seems to be a little heavier.

After thinking about it for a while, Xiao Xue still took out the letter and put it on the table, as long as she told her brother about it, she didn't need to show him the letter again.

Since the night before yesterday, Xiao Xue had only seen Xiao En's slightly angry appearance, but she now knew that that kind of anger and real anger were two different things.

The result of his anger was the four or five hundred injured people in Los Angeles, as well as the messy Midley Street, Xiao Xue didn't know how far he could go in the end.

But just dealing with a street of gangsters is definitely not worthy of the four words "sharp as snow".

It is necessary to hurry back to Shaun.

Xiao Xue carried the bag on her back, locked the door, and went out.

When I went downstairs, I happened to meet Moreau, smiling and nodding.

Moreau walked up with his head down.

Xiao Xue went downstairs, walked halfway, remembered that she didn't seem to get shoes for Xiao En, and in the hospital, she seemed to have been wearing the standard slippers provided by the hospital, and turned her head back.

Upstairs, Morrow looked at no one in the corridor, stared at the door number, knocked a few times, no one answered, and knocked again, but there was still no one. He turned around and pretended to leave, walked to the staircase, took out the key, quickly returned, inserted the lock, and turned one, two, and three times.

Gently push the door open and enter.

Xiao Xue came up the stairs panting.

Moreau closed the door and surveyed the small room, which had only one bedroom, which was a little feminine, and the living room had an old leather sofa with blankets on it, as if someone was sleeping on a regular basis.

There is a dining table in the living room, there is a letter on the table, curious to come up to see it, raise eyebrows, this guy owes so much money to the bank, interesting!

I don't care too much about the traces I left behind, and I don't plan to take anything anyway, Sean is a poor bastard, and the letter on that side proves it.

Morrow looked around.

Manolio said that to put it in an inconspicuous place, Moreau had already thought about it, and put it under the bed.

He walked into the bedroom and saw a bed, and a desk.

He quickly bent down and threw the contents of the bag under the bed, and with a soft sound, the sensation of hitting the wall was inconspicuous.

There was a tin pot under the bed, and Moreau's eyes narrowed, was there something in there?

He knows that Chinese people like to hide money everywhere at home, what jewelry to hide, maybe it's money here, is Sean rich?

Maybe something else.

He picked up the jar and shook it gently, and there was the sound of paper rubbing.

Boom!

I broke the lid hard, and sure enough, it was all ten dollars and twenty dollars, tied up with rubber bands.

There was so much money, Moreau smiled greedily and stuffed all the money into his bag, and there may have been fingerprints on the jar, so he had to take it away.

There may be some other places where there is money, I heard that these Chinese Yankees still have some family heirloom treasures and so on. Moreau excitedly forgot about the hundred yuan reward, and just wanted to gain more.

Xiao Xue stood outside the door, her body stiff.

There is a voice in the house, it's a thief!

She hurriedly stepped back, moved back step by step, turned around and walked to the staircase, put her clothes down, reached into her bag and took out her mobile phone, as long as she redialed it was for her brother.

…...