The smart device market in Europe is completely different from that of the United States and China.

Both the United States and China can be called Internet powers and electronics industry powers.

Europe has not kept up with the era of vigorous development of the Internet, coupled with the fact that the European and American markets are completely open, and the market is directly occupied by advanced Internet companies in the United States, and local Internet companies have no chance to incubate them at all.

Mobile phones originally had Nokia as a representative, but in the era of smartphones, there were no well-known smartphone brands in Europe at all.

Consumers in Europe are also accustomed to using brands from other countries and using Internet services provided by foreign countries.

They have no resistance to replacing smart devices, only the cost of replacing the device.

They don't have a domestic complex, basically whichever company's products are good, they buy which company's products.

For the four major smart bracelet manufacturers, the most surprising thing about them is that the European market is easier to open up than South Korea and Japan.

The sales of smart bracelets in Europe have basically not encountered organized confrontation.

I thought it would be a difficult battle, but it turned out to be dramatic.

Finally, after expert analysis, the focus is on cultural differences.

While there is a strong desire to support domestic companies in South Korea and the Japanese people, Europeans do not have this pressure.

Zhou Yu looked at the virtual earth in front of him, except for a small number of smuggled products in the United States, the markets of other countries are expanding in a steady and orderly manner.

He asked Zhang Yunqiang: "Are European consumers still comfortable with the Morningstar system?"

"Mr. Zhou, artificial intelligence will make their lives extremely convenient, and they have experienced the powerful convenience of the Morningstar system, which is now inseparable from Xianghua.

We are in talks with the Italian authorities to build a data center in Italy to provide better services to Europe. Zhang Yunqiang replied confidently.

"I see that Xianghua's third-party payment function is used very frequently, and the frequency of use by European consumers is higher than that of Chinese consumers.

Of course, this is the reason why our payment tools have a very low market share in China.

However, the electronic payment market in China has been developed, and European and American countries are still the main means of payment by credit cards because of the monopoly of banks.

Inter-bank transfers need to pay handling fees, not to mention opening the settlement channel for third-party payment, so that third-party payment can occupy its own original market. ”

Zhou Yu was very curious about Xianghua's development of third-party payment tools in Europe.

Huaxia WeChat Alipay can develop because the central bank restricts the major commercial banks, the central bank conducts inter-bank settlement business, and the major commercial banks also open the interface to third-party payment companies.

Banks in Europe and the United States are completely capitalists, and they will not do such things that harm themselves and others.

Zhang Yunqiang introduced: "Mr. Zhou, we don't have access to the bank, even Apple is struggling, and it is even more difficult for us.

The third-party payment method we use is actually very similar to Huabei.

Because the sales volume of our company's Morningstar system is very high, the company has a huge amount of capital precipitation, and the funds are transferred back to Huaxia, and the loss of exchange rate and handling fees is also huge.

We use this capital as the principal to authorize credit for European consumers.

They only need to pay their bills with a credit card during the 2nd month repayment period.

The savings rate of Europeans is very low, and some white-collar workers in some companies cannot even come up with 1,000 euros in cash.

It is also not feasible for us to adopt domestic methods, and through our risk control model, the bad debt rate can be controlled to a very low level. ”

"You guys are doing a very good job, and if you can make Alipay in Europe, it will be great."

In London, England, Mr. Doug fastens his tie and prepares to go to work in the company.

He glanced at the ring on his finger, the latest smart device from Huawei.

It was the 10th wedding anniversary of his wife and he bought a pair of rings as a souvenir.

Smart rings have much more power than flashy diamond rings.

As soon as Mr. Doug stepped out of the room, he heard a heated quarrel coming from the house of his neighbor, Orbis.

Mr. Orbis was angrily scolding: "If it weren't for the software from Huaxia Hailong Technology, I wouldn't have known that the children I raised for 12 years and 8 years would not be mine."

This is the DNA test result, what else do you have to say, I must go to the court to sue you and ask you to compensate me for child support and mental damages. ”

Mr. Doug shook his head and walked out of the compound.

After the smart bracelet was launched on a large scale, some very easy to use software also entered the eyes of every user through the software store.

Among them, the bone comparison of Hailong Technology has become popular in many forums.

It is much more convenient than DNA, and through this software verification, it can give the parties a great reference.

Now because of this software, there are countless families who want to divorce, and I heard that there are members of parliament who want to ban this software.

Mr. Doug came to the company, the head of a small and medium-sized foreign trade company, and began to assign tasks to his employees through the intelligent platform developed by Huawei.

He really likes the intelligent platform, which breaks down complex tasks into simpler tasks and instructs employees on how to allocate time to complete it.

For the efficiency of British employees, he can only give 5 out of 100 points.

After all, smart platforms are broken down into simple jobs, and if they don't do it well, there will be reasons to fire and hire people with lower prices.

This is a very good spur for people who are very inefficient and usually very lazy.

Mr. Doug is very dissatisfied with his employees, he is learning the operation of the intelligent platform, and is preparing to outsource some of the company's business to related companies in China and India.

Some of the company's business, artificial intelligence can also be done, so he doesn't have to waste money to hire employees.

If he can hire one less person, he will pay one less salary, and the ideal state is of course that the company will only have one boss left, and it can run perfectly.

After Mr. Doug arranged the work of the company, he went to the café to wait for his partner.

They sipped coffee and chatted about the specifics, and after their friend left, Mr. Doug was ready to pay.

He asked the waiter, "Do you accept smart bracelet payments here?"

The waiter said respectfully: "We accept smart bracelet payment here, which is more convenient and safer."

Mr. Doug took the bill and snapped his fingers, which was his pre-programmed checkout.

Xianghua began to take the initiative to give the waiter a corresponding tip while settling the payment.

The waiter immediately sensed that Mr. Doug had finished paying.

He said respectfully, "Sir, your payment has been settled, welcome to visit next time."

Mr. Doug walked out of the café, he felt that Xianghua electronic payment was really convenient.

I heard that in Huaxia, people can complete their consumption in any place as long as they carry smart devices when they go out, and they don't need to carry cash.

Even street vendors in rural areas accept electronic payments.

In this era, credit cards are still dominant in Europe, and now as smart bracelets occupy the market, convenient electronic payments are gradually beginning to replace bulky credit card payments.

The most important thing is that Xianghua provides interest-free small loans, so that even people with financial constraints have enough funds to spend, which can promote the economic vitality of the society, and his company's business can be more prosperous.

Mr. Doug hopes that smart bracelets will quickly occupy the market, and he also wants to experience life without carrying cash when he goes out.