Chapter 62: The Door is a Crowd of Banks
On January 2, Wu Zhensheng stood on the stage and said with a smile: "When I break at noon today, I will take my IOU to the Fujiyama Investment Office to get interest, and I will settle the interest once a year on the second day of January, and whoever wants to withdraw money will bring the IOU over." ”
In order to attract more people to save money, several shareholders of Fujiyama Investment decided to pay interest once after some discussion.
A few hours later, employees of Sanyang Machinery Factory came to the Fujiyama Investment Company in the factory with an IOU.
"The principal amount is 3,000 percent, and the annual interest is 4 percent...... It's your money. ”
"I took the interest and saved another fifteen thousand."
"I'll save another eight thousand."
"I'll save another twenty-three thousand." A small number of employees who were anxious to use the money withdrew the money stored in the factory. More employees helped relatives and friends, relatives and friends of relatives and friends, and deposited money into Fujiyama Investment Company.
One by one, when the employees saw that the money could be withdrawn and the interest was really obtained, they hurriedly called and told their relatives and friends after returning home.
During the lunch break the next day, employees from several other factories came to Sanyang Machinery Factory by car and deposited all the money from relatives and friends into Fujiyama Investment Company......
For a time, the banks in Fujishan County were full of people and looked deserted.
Zhang Dahe, Zhang Dahai's younger brother, arrived in Huhai by train with more than 100 workers, found a few building materials suppliers, and after the building materials were in place, they began to renovate the stores of the Fujiyama Investment Company.
Stores have been pasted with floor tiles, small stores, a worker can paste one or two a day, according to their current progress, only two or three days, the floor tiles of more than 230 stores, can be pasted.
Since the stores are all used for rent, you don't need to install it well, paste the floor tiles, brush the latex paint, you can take it for rent, if there is no accident, at most four or five days, two hundred and thirty-six stores, you can rent it out.
The 592 houses are also rented out, and they only need to be pasted with floor tiles, painted with latex paint, and bought some furniture.
In order to rent out the house as soon as possible, the Fujiyama Investment Company chartered the tickets of Zhang Dahe and others, and the wages were paid according to the standards of the Huhai Prefecture, and the workers under Zhang Dahe were very happy and full of enthusiasm.
A few days later, the presidents of the Fujishan County Branch of the three major banks of Dahan gathered in the conference room of the Fujishan Branch of Dahan Bank ---.
Zhou Decheng, president of the Tengshan branch of Dahan Bank, looked at several other people, frowned and said: "As far as I know, the deposits of the major banks in Tengshan County have been withdrawn by those depositors. ”
Xu Zhengzhong, president of the Tengshan branch of the Dahan Industrial Bank, was in an extremely complicated mood at the moment, although there were people in the account of the Tengshan Industrial Bank who had deposited more than 350 million yuan, but those money would be transferred away in a few days.
More than 180 million yuan that were stored in their bank before were all used by people in Huhai Mansion, and if there is no accident, more than 350 million yuan this time will also be taken out and used, and their Tengshan branch will also be in trouble.
"I know the ins and outs of this, depositors take money from the bank, and it is all deposited in Fujiyama Investment Company." Xu Zhengzhong said.
"Fujiyama Investment Company?" Zhou Decheng asked with a puzzled expression.
"Fujishan Investment Company is composed of Director Wu of Sanyang Machinery Factory, Boss Pan of Yunyang Machinery Factory, and Boss Zhang of Huahai Machinery Factory...... The stone boss of Longteng Furniture Factory funded the formation. Xu Zhengzhong said.
"What does Fujiyama Investment Company do?" Dahan Commercial Bank, President of the Fujiyama Branch, asked curiously.
"It's like investing in real estate in Huhai Province." Xu Zhengzhong said.
"It seems that in a short period of time, I'm afraid that no one will deposit the money in our bank." Zhou Decheng said.
"Yes, if you invest your money in Fujiyama, the annual interest rate is as high as four percent, and the annual interest we give is only two percent, as long as people are not stupid, they will not deposit money in our bank." Xu Zhengzhong echoed.
"I don't know if Fujiyama Investment Company needs a loan?" Zhou Decheng said thoughtfully.
The performance appraisal of the bank is divided into two, how much money the depositor has deposited, how much money has been lent, and in general, the more money the branch makes, the more salaries and bonuses for its employees.
If no one saves money, there is no money on the books, there is no money on the books, how can you lend to others? How can you make money if you can't lend money to others? After all, banks are not banknote printing factories.
"If this continues, we'll just close the door." Xu Zhengzhong said with a wry smile.
"We have to find a way to bring down this Fujiyama Investment Company." Zhou Decheng gritted his teeth and said.
"Fujiyama Investment Company, the procedures are complete, and now there is no shortage of money." Xu Zhengzhong said depressedly.
"Sanyang Machinery Factory...... Those suppliers or customers of Longteng Furniture Factory always owe us money, right? Zhou Decheng said with a smile.
"I've tried this method, but it doesn't work." Xu Zhengzhong shook his head.
"Why?" Da Dafu asked suspiciously.
"The six factories have been upgraded, and the things they produce are not worried about selling at all, as for the raw material suppliers, their business is very good, even if the payment is settled in half a year, there are many people who are willing to supply them." Xu Zhengzhong said.
"President Xu, how do you know this?" Zhou Decheng asked.
"Sanyang Machinery Factory saves money or takes out loans, all in our bank...... That's the case. Xu Zhengzhong said.
"The six factories are famous because of 5S, and the city lord attaches great importance to them, and he also asks all enterprises in the government to go to Sanyang Machinery Factory...... Longteng Furniture Factory Learning, we should not do too much. Da Da Fu reminded.
There are seventy-two prefectures in the Han Kingdom, and each prefecture has one city lord and nine deputy city lords. The prefecture is a county, and each county has one county head and nine deputy county heads. The county is a town, and each town has one mayor and nine deputy mayors. The town is a village, and there is a village head......
"That's all for today, it's almost time for dinner, let's go eat first." Zhou Decheng said after glancing at his watch.
The three of them left the conference room and saw a security guard standing at the door of the bank hall, and the three employees at the counter were chatting idly.
"President Zhou, there is no one to save money, it is better to let them take turns to rest." After leaving the Fujiyama branch of Dahan Bank, Xu Zhengzhong said bitterly.
"It's good that it's almost the end of the year, and if it's like this, there won't be anything this year." Dangfu said.
"Why don't we raise the annual interest rate to four percent?" Zhou Decheng said.
"The annual interest rate is set by the head office, and we have no right to change it." Xu Zhengzhong said.
Zhou Decheng smiled and said: "We don't have the right to adjust the interest, but we can suggest that the head office increase the interest. ”
"That's just as well." Xu Zhengzhong nodded, lifted the ball to the head office, and let those people in the head office think of a way, it is better than annoying them, no matter what the final result is, is he still the president of the Fujiyama branch of the ICBC?
"Actually, it's not difficult to get Fujiyama to invest." Dangfu said.
"President Pang, what can you do?" Zhou Decheng asked with a smile.
"Didn't Fujiyama Investment buy a house in Huhai Mansion? As long as housing prices fall, Fujiyama investment will be over. Da Dafu said with a smile.
"The colleagues over there in Huhai Mansion may not give us face." Zhou Decheng said with a frown.
"House prices are rising to boost the economy...... There's so much involved. Xu Zhengzhong reminded.
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