Chapter 36: The Emperor's New Clothes
When she was a sophomore in high school, she went to Yahan's house to help her with her homework. Her family was in a unit villa near Tianjin Water Park at that time, but unfortunately the good times did not last long, someone privately reported that her father's housing exceeded the standard, but the result was a check from the top to the bottom, as a senior cadre did not exceed the standard, but her father was very angry and insisted on moving out of the villa. Since then, the villa has become an eternal dream in Yahan's heart, and it has also become an eternal pain!
After the jade, Yahan exchanged for an original imported Ford of more than 400,000 yuan in "installments". The car was originally bought by Yahan when he opened a construction company after his father's retirement, but later the company was forced to liquidate, in order to pay off the company's foreign debts, and in order to help reduce the burden on the family, Yahan bought it in installments at a price of more than 300,000 yuan, so that the car could still stay at home and his father's face could be saved. At that time, I kept suggesting that if she wanted to change to a Nissan Blue Bird of more than 200,000 yuan, it was not expensive, and it was still a new car, so it should be enough to influence the newcomer. But Yahan felt that there were only 3,000 imported Ford cars in China, and it was a shock to drive it out, and after all kinds of considerations, Yahan finally "bought" it.
In the early years of Meilu, buying a car and buying a house was not a very common phenomenon in society, so having a car and a house became a sign of success and a goal that countless Meilu people yearn for. When I first entered the American Road, there were more bicycles parked in front of the store, and occasionally I saw one or two dilapidated Dafa and Xiali, and with the development of the market, there were more cars in front of the store.
Manager Dayan and Manager Niu had a car before Meilu, it was a dilapidated second-hand Dafa, which was really broken and couldn't be broken. After the silver medal, they directly took out a loan to buy a Passat, which was the team's second car, and Manager Niu's courage was really unmatched, and my admiration for him was like a surging river...... Shortly after buying a new car, Manager Niu really came out of the new front row. Hongying is an old acquaintance of Manager Dayan and Manager Niu, and they have known about Meilu for a long time, and now they suddenly came back with a new car, Hongying began to feel a little psychologically unbalanced, she ran over and kicked the tires of the Passat and said, why can you buy a good car if you do Meilu, and I can buy it too. Hongying joined Meilu in this way. It seems that buying a good car to increase its impact is still productive, and since then, the team's good cars have been one after another, but my car has become the laughing stock of the whole team.
As early as 1996, when I was a sophomore, I got my driver's license and was promoted to manager two years after graduation. At that time, I drove the company's car to and fro when I went out to run errands, so it was very painful to ride a bicycle on the road for more than six hours every day after entering the United States, not counting the time to follow up with customers and explain the products - it was extremely difficult to do a car in a mega city, and the most unforgettable thing for me was an experience in the rain.
One day in April 2003, when I had already taken a silver medal, I was hanging seven or eight big bags of products on the handlebars as usual, with all the tools, books, magazines, and deliveries I needed for the day's work. Because home is far away and you have to go to many places, it is impossible to go home all at once. After visiting all the customers in the morning, it began to rain, and I hurried to the unit of my deep partner Ma Yu, who was still working part-time at that time, and only then did I know that it was artificial rainfall, no wonder the weather forecast was not even mentioned. After waiting for more than half an hour, the rain became heavier and heavier, I couldn't afford to wait, and the time I made with the customer was getting closer and closer, and I had to ride more than 20 kilometers to get there. I borrowed a raincoat from Ma Yu, but I was reluctant to wear it, so I covered the goods in the basket with a raincoat and set off under the heavy rain. Along the way, I rode fast, when I passed the Weiguo Highway Shunchi Bridge, there was already a lot of deep water under the bridge, I rode fast, I couldn't see the big pit hidden under the water surface, just listen to the bang, I even fell out with people and cars, people, cars, and goods were soaked in the water. When I got up and looked, I was dumbfounded, the egg ** was deflated, and the labels of B-group, VE and carotene were rotten. On that day, when I handed over the goods to the customer, I was embarrassed to see the dirty water on my body, and the customer didn't say anything, but from that day on, I was determined to buy my own car. After a whole month of frantic hard work, I finally got the silver medal again, and my income that month was 11,000 yuan. At the end of May, I borrowed another 1,000 yuan, scraped together 12,000 yuan to pay the down payment, and finally drove the jujube-red Songhuajiang back. From now on, I can put everything in the car, and I don't have to send me any weather forecasts every morning, even if there are knives in the sky, I can work as usual.
The new car was named "BMW**" by me, don't look at it is only 45,000 yuan, but there is nothing lacking, the road is definitely enough, and a person always has to do what he can. This was the team's third car, and since then, I have truly stepped into the car family. Although everyone was surprised by my car, this car was laughed at by the team leaders, and this kind of car can also be driven? How else can it affect newcomers to come out? It wasn't until June that Chen Zuanlai came to Tianjin to pick me up in a small car that everyone stopped mocking my good-naturedness. The team's good cars were later one after another, and this atmosphere did not get off to a good start from Manager Niu.
DD Ruotong bought Maxima, Ruby Ruzhi bought Sedan Polo, DD Zhu Ansheng bought Nissan Sunshine, DD Yingfeng bought Haima Fumilai, DD Yuqi bought Buick Excelle...... Even Zhao Yi and Yanan, who had just been on the silver medal, secretly sold their houses and bought a sedan Polo. Many of these cars were not kept later, Yuqi borrowed money to buy the car, and I helped her dispose of the car in the most difficult time, and the car payment of more than 90,000 yuan was not enough to pay off all her debts of more than 300,000 yuan.
My car monthly repayment is 980 yuan, maintenance average 700 yuan per month, even so in 2004 when I spelled DD I can hardly guarantee that the monthly timely repayment, other directors' cars are better than me one or even more than two times, their situation can be imagined, I have not been able to apply for a credit card is thanks to that time. During the time I was with Gu Xin, in order to reduce the pressure, I had to rent the "BMW**" to Lin Chao, who had never been able to afford a car, and he paid me an extra 200 yuan a month to raise the car; After breaking up with Gu Xin, Lin Chao and I began to share the Songhua River for a long time, charging costs by kilometer - Lin Chao and I are such brothers and sisters who share weal and pain.
Lin Chao applied for a lot of credit cards, kept swiping the card to overdraft and then repay the money, and a few cards were cashed out upside down, so that I was almost dizzy. And I never use a credit card, I remember Warren Buffett once taught his children to stay away from credit cards, so no matter how Lin Chao persuaded me, and no matter how difficult I was, I never did it. Lin Chaolin owed a lot of money to the bank before immigrating to Canada, and he was anxious about this for a long time. Meilu people are very fond of applying for credit cards, and they eat food, anyway, a bright future is in the near future. And when you come out to mix, sooner or later you will have to pay it back!
At the end of 2003, when I had just started to put together the drills, Yahan pulled me around to look around whenever I was free. We looked at a lot of high-end properties at that time, and we also paid special attention to villas. The garden scene house in Vanke Crystal City had just opened at that time, more than 4,000 yuan a square meter, I was very moved, and I have been encouraging Yahan to buy it for investment. In less than three years, the house price there soared all the way to 12,000 yuan, and Yahan missed the best investment opportunity. I have always been quite concerned about the real estate trends in the Tianjin market, at that time, the one-bedroom one-bedroom, two-bedroom, three-bedroom and two-living room plates have been in flames, according to the stock market plate rotation theory and people's pursuit of a higher quality of life psychological pursuit, the next garden house should be the most likely to become the skyrocketing room type. We also went to see the City Villa II at that time, and the more classic German and French styles left a deep impression on us at that time. It has always been Yahan's dream to own a villa, she has always been very envious of Mr. Chen's 4,000-square-meter mansion in Australia, and she even boasted that after success, she would like to have a manor like the one in "Gone with the Wind", live a princess-like life served by dozens of maids, and have her own island...... Her dreams are really big, much bigger than mine. And I don't have much desire, I just want to be free.
Her father has always disapproved of Yahan doing Meilu, and when she came home late after DD, her mother didn't even give a bite of food, and it was even more common to sneer at it, and she went home almost every night to do Meilu. After going up to Jade, her father still felt that she had taken the wrong path, and not being recognized by her father had always been a pain in Yahan's heart. She often said to her father unashamedly: "Your villa is wrapped around me!" "For the third daughter's boast of Haikou, the father always thinks it is too much of a joke. In April 2004, Yahan drove the family to see the house, and when she walked to City House II, her father fell in love with the townhouse there. The house is 308 square meters, and the down payment needs 730,000 yuan, Yahan quickly made up his mind to buy it back, and for the pressure of repaying the loan, his father patted his chest and said, "Don't worry, there is me." At that time, Yahan had just become a jadeite, and he only had 30,000 yuan in cash (you can also understand it as a jadeite's net income last year). Yahan began to move around, and her skills in making money were really first-class, and she often made me admire them so much. In less than 20 days, 700,000 yuan of funds will be in hand soon, some are interest-free, some have an annual interest rate of 5%, and some have an annual interest rate of 10%.
After the villa was taken, Yahan's father was very proud. At that time, the momentum of the team's drilling was in full swing, and he attended the conference of Meilu for the first time, and also attended the ribbon-cutting ceremony of the new center of Dagang. On the stage, Yahan's father expressed his pride in his children for doing Meilu for the first time, and he began to read Meilu when he met people. More than half a month later, the old man died suddenly in Hainan, he was happy, if he saw the tragic situation of the team in two years later, I really don't know how he would feel in his heart! I was having an awkward relationship with Yahan because of my affair with Gu Xin at that time, and it has always been a regret in Yahan's heart that I did not officially introduce me to my father as a boyfriend.
Later, we held several activities in the clubhouse and model room of the city villa, and with the model demonstration of the villa, everyone's hard work was also higher. Later, whenever the team needed to work hard, Yahan took everyone to see the car and the house, and built dreams to find motivation. But no one knew how much money Yahan had borrowed at the time, except for her family and me. She has become the youngest owner in the entire community, how many people can match such courage and pulse? The monthly repayment of 16,000 yuan later became Yahan's biggest burden, not including the interest, principal and car payment of the 700,000 yuan borrowed for the down payment. The sudden death of his father made all the funds that Yahan expected to be gone, and during the three-year team decline from 2005 to 2007, Yahan was once stretched thin for funds. In 2006, Yahan didn't care about Meilu for almost a year, and the team couldn't take care of it, one of the two suites at home was sold, and the other was remortgaged, but the huge capital hole was still difficult to fill.
Liu Sheng was the bank's credit manager and later vice president, and he was invited by Yahan, a customer, to celebrate the diamond celebration in September. He was still quite impressed by the long-term value of Meilu, but unfortunately he was almost sued by the Shanghai Pudong Development Bank because Yahan owed loans for more than half a year, and it was logical that Liu Sheng's dream of Meilu was shattered. After returning to Tianjin in September 2006, I took over all the affairs of the villa, at that time, it has become the only requirement of Yahan to sell the villa as soon as possible to solve the urgent need, I started to get involved in real estate sales at that time, and the whole five months of selling real estate experience and later buying a house again, which has achieved a solid foundation for me to prepare to transform real estate today.
In the bleak years that followed, there were countless high-level Meilu seniors who sold houses and cars. Chengdu's Hu Zuan sold his BMW when the team collapsed, Nanjing's Deng Zuan sold his villa and divorced, Nanchang's Zhou Zuan borrowed money to buy a villa of 2 million yuan, and the hope of keeping a house after the bloody case of its Nanning DD is becoming more and more wishful thinking, and the unborn child is also stillborn. In the exciting years, there are still many unknown high-level stories and secrets of the past...... As for the DDs, and even more ordinary American road people's tragic experiences, they are really vast, they have long been abandoned by the glory and achievements of American roads, because the wheels of the times are rolling forward!
The relationship between face and lining is a topic often talked about in Meilu training, which means that although Meilu people have no face, they deserve it after success. In the face of rejection, the education of newcomers is "to make you laugh for three years at most, and only to make you laugh once"! But the real situation is that DD and even diamonds have face but no lining, as long as they can get a loan, Meilu people even dare to buy the earth! Once, Yahan and I were eating skewers of incense at a roadside stall behind the center, and we were accidentally seen by Ma Yu in depth, and she suddenly exclaimed, it turns out that diamonds also eat skewers of incense! Since then, Yahan and I have eaten as far away from the center as possible.
When it comes to diamonds, many people will think that sleeping until they wake up naturally, counting money until their hands cramp, hereditary repudiation, and alternate reincarnation, in fact, this is just a one-sided understanding of newcomers, or the vision depicted by the so-called successful people, this is the utopia of the American passers, and the exaggerated propaganda and simple imagination of the American passers! This kind of imagination led countless American passers-by to go forward and succeed by unscrupulous means, recklessly, and moths to the fire, which led to countless tragedies later.
Chen Xiaobin, a senior driller, is a long-established figure in the bright system, and many bigwigs on the rivers and lakes are the leaders under his command. As early as around 2002, he retired from the rivers and lakes, and he has been doing Meilu for so many years, and even the old Meilu that I must visit every time in the north and south of the world has never seen the true face of Lushan. In May 2007, more than 100 diamonds under the umbrella of Crown Ambassador Mr. Chen gathered at the annual meeting of the Dingsheng system in Zhouzhuang, which was the last part of the conference - the diamond conference. Chen Xiaobin, who was famous, was the first to rush to the stage at the beginning of the meeting, and he began to passionately denounce the shameless behavior of the crown ambassador Lei Xueming for frantically grabbing the line, and also mobilized all the diamonds to jointly write a letter to Mr. Fu. I asked a diamond next to me: "Didn't Chen Xiaobin retire a long time ago?" What's the matter, it's back in the world? The guy next to me whispered to me, "Hey, you don't know? I heard that his market has been seriously damaged in the past few years, and he can't sit still! "Oh my God, even a character like Chen Xiaobin can't sit still! The market has plummeted for three consecutive years, and it seems that the bigwigs can't hold on!
In fact, it is difficult to get financial security for diamonds, especially those who have only reached the top of diamonds after 2003. Only by achieving a higher level such as the crown ambassador can theoretically achieve a relative absent income, because at this time your market base is large enough, the east is not bright and the west is bright, and the overall situation can still remain relatively stable, even if the income declines, it is a skinny camel that is bigger than a horse. Of course, I do know some successful people in China who have "achieved" this goal, and there are only about 100 people in the whole country, but the price is the fearless sacrifice and dedication of more than 600,000 active American passers-by in China, and the repetition of the tragedy of more than 40 million former American passers-by in the past 15 years. Sacrificing the whole team and making me happy, this can't help but remind me of the movie Leonardo starred in - "Blood Diamond"!
To debunk the truth of a lie, we must first understand the premise of security or hereditary. There will be no income without performance, and there will be no pie in the sky, which is a truth that anyone understands, and Meilu Company is certainly not a savior. But if you don't work, how can you have an income every month? Then someone has to do it for you, and only by cultivating the people below you into talents who can take charge of themselves can we ensure the continuous and stable sales of sales. But temporary stability does not mean that they will be stable for years, or even decades, then you have to coax them to do it, which is as simple as adults need a lollipop to coax children. There is more than one such lollipop in Meilu. Not to mention, the four roots of the company's strength, corporate culture, long-term value, and gold products alone will definitely amaze ordinary people. Then the "impeccable" bonus system comes on, and one or two so-called "successful people" appear to say, which immediately makes you feel that your blood is surging and your blood is surging, because you think you can do it too! You've become one of the thousands of old hens laying eggs in the chicken farm, like the human batteries in The Matrix. In order to keep the battery fresh, all kinds of training will shine on the stage, constantly charging, pressurizing, brainwashing, always make you feel that you have grown, but also always make you feel that you are not good enough, and there is always hope to achieve your goals. Meilu will constantly put a carrot bigger than a carrot in front of you, and you will never stop driven by desire.
But the problem is that the game rules of the 9 kinds of 12-item grading system of Meilu determine that it is impossible for newcomers to make money before the silver medal, and even DD is difficult to ensure that they break even, so many people have no choice but to leave Meilu in the case of economic bankruptcy, and even some people feel that it is not that Meilu is bad, but that they are not good, which is the saddest thing for Meilu people. If the newcomer can't make money and "die", the silver medal can't hold up; If the silver medal can't hold up the "death", the gold medal can't hold it; If the gold medal can't hold up the "death", then the DD can't hold it...... The pyramid collapsed layer by layer, so the jadeite and diamonds could not hold on. You say, how can diamonds be rich? And how can it be guaranteed? It's pretty good to have a slight surplus in jadeite!
At present, China's diamond and above high-end are divided into the following three categories:
1. Overseas American passers-by
This group of people has joined the United States overseas (Australia, the United States, etc.), and before returning to China in 1995 to open up the market, their grades are usually above DD, and the first batch of diamonds in China before 1998 are these people. This group of people is the absolute ruling class in the upper echelons of Meilu, the big slave owners, the people at the top of the pyramid, who have earned money and have a certain degree of security. Because more than 600,000 active American passers-by in China belong to their markets or teams, the sun rises in the east and rains in the west, and the total market volume will not be too repeated. The number of these people is very small, but with the continuous shrinking of the market since 2004, their income has also decreased to a certain extent, but it can still be maintained between 1 million ~ 15 million yuan per year.
2. Meilu people who drilled from 1998 to 2002
Most of these people joined in 1995-1996, and obtained a certain number of positions before 1998 (pearl or jadeite), and their horizontal rows usually have several diamonds or rows of diamonds or more, and their income is relatively secure, belonging to the slave owners or aristocratic class. Because diamonds are a vested interest class, the diamonds below you will naturally work hard and don't need to worry too much about you. There are few such high-level leaders, and their work usually focuses on local conferences, and most of them are the finale guests of the conference. Like the handful of overseas American passers-by in China in the early days, they are also trapeze, always rushing from one venue to another, always on the road. If they don't show up, the teams will slowly shrink until they die. Usually, its income is about 600,000~1.5 million yuan per year. Freely? Hehe, don't even think about it! Over the years, how have I seen a few diamonds that have lived a leisurely life? Thinking about it, there is actually one: Brother Cheng and Sister Xiuxiu, who want to upgrade the system in Beijing, retired to live at home after finishing the jade, and they are also at ease, but they naturally become extremely busy after drilling, I really don't know if they are for a higher goal or a last resort?
3. Meilu people who drilled after 2003
Some of them may quickly form a market with their own ability, connections or funds, but the people below can't make money and "die", so they have to find more new people to replace them. It's hard work, because the "dead" people are usually conceptual and capable, and the new ones need to be retrained. In Meilu, it takes three years for a newcomer to grow into a leader who can take charge of all aspects at the earliest. So the income of this type of diamond is actually up and down, and the specific level depends entirely on the market structure and the speed at which the new person replaces the old one, which is a game against time! Once stopped, it will be difficult for them to maintain their original seemingly decent life, and once the myth is shattered, it means that the end of the world is coming. This kind of diamond is currently the backbone of the domestic high-end, there is no guarantee and freedom at all, even if it is only relative, its income is generally 100,000 ~ 400,000 yuan per year. This is the main body of the current diamond class, because the market foundation is not solid, suffering from shrinking performance, and the situation is worrying. Usually, the annual income of the diamond will be 200,000~400,000 yuan, but it will soon return to the level of 100,000~300,000 yuan in the next fiscal year.
What I want to explain here is that the income from diamonds this year does not mean that there will be income from diamonds next year, and the market performance changes year by year. If you own the market structure and performance of diamonds, you will enjoy the income of diamonds, and if the market is not available or the performance is declining, you will not enjoy it. However, Meilu will retain the awards of former diamonds who do not qualify, in order to maintain their appeal in the market. Therefore, when a person says that he is a diamond, it may only mean that he has been on it, but it does not mean that he still has this income. In fact, the same is true for other awards.
We are the third type of diamonds, in 2004 when we drilled at the same time there was a diamond, turnover of 17.8 million yuan before tax, monthly pre-tax income between 16,000 ~ 22,000 yuan, year-end jade bonus of 15,000 yuan, diamond bonus of 40,000 yuan, plus overseas travel. We can calculate our income by ourselves, this is gross profit, not pure! After deducting various operating expenses and market expenses, it is quite good to have 60,000 or 70,000 yuan left in the end. I believe that as long as you are not a college student who has just left school, as long as you still have some ability, this money will definitely not be too attractive. But there is no way to have an impact when telling the truth, there is no way to unite the team, and there is no way to fool the newcomers, so the high-level people choose collective amnesia or selective blindness! Anyway, blowing bubbles doesn't cost money, and there are flowers, applause and supreme respect, so why not?
Scene - Miro venue
Teacher: "Is it good to be a diamond?" ”
Student: "Good, good, very good, yes~yes~yes~"
Teacher: "Do you want a diamond life?" ”
Student: "Yes, must, die, yes~yes~yes~"
But the real life of diamonds, do you really want to die? Think again! Seven years of American Road, along the way, I am afraid that only Hans Christian Andersen's fairy tale "The Emperor's New Clothes" is the best interpretation of this business!