Chapter 102 Yin eats the grain
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Chapter 102 Yin eats grain
Pei Shufen sat behind the screen for a long time.
Qin Lisheng waited for a long time, and then asked again, is it inconvenient to have it at hand? If so, there are some broken silver accumulated in the small hands, although it is not much, but it is also a small heart. Filial piety is also a good place for these silvers. β
Pei Shufen's face turned red. Listening to Qin Lisheng's tone, it seemed that she was short of silver flowers, so she ran to the outer courtyard to find a slave to stretch out her handβshe was not poor enough to borrow silver from her subordinates
What is she doing this for? Isn't it still for this Hou Mansion? - Where is the queen's mother, where the three princes, and where are the civil and military generals that the marquis is now befriending, which one doesn't need to be carefully checked?
Needless to say, courtiers can still use their official positions to win people's hearts. And the queen, now after listening to Pei Shufen's persuasion, has been extraordinarily loose at hand, and has spent a lot of effort to envelop the palace attendants, palace maids and aunts, and the reward at every turn is a dozen taels of silver, or beaded hairpin rings, sideburns and distractions, bracelets and necklaces, all of which are good. Chu Hua also allowed the three princes to allocate a sum of money from the Marquis of Ningyuan's Mansion every month for their sole use, just for the future.
Pile pile piece, where is not the hole?
It's not that she borrowed a thousand things, and came up with such an idea of making money with money and getting money quickly, maybe they would still borrow money from the money outside to slap the swollen face and become fat like when Pei Shufan was alive. And he has only been married for three or four years, and he has already paid off the debts he owed when he was alive, and he has revitalized his silver and lent money outside. ββFrom debtors to creditors, these people should be grateful
Pei Shufen thought indignantly, and at the same time changed his mind, and he had a heart for Qin Lisheng and Qin Da Steward. I'm not inconvenient, but I asked. I heard from Master Hou that the outer courtyard is in charge of the shop, and the income has dropped very much in the past few months, and these big shopkeepers are not all in business. It's all old people, I heard that they used to make money every day, but now the business has dropped so much? β
Qin Lisheng didn't bother to talk to her in detail, but when he was there before, he also made and lost. Don't say this kind of thing. Today's situation is much better than before, but now the cost is high, and it is a tie with the past. β
Pei Shufen smiled, and couldn't help but sneer, playing the signboard of the Marquis of Ningyuan's mansion, but it was just a profit and a loss? - Known as Wen Taowu, all of them are fine, and there are places where she can't do it? It's really rare, and it's a shame that you also have the face to go to the outside money bank to borrow before, and you're really not afraid of losing the face of the queen. β
Qin Lisheng didn't say a word, listening to Pei Shufen laugh first.
After Pei Shufen finished speaking, Qin Lisheng slowly said that she had her plan first, we are short-sighted, we can only see one acre and three points of land in front of us, where do we know the first plan? - If you want to say that the life in the house is indeed better than before. They are all housekeepers, and the Hou Ye is wise."
The corners of Pei Shufen's mouth raised slightly, so it's fine. You are careful, this Hou Mansion is good, you can be good. If there is something wrong with the Hou Mansion, none of you will be able to escape. β
Qin Lisheng bowed down and said Mingjian"
Pei Shufen couldn't show it anymore, got up and straightened the shawl, and said okay, it's okay. Go down. β
Qin Lisheng saluted again and went out backwards.
Pei Shufen also left the outer courtyard, and the council member thought of sending a competent person to the four shops that had lent money to urge him.
He Ningxin returned to the mansion from the Marquis of Ningyuan's mansion, and immediately ordered someone to call a companion named Xu Ming. Xu Ming is the family that Xu specially prepared for He Ningxin, and helped her manage her dowry shop and grange. He Ningxin's dowry shop looks inconspicuous, but the inside is huge, in addition to the big shopkeeper, there is also a person in charge, who is in charge of everything, and maneuvers between the merchant guilds.
To do business in the Great Qi Dynasty, you can't just focus on which business is highly profitable, and drill where it goes. It's about seeing the rules behind each industry, as well as the people behind each store. Otherwise, you will only watch others earn a lot of money, and when you enter, you will lose all your money.
Xu Ming is such a person who has an active wrist among his fellow merchants in the capital, not to mention hearing the four directions, and seeing all directions, and he is almost inseparable. And his family is the son of the Dongyang Xu family for generations, and his grandson has been favored by He Ningxin and has been released to be good citizens. He is over half a hundred years old, and it doesn't matter if he is a slave or not. As long as future generations can stand up and be a man, his life will be worth it.
Hearing that the Duke of the Kingdom had passed on him, Xu Ming hurriedly packed up and came to the Zhiyuan Pavilion in the main courtyard of the Zhenguo Mansion, and waited in the side hall of the guests.
He Ningxin thought carefully about the shops and fields in the Ningyuan Marquis Mansion in the house, all of which were written on a piece of paper. When she was still Pei Shufan before, she was in charge of the inner and outer courtyards of the Marquis Ningyuan's mansion. Therefore, how many shops, granges, mountains, forests, and minerals are outside the Ningyuan Marquis's Mansion, except for the old Ningyuan Marquis Chu Bozan, no one knows better than He Ningxin today.
Today in the Mansion of the Marquis of Ningyuan, Pei Shufen, the Marquis of Ningyuan, did not escape He Ningxin's eyes when he heard the second question about the silver of the month. She is also a housekeeper and an old man, so naturally the delay in the distribution of the monthly silver on a noble mansion is the reason.
In the past, when she was Pei Shufan, although she opened many shops and various industries outside, she was also divided into two types: overt and secretly.
On the surface, she runs half-heartedly, probably half making money and half losing money. And he also deliberately went to the money bank to borrow silver for turnover, which is the meaning of reassuring the saint.
And those industries in the secret are the real wealth of the Marquis of Ningyuan's mansion. When Emperor Jiaxiang and Empress Dowager Pang were in power, the profits in the secret of the Marquis of Ningyuan's mansion were sent to the southwest by Pei Shufan to the old Marquis of Ningyuan, Chu Bozan. Later, Lao Ning Yuanhou made several major events, which were probably related to these silvers.
However, He Ningxin also has an account in her heart. The silver should have been far from being used up back then, but the old marquis was not sent back to the Marquis of Ningyuan's mansion. When the old marquis was alive, she once asked once. The old marquis said that the silver was the last way back for their Chu family, and asked her not to ask again. ββLater, the old marquis died, and those secret properties were secretly handed over to Emperor Hongxuan, so he bought hundreds of lives in the Ningyuan Marquis's mansion. It's just that I don't know who was cheaper with those silvers back then.
Today's Ningyuan Marquis Mansion is a little stretched, probably not unrelated to the secret properties that have been handed over.
Thinking of those things in her previous life, He Ningxin was slightly uneasy, and she muttered for a long time, but she still pressed these uneasiness into her heart. - She is reincarnated as a human being, and all the things in her past life have nothing to do with her in this life. In her previous life, she was Pei Shufan, of course, she should have done her best for the Marquis of Ningyuan's mansion, and she died. Now that she is He Ningxin, she will only do her best for the Zhenguo Mansion. As for the Marquis of Ningyuan's Mansion, she only needs to keep her two children.
After thinking about it carefully, with her great kindness to the saint that day, and the fact that "Pei Shufan" had died, it was still very possible for the saint to spare Yi'er and humility. If the saint is determined to cut the grass and eradicate the roots, it is not impossible to have a new identity, and from now on, it is not impossible to take precautions and leave a way back for the two children.
He Ningxin was thinking about her thoughts, and when she came to the side hall, she saw that Xu Ming was already waiting there, so she pointed to a chair at the head and said Steward Xu, sit. β
Xu Ming bowed and saluted, leaned over and sat down on the chair, before asking He Ningxin to call the villain, is there something important? β
He Ningxin smiled, took out a piece of paper with the names of several shops written on it, and said, I have a few shops here, you go and help me check how their business is doing. - Is there a way to do it? β
Xu Mingqu stepped forward, stretched out his hands to take the piece of paper, glanced at it quickly, and said These shops seem to be from the Marquis of Ningyuan's mansion? β
He Ningxin was slightly surprised, and said that the steward Xu was really worthy of his reputation and had a unique vision. Can you tell at a glance which shop it is? β
Xu Ming smiled bitterly and flicked the piece of paper, and said with a smile. These shops, all the people who do business in the capital, are all bearing the name of the Marquis of Ningyuan. The one who does business is extremely public, for fear that others will not bully others. When she was alive at that time, naturally no one dared to mess with her, but Rao was like this, and her shops were not very well run. Generally, people like them only make money and don't lose money when they do business, but only their family has profits and losses, which is very strange. β
He Ningxin smiled and said, But the one died, so the peers in the capital began to boycott these shops? - They're so bold, too. Even if that one is gone, the Marquis of Ningyuan's Mansion relies on the queen mother and the three princes, but it is not the one. β
Xu Ming also smiled, and said that this is exactly what he said. Of course, no one dared to mess with them, so now these shops are doing very well, much better than when he was alive, and they are real daily money. β
He Ningxin was taken aback. - There is a lot of silver in the Marquis of Ningyuan's mansion, which is not a good thing. When there is more silver, the mind is more active, and it is easy to cause trouble.
"You go down and check first, and see if there are any other shops in Ningyuan's Marquis Mansion recently, and if there are any other prospects." He Ningxin then ordered.
Xu Ming bowed down and went to the guild in the capital to inquire about the news.
In the evening, Xu Ming came in to report, saying that he had not found any special place, but there was a piece where someone pointed to the name of the Marquis of Ningyuan and was lending money outside. However, the name of the moneylender was not the master of the Marquis of Ningyuan's mansion, probably the name of the servant. - Officials of the Great Qi Dynasty are not allowed to do business, but their families can. But the families of officials are not allowed to get involved in the money lending business.
"What's the man's name?" He Ningxin asked.
"Pei Tongxing." Xu Ming replied respectfully.
He Ningxin thought about it, and then remembered that this name was probably the name of the Pei family's former son. The maids of the three Tong characters around him, Tong Xue, Tong Ye, and Tong Lu. Pei Shufen now has three maids by his side, Tongyue, Tongxing and Tongyun.
Tongxing, didn't you hear that Chu Huajin had made a room? - Pei Shufen used her name to lend money, which is really killing two birds with one stone. He Ningxin smiled in her heart.
Since there is money to lend, will you not even be able to pay out the monthly money? He Ningxin asked Xu Ming again, which shops borrowed the money from their house? Can you find out? β
In the noble mansion of the Great Qi Dynasty, there were many moneylenders, but they all referred to the name of the servants who acted outside, and they were the idea of making people stand up. Generally, it is given to the turnover of shops with a good reputation, and the interest rate is lower than that of a serious bank, so probably in addition to the money bank that has been robbed of business, the person who lends and the person who borrows the money are all happy, and the relationship between mutual benefit and win-win is also low.
Xu Ming listened to He Ningxin's question, but his face was a little strange, and he said that this matter was strange. Originally, there were four shops that borrowed the silver turnover from the Marquis of Ningyuan's mansion, but they were fine before, borrowing and repaying, and they were all very trustworthy. In the past two months, the four shops have been hit to varying degrees, and now they are somewhat unable to turn. Not to mention profits, it is difficult to even take back the instinct. β
He Ningxin let out an "oh", and asked with great interest that they were all doing business? β
Xu Ming grinned, and said that they were all serious businesses, one was a ready-to-wear shop, two were grain shops, and the other was a silver building, which specialized in making jewelry. β
He Ningxin raised her eyebrows, "In this case, there must be a problem, right?" Xu Ming clapped his hands and said that it was such a coincidence. It's not that these shops have offended people together, or that the Marquis of Ningyuan Mansion has offended people, in short, everyone knows it now, and they don't dare to lend money to these four shops for turnover, lest they get into trouble. β
"Have you checked, they started borrowing the silver from the Marquis of Ningyuan's Mansion from that time? How many times have I borrowed it, how much money did I borrow each time? He Ningxin asked carefully.
Since Xu Ming is interested in the Marquis of Ningyuan's Mansion, these things will definitely be asked, and these shops are now looking for people to borrow money from everywhere, and they have also cried to several insiders about these things, and there are many people. took out a piece of paper and told He Ningxin in detail, in the end, these loans are all well documented, but there is no high interest for profit, and there should not be such an end. - It can only be said that the Marquis of Ningyuan Mansion is unlucky. β
He Ningxin looked at the numbers on the note and quickly calculated it in her heart. She is the one who has been in charge of the house, so naturally what is the monthly silver and expenses in the inner courtyard of the Marquis of Ningyuan's mansion every month, and if such a amount of silver is released, according to the interest rate of seven cents lower than the market price, how much profit can she get in a month, in addition to the use of subsidies in the inner courtyard, how much can Pei Shufen fall.
In this way, in more than a year, Pei Shufen can probably get nearly 10,000 taels, which is exactly the same as the expenses of the inner courtyard of the Marquis of Ningyuan for a month.
He Ningxin pondered for a long time, raised her head, smiled and said slowly Since you can't draw your sword to help, let's fall into the well. β
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Chapter 102 Yin eats grain
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