Han also listened to a lot of nonsense, and probably understood.

This should mean that Yu Wanwan's father made a guarantor for his friend, and then his friend borrowed five million from the lending company, and then ran away directly, and now the lending company can't find the borrower, so he directly comes to the guarantor's house to collect the debt.

After clarifying this relationship, Han also calmed down and asked the bearded man, "Can I look at the loan contract?" ”

"Yes, yes, you can just look!" The bearded man stretched out his finger and pointed to the contract spread out on the coffee table, and said casually: "But what we brought is a copy, the original is in the boss's place, you know, in the process of debt collection, we often meet those who are more emotional, in case the original is torn or destroyed, then our boss will not be empty of bamboo baskets??" ”

Han Ye glanced at him lightly, reached out and picked up the contract on the coffee table, and looked at it carefully.

The first few pages are all normal loan terms, Han also read them one by one, and when he turned to the last page, a pair of good-looking eyebrows couldn't help but wrinkle tightly, he glanced at Yu's father, and asked hesitantly: "Forty percent annual interest rate??" Godfather, your friend borrowed it from a loan shark?? ”

"What!?" After hearing Han Ye's words, Yu's father instantly widened his eyes, he stood up suddenly, snatched the copy in Han Ye's hand, turned to the last page with trembling fingers, and when he saw the words "40% annual interest rate" on it, his eyes suddenly darkened, and he sat down on the sofa and said: "How is it possible, how is it possible, I remember when Daqing told me, it was obviously said that the annual interest rate was 10%......"

"What is the annual interest rate of 10%, obviously the annual interest rate is 40%, okay!?" The bearded man looked at Yu Wanwan's father with a speechless expression and said, "Big brother, don't you have to sign when you give a guarantee?" Don't you even read the terms and conditions when you sign them? ”

"I ...... I read it, I remember that the contract was written with an annual interest rate of 10 percent......" Yu's father looked at the contract in his hand, his face full of disbelief.

"Old Yu, have you read carefully??" Yu's mother looked at Yu's father with sad eyes and said, "Are you sure it's ten percent??" ”

"This ......" Yu's father hesitated for a moment, tried to think about it, and then shook his head and said, "I don't remember it either...... It was three or four years ago......"

"Brother, don't blame us for being an afterthought, we do what we do, we've seen a lot of people like you who have been cheated by friends." The bearded man said to Yu's father: "You said, if your friend told you at the beginning that he borrowed from a loan shark and asked you to guarantee it, would you give him a guarantee?" That's definitely not going to happen, so he deliberately lied to you, saying that it was 10% per annum, so that you could rest assured here, so that he could obediently sign for him as a guarantee! ”

"I ......" Yu's father listened to the words of the bearded man, and for a while, he was speechless.

"You see, this loan contract was three years ago, when your friend borrowed 5 million, let's calculate according to the interest rate, the interest is 2 million a year, he has not repaid it for three years, and now he has to repay a total of 13.72 million with interest."